{"id":1844,"date":"2024-11-26T14:54:24","date_gmt":"2024-11-26T14:54:24","guid":{"rendered":"https:\/\/morenetcash.com\/?p=1844"},"modified":"2025-02-02T00:53:54","modified_gmt":"2025-02-02T00:53:54","slug":"first-progress-prestige-review","status":"publish","type":"post","link":"https:\/\/morenetcash.com\/ms\/first-progress-prestige-review\/","title":{"rendered":"First Progress Prestige Mastercard\u00ae: Pembinaan Kredit + Pulangan Tunai"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">Buka potensi penuh perjalanan membina kredit anda<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"576\" loading=\"lazy\" src=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Design-sem-nome-3-1-1024x576.png\" alt=\"First Progress Prestige Mastercard\" class=\"w-full object-cover object-center border mx-auto wp-image-1847\" srcset=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Design-sem-nome-3-1-1024x576.png 1024w, https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Design-sem-nome-3-1-300x169.png 300w, https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Design-sem-nome-3-1-768x432.png 768w, https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Design-sem-nome-3-1-18x10.png 18w, https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Design-sem-nome-3-1.png 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\">Buka potensi penuh perjalanan membina kredit anda. Sumber: Lebih Banyak Tunai Bersih<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Membina semula atau memulakan kredit dari awal tidak semestinya menggembirakan. First Progress Prestige Mastercard\u00ae memudahkan proses dengan faedah yang disesuaikan.&nbsp;<\/p>\n<\/div><div class=\"wp-block-lazyblock-credit-card lazyblock-credit-card-1TzQXk\"><section class=\"credit-card mx-5 sm:mx-0 text-gray-600 body-font  my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n  <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n    <div class=\"w-24 h-full\"><\/div>\n  <\/div>\n  <div class=\"container px-5 sm:px-0 py-6 mx-auto\" data-anchor-target=\"lazyBlock\">\n    <div class=\"flex flex-wrap mx-auto\">\n      <a class=\"lg:w-2\/5 w-full lg:pl-6 mt-6 lg:mt-0\" href=\"https:\/\/timeforprogress.com\/pr\/Apply\/\" data-analytics-label=\"creditCardImage\" data-action=\"analytics#trackCTA\" >\n        <img decoding=\"async\" class=\"w-full h-64 object-cover object-center rounded\" loading=\"lazy\" alt=\"card\" style=\"height: 190px;\" src=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Design-sem-nome-5-1.png\">\n      <\/a>\n      <div class=\"lg:w-3\/5 w-full lg:pl-6 mt-6 lg:mt-0\">\n        <h2 class=\"text-sm title-font text-gray-500 tracking-widest uppercase\">\n          Kad Kredit        <\/h2>\n        <h1 class=\"text-gray-900 text-3xl title-font font-medium mb-1\">\n          Prestij Kemajuan Pertama        <\/h1>\n        <div class=\"flex mb-4 justify-center sm:justify-start\">\n          \n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              faedah            <\/span>\n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              Mastercard            <\/span>\n                    \n        <\/div>\n        <p class=\"leading-relaxed\">\n          Bina kredit dengan APR yang rendah dan ganjaran pulangan tunai        <\/p>\n        <div class=\"flex mt-6 items-center pb-5 border-b-2 border-gray-100 mb-5\">\n          \n        <\/div>\n        <div class=\"flex\">\n          <a data-km2-rewarded=\"true\" style=\"font-size: 13px;\" class=\"hidden animate-fade-in flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/timeforprogress.com\/pr\/Apply\/\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button class=\"uppercase flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-4 focus:outline-none rounded  disabled:opacity-50\">\n              Lihat cara memohon            <\/button>\n          <\/a>\n          <a data-km2-rewarded=\"false\" style=\"font-size: 15px;\" class=\"flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/timeforprogress.com\/pr\/Apply\/\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button id=\"offer-first\" class=\"flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-6 focus:outline-none rounded  disabled:opacity-50\">\n              Lihat cara memohon            <\/button>\n          <\/a>\n        <\/div>\n        <p class=\"text-xs text-gray-500 mt-3 text-center sm:text-right\">\n          Anda akan dialihkan ke laman web lain        <\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n\n    <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 100) { setTimeout(() => this.visible(), 1000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 10) { this.getAnchorElement().style.marginBottom = '60px'; } if (document.querySelector('[data-anchor-shown=\"true\"]') && document.querySelector('[data-anchor-shown=\"true\"]').style.bottom === '0px') { setTimeout(() => this.visible(), 1000); return; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); waitFor(_ => (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 10 && this.getAnchorElement().style.marginBottom !== '60px')) .then(_ => { this.closeAnchor(); }); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { if (this.closed) return; this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button data-no-translation class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/timeforprogress.com\/pr\/Apply\/\" rel=\"sponsored\" data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img decoding=\"async\" loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Design-sem-nome-5-1.png\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Bina kredit dengan APR yang rendah dan ganjaran pulangan tunai              <\/p>\n              <a href=\"https:\/\/timeforprogress.com\/pr\/Apply\/\" rel=\"sponsored\" data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Lihat cara memohon                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Anda akan dialihkan ke laman web lain              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n<\/section><\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Kad ini memberi anda kuasa untuk mewujudkan sejarah kredit yang kukuh sambil menikmati ganjaran dan kadar kompetitif yang direka untuk pertumbuhan kewangan.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Skor Kredit:<\/strong> Tiada markah minimum diperlukan, menjadikan kad ini boleh diakses oleh individu yang mempunyai sejarah kredit yang lemah atau terhad<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Yuran Tahunan:<\/strong> Kos untuk mengekalkan kad ini ialah 49 dolar setahun<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>APR biasa:<\/strong> Kadar faedah berubah untuk pembelian ialah 14.74%<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Ganjaran:<\/strong> Faedah termasuk memperoleh pulangan tunai 1% pada setiap pembayaran yang anda buat pada baki akaun anda<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">Prestij Kemajuan Pertama: Gambaran Keseluruhan<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>First Progress Prestige Mastercard\u00ae ialah kad kredit terjamin yang direka khusus untuk membantu individu mewujudkan atau membina semula profil kredit mereka dengan berkesan.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Deposit keselamatan yang boleh dikembalikan adalah wajib untuk kad ini, berfungsi sebagai cagaran dan penentu had kredit anda.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Struktur ini menyediakan pilihan yang boleh dipercayai dan boleh diakses untuk mereka yang mempunyai sejarah kredit terhad atau lemah, menawarkan laluan untuk meningkatkan kedudukan kewangan secara bertanggungjawab.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\">Cara Ia Berfungsi:<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Deposit Keselamatan:<\/strong> Pemohon dikehendaki menyerahkan deposit keselamatan yang boleh dikembalikan antara $200 dan $2,000, yang secara langsung menetapkan had kredit mereka.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Laporan Kredit:<\/strong> Kad menghantar laporan bulanan kepada Equifax, Experian dan TransUnion, membantu pengguna membina kredit melalui penggunaan yang konsisten dan bertanggungjawab.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Ganjaran Pulangan Tunai:<\/strong> Pemegang Kad memperoleh pulangan tunai 1% atas pembayaran yang dibuat ke akaun, memberi insentif kepada pembayaran tepat pada masanya dan pengurusan kredit yang bertanggungjawab.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\">Untuk Siapa?<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Kad ini sesuai untuk individu yang ingin menubuhkan atau membina semula kredit mereka.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Sama ada anda baru memulakan perjalanan kredit anda, pulih daripada halangan kewangan, atau bertujuan untuk mengukuhkan kedudukan kewangan anda, First Progress Prestige Mastercard\u00ae menyediakan laluan berstruktur dan boleh diakses.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Ciri-cirinya disesuaikan untuk membantu pengguna membina tabiat kredit yang positif sambil mengekalkan kos yang boleh diurus, menjadikannya alat yang berharga untuk pertumbuhan kewangan jangka panjang.<\/p>\n<\/div><div class=\"wp-block-lazyblock-credit-card lazyblock-credit-card-1mCY5F\"><section class=\"credit-card mx-5 sm:mx-0 text-gray-600 body-font  my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n  <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n    <div class=\"w-24 h-full\"><\/div>\n  <\/div>\n  <div class=\"container px-5 sm:px-0 py-6 mx-auto\" data-anchor-target=\"lazyBlock\">\n    <div class=\"flex flex-wrap mx-auto\">\n      <a class=\"lg:w-2\/5 w-full lg:pl-6 mt-6 lg:mt-0\" href=\"https:\/\/timeforprogress.com\/pr\/Apply\/\" data-analytics-label=\"creditCardImage\" data-action=\"analytics#trackCTA\" >\n        <img decoding=\"async\" class=\"w-full h-64 object-cover object-center rounded\" loading=\"lazy\" alt=\"card\" style=\"height: 190px;\" src=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Design-sem-nome-5-1.png\">\n      <\/a>\n      <div class=\"lg:w-3\/5 w-full lg:pl-6 mt-6 lg:mt-0\">\n        <h2 class=\"text-sm title-font text-gray-500 tracking-widest uppercase\">\n          Kad Kredit        <\/h2>\n        <h1 class=\"text-gray-900 text-3xl title-font font-medium mb-1\">\n          Prestij Kemajuan Pertama        <\/h1>\n        <div class=\"flex mb-4 justify-center sm:justify-start\">\n          \n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              faedah            <\/span>\n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              Mastercard            <\/span>\n                    \n        <\/div>\n        <p class=\"leading-relaxed\">\n          Bina kredit dengan APR yang rendah dan ganjaran pulangan tunai!        <\/p>\n        <div class=\"flex mt-6 items-center pb-5 border-b-2 border-gray-100 mb-5\">\n          \n        <\/div>\n        <div class=\"flex\">\n          <a data-km2-rewarded=\"true\" style=\"font-size: 13px;\" class=\"hidden animate-fade-in flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/timeforprogress.com\/pr\/Apply\/\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button class=\"uppercase flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-4 focus:outline-none rounded  disabled:opacity-50\">\n              Mohon Sekarang            <\/button>\n          <\/a>\n          <a data-km2-rewarded=\"false\" style=\"font-size: 15px;\" class=\"flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/timeforprogress.com\/pr\/Apply\/\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button id=\"offer-first\" class=\"flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-6 focus:outline-none rounded  disabled:opacity-50\">\n              Mohon Sekarang            <\/button>\n          <\/a>\n        <\/div>\n        <p class=\"text-xs text-gray-500 mt-3 text-center sm:text-right\">\n          Anda akan dialihkan ke laman web lain        <\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n\n    <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 100) { setTimeout(() => this.visible(), 1000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 10) { 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this.getAnchorElement().style.marginBottom !== '60px')) .then(_ => { this.closeAnchor(); }); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { if (this.closed) return; this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button data-no-translation class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/timeforprogress.com\/pr\/Apply\/\" rel=\"sponsored\" data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img decoding=\"async\" loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Design-sem-nome-5-1.png\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Bina kredit dengan APR yang rendah dan ganjaran pulangan tunai!              <\/p>\n              <a href=\"https:\/\/timeforprogress.com\/pr\/Apply\/\" rel=\"sponsored\" data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Mohon Sekarang                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Anda akan dialihkan ke laman web lain              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n<\/section><\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\">Mengapa Ia Istimewa?<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Gabungan APR yang agak rendah untuk kad terjamin dan peluang untuk memperoleh pulangan tunai daripada pembayaran membezakan kad ini daripada banyak pesaing dalam kategorinya.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Tambahan pula, ketiadaan keperluan skor kredit minimum menjadikannya boleh diakses oleh pelbagai pemohon, termasuk mereka yang mempunyai sejarah kredit yang terhad atau lemah, meningkatkan daya tarikannya kepada situasi kewangan yang pelbagai.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">Menganalisis kelebihan dan kekurangan First Progress Prestige Mastercard\u00ae<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"616\" height=\"386\" loading=\"lazy\" src=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Captura-de-tela-2024-11-26-114133.png\" alt=\"First Progress Prestige Mastercard\" class=\"w-full object-cover object-center border mx-auto wp-image-1845\" srcset=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Captura-de-tela-2024-11-26-114133.png 616w, https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Captura-de-tela-2024-11-26-114133-300x188.png 300w, https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Captura-de-tela-2024-11-26-114133-18x12.png 18w\" sizes=\"(max-width: 616px) 100vw, 616px\" \/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\">Menganalisis kelebihan dan kekurangan kad. Sumber: Kemajuan Pertama<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Apabila mempertimbangkan First Progress Prestige Mastercard\u00ae, adalah penting untuk menimbang manfaatnya terhadap potensi kelemahan.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\">Kebaikan<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Tiada Cek Kredit:<\/strong> Pemohon tidak tertakluk kepada semakan kredit, meningkatkan peluang kelulusan dengan ketara bagi mereka yang mempunyai sejarah kredit yang miskin, terhad atau tiada, menjadikannya sangat mudah diakses.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>APR rendah:<\/strong> Dengan APR pembolehubah 14.74%, kad ini menawarkan salah satu daripada kadar faedah terendah antara kad bercagar, mengurangkan potensi kos untuk baki dibawa.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Ganjaran Pulangan Tunai:<\/strong> Memperoleh pulangan tunai 1% untuk pembayaran menggalakkan pembayaran tepat pada masanya dan penggunaan kredit yang bertanggungjawab sambil menyediakan insentif kewangan tambahan untuk tabiat yang baik.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Pelaporan Biro Kredit:<\/strong> Pelaporan bulanan kepada ketiga-tiga biro kredit utama membantu membina atau membina semula kredit, memberikan peluang yang konsisten untuk menunjukkan tingkah laku kredit yang positif.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\">Keburukan<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Yuran Tahunan:<\/strong> Kad ini membawa yuran tahunan $49, yang mungkin menjadi pertimbangan untuk individu yang mementingkan bajet.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Tiada Laluan Naik Taraf:<\/strong> Tiada pilihan untuk beralih kepada kad tidak bercagar dalam suite First Progress, memerlukan permohonan baharu untuk kad tidak bercagar di tempat lain setelah kredit bertambah baik.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Yuran Urus Niaga Asing:<\/strong> Yuran 3% pada urus niaga asing menjadikannya kurang sesuai untuk kegunaan antarabangsa.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">Memohon kad itu<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Memohon First Progress Prestige Mastercard\u00ae ialah proses mudah yang direka untuk menampung individu dengan latar belakang kredit yang berbeza-beza.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">Syarat Kelayakan<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>umur:<\/strong> Pemohon mesti memenuhi syarat umur 18 tahun ke atas untuk layak.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>residensi:<\/strong> Kad ini tersedia secara eksklusif untuk penduduk AS yang memiliki nombor Keselamatan Sosial yang sah.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Deposit Keselamatan:<\/strong> Anda mesti boleh memberikan deposit yang boleh dikembalikan, yang boleh berjulat dari $200 hingga $2,000.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Pendapatan:<\/strong> Pendapatan yang mencukupi untuk menampung obligasi kredit.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">Proses Permohonan<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ol><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Permohonan Dalam Talian:<\/strong> Lawati laman web First Progress dan lengkapkan borang permohonan dalam talian dengan maklumat peribadi dan kewangan.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Deposit Keselamatan:<\/strong> Setelah diluluskan, anda perlu menyediakan deposit yang boleh dikembalikan, yang akan menentukan had kredit anda.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Pengeluaran Kad:<\/strong> Selepas memproses deposit, kad akan dihantar kepada anda, biasanya dalam masa 7 hingga 10 hari perniagaan.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Pengaktifan:<\/strong> Aktifkan kad selepas penerimaan dan mula menggunakannya secara bertanggungjawab untuk membina kredit anda.<\/li>\n<\/div><\/ol>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">Temui kad kredit lain yang mungkin sesuai dengan keperluan anda<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Walaupun First Progress Prestige Mastercard\u00ae menawarkan ciri berharga untuk pembinaan kredit, adalah bijak untuk meneroka pilihan alternatif.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Kad Kredit Discover It\u00ae Secured memberikan alternatif yang menarik dengan set faedahnya sendiri.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong>Ciri-ciri Utama<\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Sifar Yuran Tahunan:<\/strong> Kad Kredit Discover It\u00ae Secured menonjol dengan tidak menawarkan yuran tahunan, membezakannya daripada pilihan kad selamat yang lain.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Program Ganjaran:<\/strong> Dengan program ganjarannya, pengguna boleh memperoleh pulangan tunai 2% untuk pembelian restoran dan stesen minyak dan 1% untuk semua yang lain.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Deposit Keselamatan:<\/strong> Kad ini memerlukan deposit minimum $200, boleh dibayar balik dan terikat terus dengan had kredit anda.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Pelaporan Biro Kredit:<\/strong> Kad melaporkan aktiviti akaun kepada ketiga-tiga biro kredit utama, membantu pengguna mewujudkan dan meningkatkan profil kredit mereka.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Peluang Graduasi:<\/strong> Selepas tujuh bulan, Discover menyemak akaun anda secara automatik untuk menentukan kelayakan untuk beralih kepada kad tidak bercagar dan membayar balik deposit keselamatan.<\/li>\n<\/div><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Kesimpulannya, Kad Kredit Terjamin First Progress Prestige Mastercard\u00ae menyediakan jalan yang berdaya maju untuk individu yang bertujuan untuk membina atau membina semula kredit mereka.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>APR yang rendah dan pulangan tunai untuk pembayaran adalah kelebihan yang ketara.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Walau bagaimanapun, mempertimbangkan alternatif seperti Kad Kredit Discover It\u00ae Secured, yang tidak menawarkan yuran tahunan dan program ganjaran yang mantap, boleh membantu anda membuat keputusan termaklum yang disesuaikan dengan matlamat kewangan anda.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Ketahui semua tentang Kad Kredit Terjamin Discover it\u00ae dalam artikel kami yang seterusnya\u2014jangan ketinggalan!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZAd997\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap 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md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Nikmati ganjaran sambil membina semula kredit anda.         <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/morenetcash.com\/ms\/discover-it-secured-credit-card-review\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Teruskan Membaca            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => 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h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/morenetcash.com\/ms\/discover-it-secured-credit-card-review\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img decoding=\"async\" loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/02\/Discover-It\u00ae-Secured-Credit-Card-3.png\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Discover It\u00ae Kad Kredit Terjamin              <\/p>\n              <a href=\"https:\/\/morenetcash.com\/ms\/discover-it-secured-credit-card-review\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Teruskan Membaca                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Anda akan kekal dalam laman web yang sama              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Wujudkan profil kredit anda menggunakan First Progress Prestige Mastercard\u00ae. Nikmati APR yang rendah, pulangan tunai 1% dan tiada keperluan skor kredit untuk kelulusan.<\/p>","protected":false},"author":14,"featured_media":1846,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[156],"tags":[298],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>First Progress Prestige Mastercard\u00ae: Credit Building + Cash Back - More Net Cash<\/title>\n<meta name=\"description\" content=\"With a low APR, 1% cash back on payments, and no credit score check, the First Progress Prestige Mastercard\u00ae is a smart choice!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/morenetcash.com\/ms\/first-progress-prestige-review\/\" \/>\n<meta property=\"og:locale\" content=\"ms_MY\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"First Progress Prestige Mastercard\u00ae: Credit Building + Cash Back - 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