{"id":1898,"date":"2024-11-28T20:31:11","date_gmt":"2024-11-28T20:31:11","guid":{"rendered":"https:\/\/morenetcash.com\/?p=1898"},"modified":"2025-02-02T00:42:19","modified_gmt":"2025-02-02T00:42:19","slug":"chase-sapphire-preferred-review","status":"publish","type":"post","link":"https:\/\/morenetcash.com\/pt\/chase-sapphire-preferred-review\/","title":{"rendered":"Cart\u00e3o de cr\u00e9dito Chase Sapphire Preferred: Recompensas de viagem premium"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">Leve sua experi\u00eancia de viagem para o pr\u00f3ximo n\u00edvel<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"576\" loading=\"lazy\" src=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Design-sem-nome-8-1024x576.png\" alt=\"Chase Sapphire Preferred\" class=\"w-full object-cover object-center border mx-auto wp-image-1900\" srcset=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Design-sem-nome-8-1024x576.png 1024w, https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Design-sem-nome-8-300x169.png 300w, https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Design-sem-nome-8-768x432.png 768w, https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Design-sem-nome-8-18x10.png 18w, https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Design-sem-nome-8.png 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\">Cart\u00e3o de cr\u00e9dito Chase Sapphire Preferred. Fonte: More Net Cash<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>O cart\u00e3o de cr\u00e9dito Chase Sapphire Preferred se destaca por seus impressionantes benef\u00edcios de viagem e pela liberdade que oferece ao resgatar pontos.<\/p>\n<\/div><div class=\"wp-block-lazyblock-credit-card lazyblock-credit-card-1wv8eD\"><section class=\"credit-card mx-5 sm:mx-0 text-gray-600 body-font  my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n  <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n    <div class=\"w-24 h-full\"><\/div>\n  <\/div>\n  <div class=\"container px-5 sm:px-0 py-6 mx-auto\" data-anchor-target=\"lazyBlock\">\n    <div class=\"flex flex-wrap mx-auto\">\n      <a class=\"lg:w-2\/5 w-full lg:pl-6 mt-6 lg:mt-0\" href=\"https:\/\/creditcards.chase.com\/rewards-credit-cards\/sapphire\/preferred\" data-analytics-label=\"creditCardImage\" data-action=\"analytics#trackCTA\" >\n        <img decoding=\"async\" class=\"w-full h-64 object-cover object-center rounded\" loading=\"lazy\" alt=\"card\" style=\"height: 190px;\" src=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Design-sem-nome-1-7.png\">\n      <\/a>\n      <div class=\"lg:w-3\/5 w-full lg:pl-6 mt-6 lg:mt-0\">\n        <h2 class=\"text-sm title-font text-gray-500 tracking-widest uppercase\">\n          Cart\u00e3o de cr\u00e9dito        <\/h2>\n        <h1 class=\"text-gray-900 text-3xl title-font font-medium mb-1\">\n          Chase Safira        <\/h1>\n        <div class=\"flex mb-4 justify-center sm:justify-start\">\n          \n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              viagem            <\/span>\n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              recompensas            <\/span>\n                    \n        <\/div>\n        <p class=\"leading-relaxed\">\n          Transforme compras em pontos sem esfor\u00e7o \u2013 Valor de pontos aprimorado        <\/p>\n        <div class=\"flex mt-6 items-center pb-5 border-b-2 border-gray-100 mb-5\">\n          \n        <\/div>\n        <div class=\"flex\">\n          <a data-km2-rewarded=\"true\" style=\"font-size: 13px;\" class=\"hidden animate-fade-in flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/creditcards.chase.com\/rewards-credit-cards\/sapphire\/preferred\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button class=\"uppercase flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-4 focus:outline-none rounded  disabled:opacity-50\">\n              Veja como se candidatar            <\/button>\n          <\/a>\n          <a data-km2-rewarded=\"false\" style=\"font-size: 15px;\" class=\"flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/creditcards.chase.com\/rewards-credit-cards\/sapphire\/preferred\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button id=\"offer-first\" class=\"flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-6 focus:outline-none rounded  disabled:opacity-50\">\n              Veja como se candidatar            <\/button>\n          <\/a>\n        <\/div>\n        <p class=\"text-xs text-gray-500 mt-3 text-center sm:text-right\">\n          Voc\u00ea ser\u00e1 redirecionado para outro site        <\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n\n    <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && 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\/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { if (this.closed) return; this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button data-no-translation class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/creditcards.chase.com\/rewards-credit-cards\/sapphire\/preferred\" rel=\"sponsored\" data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img decoding=\"async\" loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Design-sem-nome-1-7.png\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Transforme compras em pontos sem esfor\u00e7o \u2013 Valor de Pontos Aprimorado\u2026              <\/p>\n              <a href=\"https:\/\/creditcards.chase.com\/rewards-credit-cards\/sapphire\/preferred\" rel=\"sponsored\" data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Veja como se candidatar                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Voc\u00ea ser\u00e1 redirecionado para outro site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n<\/section><\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Com uma taxa anual competitiva e um conjunto de benef\u00edcios, ele atende tanto viajantes frequentes quanto aqueles que buscam maximizar os gastos di\u00e1rios.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Requisito de pontua\u00e7\u00e3o de cr\u00e9dito:<\/strong> Bom a excelente (normalmente 700+)<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Taxa anual:<\/strong> $95<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>APR de compra:<\/strong> Vari\u00e1vel, variando de 20.74%\u201327.74%<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Adiantamento de dinheiro APR:<\/strong> 29.49% Vari\u00e1vel<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Estrutura de recompensas:<\/strong><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>5x pontos em viagens reservadas pela Chase Travel\u2120<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>3x pontos em restaurantes, servi\u00e7os de streaming selecionados e compras de supermercado online selecionadas<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>2x pontos em outras despesas relacionadas com viagens<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>1x ponto em todas as outras compras<\/li>\n<\/div><\/ul>\n<\/div><\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">Chase Sapphire Preferred: Uma an\u00e1lise detalhada<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>O cart\u00e3o de cr\u00e9dito Chase Sapphire Preferred foi criado para pessoas que valorizam viagens e experi\u00eancias gastron\u00f4micas.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Oferece um programa de recompensas robusto que aumenta o valor das despesas di\u00e1rias.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\">Para quem \u00e9?<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Este cart\u00e3o \u00e9 ideal para:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Viajantes frequentes<\/strong> que valorizam formas flex\u00edveis e vers\u00e1teis de resgatar recompensas, seja por voos, hot\u00e9is ou experi\u00eancias \u00fanicas.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Amantes da comida<\/strong> que costumam jantar fora, exploram novos restaurantes ou preferem a conveni\u00eancia de fazer pedidos em casa.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Indiv\u00edduos que visam maximizar recompensas<\/strong> em gastos di\u00e1rios, incluindo assinaturas de servi\u00e7os de streaming e compras de supermercado on-line, excluindo atacado ou grandes varejistas de desconto.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\">Por que \u00e9 especial?<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Este cart\u00e3o de cr\u00e9dito se destaca por suas caracter\u00edsticas \u00fanicas, incluindo:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Uma oferta de boas-vindas substancial de 60.000 pontos est\u00e1 dispon\u00edvel quando $4.000 s\u00e3o gastos no primeiro trimestre<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Os pontos ganham um valor extra de 25% quando usados para reservas de viagens feitas pela Chase Travel\u2120<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Converta pontos em recompensas sem esfor\u00e7o com transfer\u00eancias de valor igual para as principais companhias a\u00e9reas e hot\u00e9is parceiros<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Amplas prote\u00e7\u00f5es para viagens e compras<\/li>\n<\/div><\/ul>\n<\/div><div class=\"wp-block-lazyblock-credit-card lazyblock-credit-card-Z1F4Xef\"><section class=\"credit-card mx-5 sm:mx-0 text-gray-600 body-font  my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n  <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n    <div class=\"w-24 h-full\"><\/div>\n  <\/div>\n  <div class=\"container px-5 sm:px-0 py-6 mx-auto\" data-anchor-target=\"lazyBlock\">\n    <div class=\"flex flex-wrap mx-auto\">\n      <a class=\"lg:w-2\/5 w-full lg:pl-6 mt-6 lg:mt-0\" href=\"https:\/\/creditcards.chase.com\/rewards-credit-cards\/sapphire\/preferred\" data-analytics-label=\"creditCardImage\" data-action=\"analytics#trackCTA\" >\n        <img decoding=\"async\" class=\"w-full h-64 object-cover object-center rounded\" loading=\"lazy\" alt=\"card\" style=\"height: 190px;\" src=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Design-sem-nome-1-7.png\">\n      <\/a>\n      <div class=\"lg:w-3\/5 w-full lg:pl-6 mt-6 lg:mt-0\">\n        <h2 class=\"text-sm title-font text-gray-500 tracking-widest uppercase\">\n          Cart\u00e3o de cr\u00e9dito        <\/h2>\n        <h1 class=\"text-gray-900 text-3xl title-font font-medium mb-1\">\n          Chase Safira        <\/h1>\n        <div class=\"flex mb-4 justify-center sm:justify-start\">\n          \n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              viagem            <\/span>\n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              recompensas            <\/span>\n                    \n        <\/div>\n        <p class=\"leading-relaxed\">\n          Transforme compras em pontos sem esfor\u00e7o \u2013 Valor de pontos aprimorado        <\/p>\n        <div class=\"flex mt-6 items-center pb-5 border-b-2 border-gray-100 mb-5\">\n          \n        <\/div>\n        <div class=\"flex\">\n          <a data-km2-rewarded=\"true\" style=\"font-size: 13px;\" class=\"hidden animate-fade-in flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/creditcards.chase.com\/rewards-credit-cards\/sapphire\/preferred\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button class=\"uppercase flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-4 focus:outline-none rounded  disabled:opacity-50\">\n              Inscreva-se agora            <\/button>\n          <\/a>\n          <a data-km2-rewarded=\"false\" style=\"font-size: 15px;\" class=\"flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/creditcards.chase.com\/rewards-credit-cards\/sapphire\/preferred\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button id=\"offer-first\" class=\"flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-6 focus:outline-none rounded  disabled:opacity-50\">\n              Inscreva-se agora            <\/button>\n          <\/a>\n        <\/div>\n        <p class=\"text-xs text-gray-500 mt-3 text-center sm:text-right\">\n          Voc\u00ea ser\u00e1 redirecionado para outro site        <\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n\n    <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; 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src=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Design-sem-nome-1-7.png\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Transforme compras em pontos sem esfor\u00e7o \u2013 Valor de Pontos Aprimorado\u2026              <\/p>\n              <a href=\"https:\/\/creditcards.chase.com\/rewards-credit-cards\/sapphire\/preferred\" rel=\"sponsored\" data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Inscreva-se agora                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Voc\u00ea ser\u00e1 redirecionado para outro site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n<\/section><\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">Desbloqueie todo o potencial dos benef\u00edcios do seu cart\u00e3o de cr\u00e9dito<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Para aproveitar ao m\u00e1ximo o sistema de recompensas do Chase Sapphire Preferred Credit Card, o uso estrat\u00e9gico de seus recursos \u00e9 essencial. Aqui est\u00e3o algumas dicas pr\u00e1ticas:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Foco nas categorias de b\u00f4nus:<\/strong><strong><br><\/strong>Maximize seus pontos priorizando gastos em categorias de b\u00f4nus, como viagens reservadas pelo Chase Travel\u2120 (5x pontos) e restaurantes (3x pontos).<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Combine-o com outros cart\u00f5es Chase para aumentar o potencial de ganhos:<\/strong><strong><br><\/strong>Use cart\u00f5es como o Chase Freedom Flex\u2120 ou o Chase Freedom Unlimited\u2120 para ganhar mais pontos em categorias sem b\u00f4nus e, em seguida, combine pontos na sua conta Sapphire Preferred para obter melhores op\u00e7\u00f5es de resgate.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Aproveite as recompensas de compras de supermercado on-line:<\/strong><strong><br><\/strong>Aproveite os 3x mais pontos em compras de supermercado online qualificadas usando o cart\u00e3o para pedidos em grandes quantidades ou entregas recorrentes (n\u00e3o v\u00e1lido para compras no Walmart, Target ou lojas de dep\u00f3sito exclusivas para associados).<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Fique de olho nas promo\u00e7\u00f5es:<\/strong><strong><br><\/strong>O Chase frequentemente oferece ofertas por tempo limitado para maiores recompensas em categorias de gastos selecionadas, oferecendo oportunidades extras para aumentar seu saldo de pontos.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Otimize seus pontos:<\/strong><strong><br><\/strong>Use a transfer\u00eancia de pontos 1:1 para parceiros de viagem para maximizar o valor, especialmente para voos premium ou estadias em hot\u00e9is exclusivos.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Utilize o Portal Chase Travel\u2120 para reservas para otimizar seus pontos:<\/strong><strong><br><\/strong>Resgate pontos aqui para ganhar um aumento de 25% em valor, ideal para voos, hot\u00e9is e aluguel de carros.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">Pesando os pr\u00f3s e os contras&nbsp;<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1004\" height=\"618\" loading=\"lazy\" src=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Captura-de-tela-2024-11-28-090354.png\" alt=\"Chase Sapphire Preferred\" class=\"w-full object-cover object-center border mx-auto wp-image-1901\" srcset=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Captura-de-tela-2024-11-28-090354.png 1004w, https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Captura-de-tela-2024-11-28-090354-300x185.png 300w, https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Captura-de-tela-2024-11-28-090354-768x473.png 768w, https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Captura-de-tela-2024-11-28-090354-18x12.png 18w\" sizes=\"(max-width: 1004px) 100vw, 1004px\" \/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\">Pesando os pr\u00f3s e os contras. Fonte: Chase<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Entender os pontos fortes e as limita\u00e7\u00f5es do cart\u00e3o de cr\u00e9dito Chase Sapphire Preferred \u00e9 crucial para potenciais candidatos.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\">Pr\u00f3s<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>O cart\u00e3o oferece v\u00e1rios benef\u00edcios not\u00e1veis:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>B\u00f4nus de inscri\u00e7\u00e3o generoso: <\/strong>Um b\u00f4nus de inscri\u00e7\u00e3o gratificante de 60.000 pontos espera por voc\u00ea quando o limite de gastos for atingido.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Valor de ponto aprimorado:<\/strong> Os pontos valem 25% a mais quando usados para reservas de viagens pela Chase Travel\u2120.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Transfer\u00eancia de pontos flex\u00edvel:<\/strong> Transfira pontos facilmente para diversas companhias a\u00e9reas e hot\u00e9is parceiros a uma taxa de 1:1.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Categorias diversas:<\/strong> Acumule mais pontos em viagens, restaurantes, servi\u00e7os de streaming e compras de supermercado on-line.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Cobertura de viagem:<\/strong> Mantenha-se protegido em qualquer lugar com seguro de viagem e cobertura prim\u00e1ria para aluguel de carros.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Sem taxas de transa\u00e7\u00e3o estrangeira:<\/strong> Perfeito para uso internacional, o cart\u00e3o n\u00e3o cobra taxas para transa\u00e7\u00f5es estrangeiras.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\">Contras<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>As desvantagens potenciais incluem:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Taxa Anual:<\/strong> A taxa anual de $95 pode ser menos atraente para viajantes ocasionais.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Categorias elevadas limitadas:<\/strong> Algumas \u00e1reas de gastos rendem apenas a taxa b\u00e1sica de 1 ponto por d\u00f3lar.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Restri\u00e7\u00f5es de resgate:<\/strong> Para maximizar o valor dos pontos, muitas vezes \u00e9 necess\u00e1rio reservar viagens pelo Chase Travel\u2120.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">Solicitando o cart\u00e3o<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Solicitar o Chase Sapphire Preferred \u00e9 um processo online simples.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ol><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Visite o site oficial:<\/strong> Navegue at\u00e9 a p\u00e1gina de cart\u00f5es de cr\u00e9dito Chase e selecione a op\u00e7\u00e3o Sapphire Preferred.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Iniciar a aplica\u00e7\u00e3o:<\/strong> Clique em \u201cInscreva-se agora\u201d para acessar o formul\u00e1rio de inscri\u00e7\u00e3o seguro.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Forne\u00e7a informa\u00e7\u00f5es pessoais:<\/strong> Forne\u00e7a seus dados pessoais, incluindo nome, endere\u00e7o, informa\u00e7\u00f5es de contato e n\u00famero do Seguro Social.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Divulgar detalhes financeiros:<\/strong> Inclua sua situa\u00e7\u00e3o de emprego, renda anual e despesas com moradia.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Revisar e enviar:<\/strong> Certifique-se de que todas as informa\u00e7\u00f5es estejam corretas antes de enviar a inscri\u00e7\u00e3o.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Aguardando decis\u00e3o:<\/strong> O Chase pode fornecer uma decis\u00e3o instant\u00e2nea ou solicitar informa\u00e7\u00f5es adicionais.<\/li>\n<\/div><\/ol>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\">Requisitos de elegibilidade<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Os candidatos devem atender aos seguintes crit\u00e9rios:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Os candidatos devem ter 18 anos ou mais, ou 19 em alguns estados como Alabama e Nebraska<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Possuir um SSN ou ITIN v\u00e1lido<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Ter um endere\u00e7o residencial nos EUA<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Manter uma pontua\u00e7\u00e3o de cr\u00e9dito na faixa de boa a excelente (normalmente 700 ou superior)<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">Saiba mais sobre outras op\u00e7\u00f5es<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Enquanto o Chase Sapphire Preferred oferece recompensas de viagem impressionantes, o cart\u00e3o Delta SkyMiles\u00ae Gold American Express se destaca como uma forte alternativa para clientes fi\u00e9is da Delta Air Lines.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Com uma valiosa oferta de boas-vindas, recompensas di\u00e1rias em milhas e vantagens como bagagem despachada de cortesia e embarque antecipado em voos da Delta, este cart\u00e3o atende aos passageiros frequentes.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Com uma isen\u00e7\u00e3o de taxa anual introdut\u00f3ria e benef\u00edcios projetados para viajantes frequentes da Delta, ele oferece valor personalizado para aqueles que voam regularmente com a companhia a\u00e9rea.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Concluindo, o cart\u00e3o de cr\u00e9dito Chase Sapphire Preferred oferece recompensas vers\u00e1teis e benef\u00edcios de viagem adequados para um p\u00fablico amplo.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>No entanto, se suas prefer\u00eancias de viagem estiverem mais alinhadas com as da Delta Air Lines, explorar o cart\u00e3o Delta SkyMiles\u00ae Gold American Express pode oferecer vantagens mais personalizadas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Para saber mais sobre os benef\u00edcios e recursos exclusivos do cart\u00e3o Delta SkyMiles\u00ae Gold American Express, confira nossa an\u00e1lise detalhada e veja se ele \u00e9 a op\u00e7\u00e3o certa para suas necessidades de viagem.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1IGGNB\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/morenetcash.com\/pt\/delta-skymiles-gold-review\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Delta SkyMiles\u00ae Ouro\">\n          <div class=\"m-auto float-none\">\n            <img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Design-sem-nome-7.png\" alt=\"Delta SkyMiles Gold\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/morenetcash.com\/pt\/delta-skymiles-gold-review\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Delta SkyMiles\u00ae Ouro\">\n            Delta SkyMiles\u00ae Ouro        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Saiba mais sobre as vantagens do cart\u00e3o Delta SkyMiles\u00ae Gold, como bagagem despachada gratuita e recompensas de viagem para passageiros da Delta.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/morenetcash.com\/pt\/delta-skymiles-gold-review\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n     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