Carta di credito
Recensione della carta di credito Fortiva®: ricostruire la storia del credito!
With no security deposit and cash back rewards, this is not just any card. Despite its potentially high fees, the Fortiva® Credit Card is a solid option for those looking to build or rebuild credit quickly! Find out more!
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Different credit scores are accepted with the Fortiva® Credit Card!
In this Fortiva® Credit Card Review, you’ll discover more about a card that provides an opportunity for you to continue building your credit score, even if your history is challenging.
Apply for Fortiva® Credit Card
Applying for the Fortiva® Credit Card is easy, and you can do it from home. By the way, you may receive an offer in your email!
Thus, you can take advantage of the fact that it is an unsecured card and join as soon as possible. Additionally, with the pre-qualification form, you don’t run the risk of harming your history without even joining.
- Punteggio di credito: Accepts bad credit;
- Tassa annuale: US$ 49 to US$ 175; after that $0 to $49;
- APR acquisto: 22.74% to 36%;
- TAEG anticipo contante: 25.74% to 36%;
- Premi: 3% cash back on specific categories.
The Fortiva® Credit Card: a deep dive
But, an important question from this review is: how does the Fortiva® Credit Card work in daily life? So, let us help you better understand how this card operates.
Firstly, it is a credit rebuilding card that offers rewards with every purchase! This card does not require a security deposit, but its fees are high.
That means it’s important to know that, in addition to the annual fee, you have to pay a monthly maintenance fee that can range from US$ 60 to US$ 159. Additionally, you also pay fees for cash advances, foreign transactions, and balance transfers.
Moreover, the cash back system is a bit complicated. However, you can get 3% of your money back on gas, grocery, and bill payments. Also, 1% cash back is available for other purchases.
However, not all users are eligible for cash back, and the Fortiva® Credit Card does not provide more information. Furthermore, you can only redeem the cash back after one year of usage with a deduction on your account.
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Analyzing the advantages and drawbacks of the Fortiva® Credit Card
There are pros and cons to joining the Fortiva® Credit Card, including limits, fees, and more! So, let’s analyze each of the positive and negative aspects for you to make a more informed decision?
Professionisti
- Earn cashback: 1% to 3% cash back for specific users only. The highest balance is on specific purchases.
- Reports: To help you build your credit history diligently, the Fortiva® Credit Card provides periodic reports to major credit agencies in the country. However, some alternatives may be excluded.
- Zero Fraud Liability: Being a Mastercard, the Fortiva® Credit Card offers a policy that protects you in case of fraudulent transactions on your account. This is great for your security but is not a merit of Fortiva®.
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Contro
- Annual fee: $49 to $175; after that $0 to $49;
- Account Maintenance: $60 to $159 annually;
- Additional Card Fee: US$ 19
- Balance Transfer: 3%
- Cash advance: US$ 5 or 5%;
- Foreign transaction: 3%;
- Late payment: US$ 41;
- Returned Payment: US$ 41;
Moreover, the decision on your rate and limit is determined by the Fortiva® Credit Card without explicit reasons. Furthermore, it is not possible to request a credit limit increase after joining.
Eligibility Requirements for the Fortiva® Credit Card
Now is the time in our review where we present the requirements for you to join the Fortiva® Credit Card. Thus, the first step is to be over 18 years old! Your Social Security Number will be required.
In addition, you need to be a resident of the US territory and prove your residence in the application form. Some rules may change according to state laws.
Another important point is to inform your professional situation, including annual income. Thus, all details will be checked by the Fortiva® Credit Card before providing a response.
Applying for the Fortiva® Credit Card: a manual
Did you like learning about our Fortiva® Credit Card review? So, if you think you have the money and the interest in joining this card, don’t miss the opportunity. But make sure to read all the terms.
Moreover, we assist you with the application process. Everything can be done virtually, without the need to leave your home.
So, come check out our blueprint and get ready for this new card in your wallet.
Apply for Fortiva® Credit Card
Applying for the Fortiva® Credit Card is easy, and you can do it from home. By the way, you may receive an offer in your email!
CIRCA L'AUTORE / Pedro Saynovich
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