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Are you looking for a card to safely and steadily rebuild your credit score?

With the Capital One® Guaranteed Mastercard®, you have access to a card with a low annual fee and exclusive Mastercard benefits!

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The Capital One® Guaranteed Mastercard® is an option for Canadians in need of an affordable and practical credit rebuilding card. Thus, your approval is guaranteed if you meet the card’s basic requirements! In other words, no hassle!

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Check out some of the numerous advantages of applying for the Capital One® Guaranteed Mastercard®!

Easy to join
Mastercard anti-fraud protection
Travel benefits
Reports to credit agencies

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The Capital One® Guaranteed Mastercard® is an opportunity for those wanting to rebuild credit in Canada. This option requires a security deposit to start using, but the amount is relative!

Capital One® Guaranteed Mastercard® advantages:

  • Mastercard Benefits: The Capital One® Guaranteed Mastercard® offers some positives, such as the zero liability policy for unauthorized purchases. Additionally, you have the chance to use the card internationally.
  • Everyday benefits: The Capital One® Guaranteed Mastercard® also provides exclusive benefits, like insurance for damaged or lost purchases. Moreover, there is the possibility to double the warranty on your purchase with this card!
  • Travel benefits: The Capital One® Guaranteed Mastercard® also comes with advantages for travelers. You have access to assistance anytime, any day. Furthermore, you can be protected in case of lost luggage! This is a much more relaxed way to travel!

Capital One® Guaranteed Mastercard® disadvantages:

  • Annual fee: Despite providing advantages for rebuilding your credit, the Capital One® Guaranteed Mastercard® charges an annual fee that may affect your usage dynamics. Additionally, it requires a security deposit.
  • No rewards program: The Capital One® Guaranteed Mastercard® does not offer any type of rewards program. In other words, for those who like to earn miles, cash back, or points, this card is not ideal.
  • No access to airport lounges: Despite being an option for travel, the Capital One® Guaranteed Mastercard® does not offer a luxury benefit that many are interested in, which is access to lounges around the world!

The Capital One® Guaranteed Mastercard® is a modest but effective option for those needing to rebuild credit! With the ability to send reports to major agencies, you are secure if you make your payments correctly and on time!

The Capital One Guaranteed Mastercard has an annual fee of $59. While this fee exists, the guaranteed approval and included benefits, especially for those looking to repair credit, may justify the cost.

The card is particularly recommended for Canadians seeking to repair or establish credit. It acknowledges that consumers are more than just a credit score and provides a pathway for financial success by responsibly using credit.

The Extended Warranty benefit extends the manufacturer's warranty on certain items purchased with the card. It provides peace of mind by offering additional coverage beyond the original warranty period.

A security fund is a way for the financial institution to secure offering a card to people with different credit histories. Thus, you advance a financial amount to the bank, and in case of not paying your bills, there is no substantial loss for the financial institution. Moreover, it is usually possible to refund your security fund at the end of the card usage period, provided your debts are up to date!

Did you enjoy learning a bit about the Capital One® Guaranteed Mastercard®? But know that there are other options that may interest you.

So, how about getting to know the Bank of America® Unlimited Cash Rewards Card? This is a fee-free option that offers 1.5% in cash back rewards! This is an ideal card for those who like to purchase!

So, if you're interested, come learn more about how the card works in our exclusive review!

Bank of America® Unlimited Cash Rewards Credit Card

Apply for Bank of America® Unlimited Cash Rewards

Embrace limitless earning potential and no annual fees when you apply for the Bank of America® Unlimited Cash Rewards Card!

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