{"id":1888,"date":"2024-11-28T11:53:58","date_gmt":"2024-11-28T11:53:58","guid":{"rendered":"https:\/\/morenetcash.com\/?p=1888"},"modified":"2025-02-01T20:16:54","modified_gmt":"2025-02-01T20:16:54","slug":"sofi-credit-card-review","status":"publish","type":"post","link":"https:\/\/morenetcash.com\/pt\/sofi-credit-card-review\/","title":{"rendered":"Cart\u00e3o de cr\u00e9dito SoFi: Ganhe 2% Cash Back ilimitado sem taxas"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">Uma solu\u00e7\u00e3o financeira simples e gratificante<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"670\" loading=\"lazy\" src=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Captura-de-tela-2024-11-27-181954-1024x670.png\" alt=\"SoFi Credit Card\" class=\"w-full object-cover object-center border mx-auto wp-image-1889\" srcset=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Captura-de-tela-2024-11-27-181954-1024x670.png 1024w, https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Captura-de-tela-2024-11-27-181954-300x196.png 300w, https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Captura-de-tela-2024-11-27-181954-768x502.png 768w, https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Captura-de-tela-2024-11-27-181954-18x12.png 18w, https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Captura-de-tela-2024-11-27-181954.png 1148w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\">Cart\u00e3o de cr\u00e9dito SoFi Unlimited 2%. Fonte: SoFi<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>O cart\u00e3o de cr\u00e9dito SoFi combina simplicidade com valor, oferecendo reembolso ilimitado de 2% em todas as compras e eliminando taxas como anuidades ou custos de transa\u00e7\u00f5es estrangeiras.<\/p>\n<\/div><div class=\"wp-block-lazyblock-credit-card lazyblock-credit-card-ESkYJ\"><section class=\"credit-card mx-5 sm:mx-0 text-gray-600 body-font  my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n  <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n    <div class=\"w-24 h-full\"><\/div>\n  <\/div>\n  <div class=\"container px-5 sm:px-0 py-6 mx-auto\" data-anchor-target=\"lazyBlock\">\n    <div class=\"flex flex-wrap mx-auto\">\n      <a class=\"lg:w-2\/5 w-full lg:pl-6 mt-6 lg:mt-0\" href=\"https:\/\/www.sofi.com\/credit-card\/\" data-analytics-label=\"creditCardImage\" data-action=\"analytics#trackCTA\" >\n        <img decoding=\"async\" class=\"w-full h-64 object-cover object-center rounded\" loading=\"lazy\" alt=\"card\" style=\"height: 190px;\" src=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Captura-de-tela-2024-11-27-182001.png\">\n      <\/a>\n      <div class=\"lg:w-3\/5 w-full lg:pl-6 mt-6 lg:mt-0\">\n        <h2 class=\"text-sm title-font text-gray-500 tracking-widest uppercase\">\n          Cart\u00e3o de cr\u00e9dito        <\/h2>\n        <h1 class=\"text-gray-900 text-3xl title-font font-medium mb-1\">\n          SoFi         <\/h1>\n        <div class=\"flex mb-4 justify-center sm:justify-start\">\n          \n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              Dinheiro de volta            <\/span>\n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              MasterCard            <\/span>\n                    \n        <\/div>\n        <p class=\"leading-relaxed\">\n          2% dinheiro de volta ilimitado em todas as compras Sem anuidade        <\/p>\n        <div class=\"flex mt-6 items-center pb-5 border-b-2 border-gray-100 mb-5\">\n          \n        <\/div>\n        <div class=\"flex\">\n          <a data-km2-rewarded=\"true\" style=\"font-size: 13px;\" class=\"hidden animate-fade-in flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/www.sofi.com\/credit-card\/\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button class=\"uppercase flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-4 focus:outline-none rounded  disabled:opacity-50\">\n              Veja como se candidatar            <\/button>\n          <\/a>\n          <a data-km2-rewarded=\"false\" style=\"font-size: 15px;\" class=\"flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/www.sofi.com\/credit-card\/\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button id=\"offer-first\" class=\"flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-6 focus:outline-none rounded  disabled:opacity-50\">\n              Veja como se candidatar            <\/button>\n          <\/a>\n        <\/div>\n        <p class=\"text-xs text-gray-500 mt-3 text-center sm:text-right\">\n          Voc\u00ea ser\u00e1 redirecionado para outro site        <\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n\n    <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 100) { setTimeout(() => this.visible(), 1000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 10) { this.getAnchorElement().style.marginBottom = '60px'; } if (document.querySelector('[data-anchor-shown=\"true\"]') && document.querySelector('[data-anchor-shown=\"true\"]').style.bottom === '0px') { setTimeout(() => this.visible(), 1000); return; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); waitFor(_ => (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 10 && this.getAnchorElement().style.marginBottom !== '60px')) .then(_ => { this.closeAnchor(); }); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { if (this.closed) return; this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button data-no-translation class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/www.sofi.com\/credit-card\/\" rel=\"sponsored\" data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img decoding=\"async\" loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Captura-de-tela-2024-11-27-182001.png\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                2% dinheiro de volta ilimitado em todas as compras Sem anuidade              <\/p>\n              <a href=\"https:\/\/www.sofi.com\/credit-card\/\" rel=\"sponsored\" data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Veja como se candidatar                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Voc\u00ea ser\u00e1 redirecionado para outro site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n<\/section><\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Ele foi desenvolvido para pessoas que desejam recompensas consistentes sem a complexidade de rastrear categorias ou lidar com taxas ocultas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Requisito de pontua\u00e7\u00e3o de cr\u00e9dito:<\/strong> Excelente<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Taxa anual:<\/strong> Zero<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>APR de compra:<\/strong> 19.74% a 29.49% vari\u00e1vel<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Adiantamento de dinheiro APR:<\/strong> 31.74%<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Recompensas:<\/strong> 2% de dinheiro de volta ilimitado em todas as compras; 3% de dinheiro de volta em viagens reservadas pela SoFi Travel<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">Cart\u00e3o de cr\u00e9dito SoFi: um olhar mais atento<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>O cart\u00e3o de cr\u00e9dito SoFi, oficialmente chamado de cart\u00e3o de cr\u00e9dito SoFi Unlimited 2%, \u00e9 um produto financeiro vers\u00e1til projetado para atender \u00e0s necessidades daqueles que buscam recompensas simples.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Sua simplicidade e custo-benef\u00edcio fazem com que ele se destaque em um mercado de cart\u00e3o de cr\u00e9dito concorrido.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Este cart\u00e3o tamb\u00e9m se integra perfeitamente ao ecossistema da SoFi, permitindo que os usu\u00e1rios resgatem suas recompensas em contas como SoFi Checking and Savings ou SoFi Invest, maximizando seu potencial de crescimento financeiro.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong>Dinheiro de volta ilimitado<\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>A principal caracter\u00edstica do cart\u00e3o \u00e9 o cashback fixo de 2% em todas as compras.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Ao contr\u00e1rio de muitos cart\u00f5es que exigem que voc\u00ea navegue por categorias ou limites de gastos, o cart\u00e3o de cr\u00e9dito SoFi mant\u00e9m as coisas simples: cada compra rende a mesma alta taxa de recompensas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Para viajantes frequentes, o cart\u00e3o oferece um b\u00f4nus adicional: 3% de cashback em viagens reservadas pela SoFi Travel, oferecida pela Expedia.<\/p>\n<\/div><div class=\"wp-block-lazyblock-credit-card lazyblock-credit-card-ZX2mOj\"><section class=\"credit-card mx-5 sm:mx-0 text-gray-600 body-font  my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n  <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n    <div class=\"w-24 h-full\"><\/div>\n  <\/div>\n  <div class=\"container px-5 sm:px-0 py-6 mx-auto\" data-anchor-target=\"lazyBlock\">\n    <div class=\"flex flex-wrap mx-auto\">\n      <a class=\"lg:w-2\/5 w-full lg:pl-6 mt-6 lg:mt-0\" href=\"https:\/\/www.sofi.com\/credit-card\/\" data-analytics-label=\"creditCardImage\" data-action=\"analytics#trackCTA\" >\n        <img decoding=\"async\" class=\"w-full h-64 object-cover object-center rounded\" loading=\"lazy\" alt=\"card\" style=\"height: 190px;\" src=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Captura-de-tela-2024-11-27-182001.png\">\n      <\/a>\n      <div class=\"lg:w-3\/5 w-full lg:pl-6 mt-6 lg:mt-0\">\n        <h2 class=\"text-sm title-font text-gray-500 tracking-widest uppercase\">\n          Cart\u00e3o de cr\u00e9dito        <\/h2>\n        <h1 class=\"text-gray-900 text-3xl title-font font-medium mb-1\">\n          SoFi         <\/h1>\n        <div class=\"flex mb-4 justify-center sm:justify-start\">\n          \n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              Dinheiro de volta            <\/span>\n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              MasterCard            <\/span>\n                    \n        <\/div>\n        <p class=\"leading-relaxed\">\n          Recompensas simples, sem taxas: solicite o cart\u00e3o de cr\u00e9dito SoFi!        <\/p>\n        <div class=\"flex mt-6 items-center pb-5 border-b-2 border-gray-100 mb-5\">\n          \n        <\/div>\n        <div class=\"flex\">\n          <a data-km2-rewarded=\"true\" style=\"font-size: 13px;\" class=\"hidden animate-fade-in flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/www.sofi.com\/credit-card\/\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button class=\"uppercase flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-4 focus:outline-none rounded  disabled:opacity-50\">\n              Inscreva-se agora            <\/button>\n          <\/a>\n          <a data-km2-rewarded=\"false\" style=\"font-size: 15px;\" class=\"flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/www.sofi.com\/credit-card\/\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button id=\"offer-first\" class=\"flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-6 focus:outline-none rounded  disabled:opacity-50\">\n              Inscreva-se agora            <\/button>\n          <\/a>\n        <\/div>\n        <p class=\"text-xs text-gray-500 mt-3 text-center sm:text-right\">\n          Voc\u00ea ser\u00e1 redirecionado para outro site        <\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n\n    <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() 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3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { if (this.closed) return; this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button data-no-translation class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/www.sofi.com\/credit-card\/\" rel=\"sponsored\" data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img decoding=\"async\" loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Captura-de-tela-2024-11-27-182001.png\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Recompensas simples, sem taxas: solicite o cart\u00e3o de cr\u00e9dito SoFi!              <\/p>\n              <a href=\"https:\/\/www.sofi.com\/credit-card\/\" rel=\"sponsored\" data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Inscreva-se agora                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Voc\u00ea ser\u00e1 redirecionado para outro site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n<\/section><\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong>Sem taxas, sem aborrecimentos<\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>O cart\u00e3o de cr\u00e9dito SoFi elimina taxas comuns que frustram os titulares do cart\u00e3o.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Sem anuidade, os usu\u00e1rios podem aproveitar os benef\u00edcios do cart\u00e3o sem se preocupar com custos anuais adicionais.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Ele tamb\u00e9m elimina taxas de transa\u00e7\u00f5es estrangeiras, o que o torna um companheiro confi\u00e1vel para aqueles que fazem compras ou viajam com frequ\u00eancia para o exterior.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\">Quem se beneficia mais?<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Este cart\u00e3o \u00e9 ideal para indiv\u00edduos que:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Quer recompensas descomplicadas em dinheiro de volta em compras di\u00e1rias, com uma taxa fixa que elimina o inc\u00f4modo de rastrear categorias ou b\u00f4nus rotativos.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Valorize ferramentas financeiras que se integram perfeitamente a um ecossistema mais amplo, permitindo f\u00e1cil gerenciamento de recompensas e contas.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Prefira evitar taxas anuais, custos de transa\u00e7\u00f5es estrangeiras e encargos adicionais, maximizando seu potencial de recompensas sem limites ou restri\u00e7\u00f5es.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">Pr\u00f3s e contras<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"803\" height=\"360\" loading=\"lazy\" src=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Captura-de-tela-2024-11-27-182008-1.png\" alt=\"SoFi Credit Card\" class=\"w-full object-cover object-center border mx-auto wp-image-1892\" srcset=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Captura-de-tela-2024-11-27-182008-1.png 803w, https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Captura-de-tela-2024-11-27-182008-1-300x134.png 300w, https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Captura-de-tela-2024-11-27-182008-1-768x344.png 768w, https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Captura-de-tela-2024-11-27-182008-1-18x8.png 18w\" sizes=\"(max-width: 803px) 100vw, 803px\" \/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\">Pr\u00f3s e contras. Fonte: SoFi<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Antes de solicitar qualquer cart\u00e3o de cr\u00e9dito, \u00e9 importante avaliar suas vantagens e poss\u00edveis desvantagens.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\">Pr\u00f3s<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Dinheiro de volta plano 2%:<\/strong> Uma taxa generosa em todas as compras, sem restri\u00e7\u00f5es ou limites de categoria.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Benef\u00edcios exclusivos de viagem:<\/strong> Receba 3% de dinheiro de volta ao planejar suas viagens pela plataforma da SoFi Travel.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Taxas anuais?<\/strong> N\u00e3o com este cart\u00e3o \u2014 aproveite seus benef\u00edcios sem custos anuais.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Compre no exterior:<\/strong> Diga adeus \u00e0s taxas extras ao fazer compras internacionais, pois o cart\u00e3o de cr\u00e9dito SoFi n\u00e3o oferece taxas para transa\u00e7\u00f5es estrangeiras.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Prote\u00e7\u00e3o para celular:<\/strong> Mantenha seu telefone seguro com at\u00e9 $1.000 em cobertura contra roubo ou danos, simplesmente pagando sua fatura mensal com o cart\u00e3o de cr\u00e9dito SoFi.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\">Contras<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Op\u00e7\u00f5es limitadas de resgate de recompensas:<\/strong> As recompensas devem ser resgatadas em contas SoFi para maximizar seu valor.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Nenhuma oferta de introdu\u00e7\u00e3o:<\/strong> Ao contr\u00e1rio de alguns concorrentes, este cart\u00e3o n\u00e3o inclui promo\u00e7\u00f5es de APR 0% para compras ou transfer\u00eancias de saldo.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Sem b\u00f4nus de boas-vindas:<\/strong> O cart\u00e3o n\u00e3o oferece um incentivo inicial, diferentemente de alguns concorrentes.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">Como solicitar o cart\u00e3o<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Solicitar o cart\u00e3o de cr\u00e9dito SoFi Unlimited 2% \u00e9 simples e totalmente digital, garantindo um processo sem complica\u00e7\u00f5es.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\">Guia passo a passo<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ol><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Visite o site da SoFi:<\/strong> Navegue at\u00e9 a p\u00e1gina do cart\u00e3o de cr\u00e9dito SoFi.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Inicie o aplicativo:<\/strong> Clique no bot\u00e3o \u201cCome\u00e7ar\u201d para come\u00e7ar.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Forne\u00e7a informa\u00e7\u00f5es pessoais:<\/strong> Preencha detalhes como seu nome, n\u00famero do Seguro Social, renda e endere\u00e7o.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Concordar com os Termos:<\/strong> Revise cuidadosamente os termos e condi\u00e7\u00f5es do cart\u00e3o antes de envi\u00e1-lo.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Envie sua inscri\u00e7\u00e3o:<\/strong> Finalize o processo e aguarde a SoFi analisar seus dados.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Obtenha uma decis\u00e3o:<\/strong> A maioria dos candidatos recebe uma decis\u00e3o em minutos.<\/li>\n<\/div><\/ol>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\">Elegibilidade&nbsp;<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Os candidatos devem cumprir certos requisitos de elegibilidade para serem aprovados para o Cart\u00e3o de Cr\u00e9dito SoFi.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Pontua\u00e7\u00e3o de cr\u00e9dito:<\/strong> Voc\u00ea precisar\u00e1 de uma pontua\u00e7\u00e3o de cr\u00e9dito forte, normalmente na faixa de boa a excelente, para se qualificar.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Resid\u00eancia:<\/strong> Somente cidad\u00e3os dos EUA ou residentes permanentes s\u00e3o eleg\u00edveis para solicitar este cart\u00e3o.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Idade:<\/strong> Os candidatos devem ter 18 anos ou mais para atender ao requisito de idade m\u00ednima.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Renda:<\/strong> \u00c9 necess\u00e1ria comprova\u00e7\u00e3o de renda suficiente para cumprir com as obriga\u00e7\u00f5es de cr\u00e9dito.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">Aproveitando ao m\u00e1ximo seu cart\u00e3o SoFi<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Para maximizar o valor do cart\u00e3o de cr\u00e9dito SoFi, \u00e9 essencial usar seus recursos estrategicamente.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong>Resgate recompensas de forma eficaz<\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Maximize suas recompensas resgatando seu dinheiro de volta diretamente em contas SoFi.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Voc\u00ea pode depositar recompensas no SoFi Checking and Savings, us\u00e1-las para investir no SoFi Invest ou at\u00e9 mesmo aplic\u00e1-las em um empr\u00e9stimo pessoal do SoFi.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Essa abordagem n\u00e3o apenas aumenta sua flexibilidade financeira, mas tamb\u00e9m se alinha ao ecossistema financeiro mais amplo da SoFi.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong>Aproveite as vantagens de viagem<\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Para viajantes, reservar pelo SoFi Travel \u00e9 uma maneira inteligente de ganhar 3% de cash back. Esse benef\u00edcio extra torna o cart\u00e3o particularmente atraente para quem est\u00e1 planejando viagens.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong>Proteja seu dispositivo m\u00f3vel<\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Receba at\u00e9 $1.000 em cobertura contra roubo ou danos para seu celular apenas usando o cart\u00e3o de cr\u00e9dito SoFi para pagar sua conta telef\u00f4nica mensal.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">Comparando o cart\u00e3o de cr\u00e9dito SoFi com outras op\u00e7\u00f5es de cashback<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Conhecido por suas recompensas diretas e aus\u00eancia de taxas, o cart\u00e3o de cr\u00e9dito SoFi convida a compara\u00e7\u00f5es com outras op\u00e7\u00f5es populares de cashback.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Muitos concorrentes oferecem recompensas em n\u00edveis, exigindo que voc\u00ea acompanhe categorias espec\u00edficas, como refei\u00e7\u00f5es ou compras de supermercado.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Em contraste, a taxa fixa de 2% da SoFi torna mais f\u00e1cil ganhar recompensas consistentemente altas sem esfor\u00e7o adicional.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Al\u00e9m disso, a aus\u00eancia de taxas \u2014 especialmente a aus\u00eancia de taxas de transa\u00e7\u00f5es estrangeiras \u2014 torna-o mais econ\u00f4mico para uso internacional.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">O que torna o cart\u00e3o de cr\u00e9dito SoFi Unlimited 2% uma escolha inteligente<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>O cart\u00e3o de cr\u00e9dito SoFi \u00e9 uma escolha pr\u00e1tica para quem busca recompensas simples sem o peso das taxas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Seu cashback ilimitado de 2% garante ganhos est\u00e1veis, e as recompensas de viagem adicionais e a integra\u00e7\u00e3o com contas SoFi o tornam uma ferramenta financeira completa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Se voc\u00ea est\u00e1 procurando um cart\u00e3o descomplicado com recompensas significativas, o cart\u00e3o de cr\u00e9dito SoFi oferece um valor excepcional.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Para aqueles que priorizam benef\u00edcios espec\u00edficos da companhia a\u00e9rea, o Delta SkyMiles\u00ae Gold pode valer a pena considerar, embora tenha custos que podem superar suas vantagens para viajantes n\u00e3o frequentes.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Reserve um momento para avaliar suas necessidades e objetivos financeiros e escolha o cart\u00e3o que melhor se adapta ao seu estilo de vida!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1IGGNB\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/morenetcash.com\/pt\/delta-skymiles-gold-review\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Delta SkyMiles\u00ae Ouro\">\n          <div class=\"m-auto float-none\">\n            <img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Design-sem-nome-7.png\" alt=\"Delta SkyMiles Gold\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/morenetcash.com\/pt\/delta-skymiles-gold-review\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Delta SkyMiles\u00ae Ouro\">\n            Delta SkyMiles\u00ae Ouro        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Saiba mais sobre as vantagens do cart\u00e3o Delta SkyMiles\u00ae Gold, como bagagem despachada gratuita e recompensas de viagem para passageiros da Delta.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/morenetcash.com\/pt\/delta-skymiles-gold-review\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continuar lendo            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; 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