The Fortiva® Credit Card is an unsecured option designed for individuals with less-than-ideal credit. Preapproval offers may be received via mail, allowing you to explore terms without impacting your credit score. However, preapproval does not guarantee card approval. Upon the official application, a hard inquiry occurs, providing a firm approval or rejection based on eligibility.

The Fortiva® Credit Card provides online account management services, allowing cardholders to view statements, make payments, and manage their accounts conveniently through the card's website and app.

Yes, the Fortiva® Credit Card is generally accepted internationally wherever the card network (e.g., Visa or Mastercard) is recognized. However, there is a foreign fee charged by the card that can make your transactions more expensive, and often the purchase may not be worth it.

Missing a payment on the Fortiva Credit Card can result in a late payment fee of up to $41. Additionally, it may have a negative impact on your credit score, so timely payments are crucial.