Need fast access to funds for unexpected or planned expenses? JustMoney Loans helps South Africans access up to R350,000 with competitive rates and flexible repayment terms.

Whether you’re covering emergency expenses or planning a personal project, JustMoney Loans offers a simple, secure, and efficient way to get the funding you need.

JustMoney Loans connects South African consumers with tailored personal loan offers.

Through a partnership with Sanlam, users get access to competitive rates and flexible repayment options.

The application process is 100% online, providing instant feedback on eligibility.

No upfront fees are required, and offers are personalised based on credit history and affordability.

Loan terms are available up to 84 months, making monthly repayments more manageable. Applicants can borrow from up to a maximum of R350,000.

All loans follow South Africa’s credit regulations, ensuring responsible lending practices.

JustMoney Loans is ideal for individuals looking for flexible and fast financing solutions.
It suits a variety of financial goals and personal situations.

JustMoney Loans stands out by offering personalised financial solutions and immediate feedback.

Yes, JustMoney Loans is a trustworthy financial platform that works with regulated partners like Sanlam.

All lending activities adhere to the rules of South Africa’s National Credit Regulator (NCR), which promotes responsible lending.

Applicants undergo a full credit check and affordability assessment before being offered a loan.

There are no hidden or upfront fees, and all interest rates and terms are clearly presented in the personalised quote.

Additionally, the entire process is protected by strong data security standards, ensuring that personal and financial information remains confidential.

By working only with licensed financial institutions, JustMoney ensures that borrowers receive fair and transparent offers.

Personal loans through JustMoney can serve a wide range of purposes.

Here are some of the most common and practical ways South Africans are using their funds:

The application process is simple, fast, and fully online.

Here’s a step-by-step guide to getting started with JustMoney Loans:

Step 1: Log into JustMoney

Create an account or log in to your existing profile on the JustMoney website.

Step 2: Navigate to the “GET Money” Section

Under the “Products” tab, click on “GET Money” to access personal loan options.

Step 3: Click the Offer Button

Click on “View Offer” to access a customised loan estimate at no cost.

Step 4: Complete the Application

Provide required personal details, income information, and consent for a credit check.

Step 5: Review and Accept the Loan

If approved, review the terms and conditions.

Once satisfied, accept the offer and the funds will be transferred shortly after.

To qualify for a personal loan via JustMoney, applicants must meet several basic conditions.

Applicants need to be South African residents aged 18 or older to qualify.

A regular source of income is necessary, whether through full-time employment or self-employment.

Your credit history will be reviewed, and while good credit improves your chances, some lenders may still consider applicants with less-than-perfect scores.

An affordability check is part of the process to ensure that you can comfortably manage repayments without over-indebting yourself.

JustMoney Loans is a strong contender for those needing fast access to credit with flexible terms and transparent processes.

However, it’s always a good idea to compare financial products before making a decision.

If you’re seeking an alternative, the Capitec Personal Loan is another reliable option in South Africa.

Capitec offers competitive interest rates, simplified banking, and loan amounts up to R500,000 depending on your profile.

It’s a great choice for those already banking with Capitec or looking for a broader credit limit.

Want to know more about Capitec Personal Loan? Check out our full article and find out which loan fits your needs best.