{"id":2032,"date":"2025-01-07T20:42:48","date_gmt":"2025-01-07T20:42:48","guid":{"rendered":"https:\/\/morenetcash.com\/?p=2032"},"modified":"2025-01-08T11:38:58","modified_gmt":"2025-01-08T11:38:58","slug":"iow-rec-penfed-personal-loan","status":"publish","type":"post","link":"https:\/\/morenetcash.com\/fr\/iow-rec-penfed-personal-loan\/","title":{"rendered":"Rec &#8211; PenFed Credit Union Personal Loan"},"content":{"rendered":"<!--landing--><div class=\"wp-block-lazyblock-landing-page-variant lazyblock-landing-page-variant-ZuYKfQ\"><div id=\"landing\" style=\"\" class=\"mb-40\">\n  <section class=\"text-gray-600 body-font border-gray-200 sm:border-0\">\n    <div style=\"max-width: 850px;\" class=\"sm:pt-6 mx-auto block\">\n      <div class=\"text-center py-3 px-5\">\n        <p data-av-subtitle class=\"leading-relaxed sm:w-3\/4 mx-auto mb-0\">\n          Avez-vous besoin de fonds pour un achat important ou pour consolider vos dettes ?         <\/p>\n      <\/div>\n\n              <section id=\"half\" class=\"text-gray-600 body-font border-gray-200 sm:border-0\">\n          <h4 class=\"pt-3 text-center text-gray-900 text-2xl title-font font-medium px-5 mb-12\">\n            Le pr\u00eat personnel de PenFed Credit Union se distingue par des conditions de remboursement flexibles et des taux attractifs\u00a0!          <\/h4>\n          <div id=\"mnc_top_wrapper\" style=\"height:600px;\" align=\"center\" class=\"w-full border-gray-200 border-b mt-8 mb-8 pb-5\">\n    <div align=\"center\" style=\"position: sticky; top: 120px;\" class=\"w-full\">\n                  <p style=\"font-size: 10px;\" class=\"uppercase text-center\">\n            Publicit\u00e9          <\/p>\n                <div id=\"mnc_top\" >\n        <\/div>\n    <\/div>\n<\/div>\n          <p class=\"sm:hidden pb-2 text-center sm:text-left leading-relaxed px-5\">\n              Avec des pr\u00eats allant jusqu&#039;\u00e0 $50\u00a0000 et des dur\u00e9es de remboursement allant jusqu&#039;\u00e0 5 ans, PenFed offre une solution simple et accessible. Ce pr\u00eat se distingue par sa demande facile, son approbation rapide, ses taux fixes sans surprise et l&#039;absence de p\u00e9nalit\u00e9s de remboursement anticip\u00e9\u00a0: un emprunt simple et abordable. De plus, la v\u00e9rification de votre taux n&#039;affecte pas votre cote de cr\u00e9dit, vous permettant d&#039;explorer vos options sans risque.\n          <\/p>\n          \n          <div class=\"sm:hidden sm:px-0 py-6 mx-auto px-5\">\n            <div class=\"w-full mx-auto flex flex-wrap\">\n                              <a class=\"mx-auto block\" href=\"https:\/\/www.penfed.org\/personal-loans\" data-analytics-label=\"landingPageImage\" data-action=\"analytics#trackCTA\">\n                  <img decoding=\"async\" loading=\"lazy\" alt=\"card\" style=\"height: 190px;\" class=\"w-full h-64 object-cover object-center rounded border-gray-100 border-2\" src=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2025\/01\/AdobeStock_617901601_Editorial_Use_Only.jpg\">\n                <\/a>\n                                          <div class=\"lg:w-3\/5 w-full lg:pl-6 mt-6 lg:mt-0\">\n                                  <div class=\"flex\">\n                    <a class=\"flex text-white no-underline mt-10 m-auto sm:mr-0 sm:ml-auto\" href=\"https:\/\/www.penfed.org\/personal-loans\" rel=\"sponsored\" data-analytics-label=\"landingPageFirstButton\" data-action=\"analytics#trackCTA\">\n                      <button id=\"landing-first\" class=\"text-white flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-8 text-lg focus:outline-none rounded\">\n                        POSTULEZ MAINTENANT                      <\/button>\n                    <\/a>\n                  <\/div>\n                                      <p class=\"text-xs text-gray-500 mt-3 text-center sm:text-right\">\n                      Vous serez redirig\u00e9 vers un autre site web                    <\/p>\n                                                                <\/div>\n            <\/div>\n          <\/div>\n          <div class=\"mt-10 h-1 bg-gray-200 rounded overflow-hidden sm:hidden mx-5\">\n            <div class=\"w-24 h-full\"><\/div>\n          <\/div>\n          <div class=\"hidden sm:block sm:px-0 py-6 mx-auto px-5\">\n            <div class=\"w-full py-3 mx-auto flex flex-wrap\">\n                              <img decoding=\"async\" loading=\"lazy\" alt=\"card\" style=\"height: 190px;\" class=\"lg:w-2\/5 w-full h-64 object-cover object-center rounded border-gray-100 border-2\" src=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2025\/01\/AdobeStock_617901601_Editorial_Use_Only.jpg\">\n                            \n              <div class=\"lg:w-3\/5 w-full lg:pl-6 mt-6 lg:mt-0\">\n                \n                \n                <p class=\"py-2 text-center sm:text-left leading-relaxed\">\n                  Avec des pr\u00eats allant jusqu&#039;\u00e0 $50\u00a0000 et des dur\u00e9es de remboursement allant jusqu&#039;\u00e0 5 ans, PenFed offre une solution simple et accessible. Ce pr\u00eat se distingue par sa demande facile, son approbation rapide, ses taux fixes sans surprise et l&#039;absence de p\u00e9nalit\u00e9s de remboursement anticip\u00e9\u00a0: un emprunt simple et abordable. De plus, la v\u00e9rification de votre taux n&#039;affecte pas votre cote de cr\u00e9dit, vous permettant d&#039;explorer vos options sans risque.\n                <\/p>\n                <div class=\"flex mt-6 items-center pb-5 border-b-2 border-gray-100 mb-5\">\n                <\/div>\n                                  <div class=\"flex\">\n                    <a class=\"flex text-white no-underline mt-10 m-auto sm:mr-0 sm:ml-auto\" href=\"https:\/\/www.penfed.org\/personal-loans\" rel=\"sponsored\" data-analytics-label=\"landingPageFirstButton\" data-action=\"analytics#trackCTA\">\n                      <button id=\"landing-first\" class=\"text-white flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-8 text-lg focus:outline-none rounded\">\n                        POSTULEZ MAINTENANT                      <\/button>\n                    <\/a>\n                  <\/div>\n                                      <p class=\"text-xs text-gray-500 mt-3 text-center sm:text-right\">\n                      Vous serez redirig\u00e9 vers un autre site web                    <\/p>\n                                                                <\/div>\n            <\/div>\n          <\/div>\n        <\/section>\n      \n      <p class=\"text-center leading-relaxed sm:w-3\/4 mx-auto my-10 px-5\">\n        Prenez un moment pour d\u00e9couvrir comment ce pr\u00eat peut simplifier votre vie financi\u00e8re et pourquoi il se d\u00e9marque !\n      <\/p>\n            <div class=\"flex flex-wrap sm:w-full sm:mx-auto sm:mb-2 px-5\">\n        <div class=\"p-2 sm:w-1\/2 w-full\">\n          <div class=\"bg-gray-100 rounded flex p-4 h-full items-center\">\n            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"3\" class=\"w-6 h-6 flex-shrink-0 mr-4\" viewbox=\"0 0 24 24\">\n              <path d=\"M22 11.08V12a10 10 0 11-5.93-9.14\"><\/path>\n              <path d=\"M22 4L12 14.01l-3-3\"><\/path>\n            <\/svg>\n            <span class=\"title-font font-medium text-left\">\n              Limites de pr\u00eat \u00e9lev\u00e9es : Empruntez jusqu&#039;\u00e0 $50 000, ce qui vous donne la libert\u00e9 de couvrir des d\u00e9penses plus importantes            <\/span>\n          <\/div>\n        <\/div>\n        <div class=\"p-2 sm:w-1\/2 w-full\">\n          <div class=\"bg-gray-100 rounded flex p-4 h-full items-center\">\n            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"3\" class=\"w-6 h-6 flex-shrink-0 mr-4\" viewbox=\"0 0 24 24\">\n              <path d=\"M22 11.08V12a10 10 0 11-5.93-9.14\"><\/path>\n              <path d=\"M22 4L12 14.01l-3-3\"><\/path>\n            <\/svg>\n            <span class=\"title-font font-medium text-left\">\n              Options de remboursement flexibles : choisissez parmi une vari\u00e9t\u00e9 de conditions de remboursement adapt\u00e9es \u00e0 votre budget             <\/span>\n          <\/div>\n        <\/div>\n        <div class=\"p-2 sm:w-1\/2 w-full\">\n          <div class=\"bg-gray-100 rounded flex p-4 h-full items-center\">\n            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"3\" class=\"w-6 h-6 flex-shrink-0 mr-4\" viewbox=\"0 0 24 24\">\n              <path d=\"M22 11.08V12a10 10 0 11-5.93-9.14\"><\/path>\n              <path d=\"M22 4L12 14.01l-3-3\"><\/path>\n            <\/svg>\n            <span class=\"title-font font-medium text-left\">\n              Conditions et taux fixes : g\u00e9rez des paiements mensuels pr\u00e9visibles sans vous soucier des pics d&#039;int\u00e9r\u00eats            <\/span>\n          <\/div>\n        <\/div>\n        <div class=\"p-2 sm:w-1\/2 w-full\">\n          <div class=\"bg-gray-100 rounded flex p-4 h-full items-center\">\n            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"3\" class=\"w-6 h-6 flex-shrink-0 mr-4\" viewbox=\"0 0 24 24\">\n              <path d=\"M22 11.08V12a10 10 0 11-5.93-9.14\"><\/path>\n              <path d=\"M22 4L12 14.01l-3-3\"><\/path>\n            <\/svg>\n            <span class=\"title-font font-medium text-left\">\n              Processus de candidature rapide : postulez en ligne et obtenez une d\u00e9cision rapide, id\u00e9al pour les besoins financiers urgents            <\/span>\n          <\/div>\n        <\/div>\n      <\/div>\n      \n              <div class=\"mx-5\" data-anchor-target=\"lazyBlock\">\n          <a class=\"text-white no-underline\" rel=\"sponsored\" href=\"https:\/\/www.penfed.org\/personal-loans\" data-analytics-label=\"landingPageSecondButton\" data-action=\"analytics#trackCTA\">\n            <button id=\"landing-second\" class=\"flex mx-auto mt-16 border-0 py-2 px-8 focus:outline-none rounded text-lg\">\n              POSTULEZ MAINTENANT            <\/button>\n          <\/a>\n        <\/div>\n                          <p class=\"text-xs text-gray-500 mt-3 text-center\">\n            Vous serez redirig\u00e9 vers un autre site web          <\/p>\n                        <\/div>\n  <\/section>\n\n    <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 100) { setTimeout(() => this.visible(), 1000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 10) { this.getAnchorElement().style.marginBottom = '60px'; } if (document.querySelector('[data-anchor-shown=\"true\"]') && document.querySelector('[data-anchor-shown=\"true\"]').style.bottom === '0px') { setTimeout(() => this.visible(), 1000); return; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); waitFor(_ => (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 10 && this.getAnchorElement().style.marginBottom !== '60px')) .then(_ => { this.closeAnchor(); }); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { if (this.closed) return; this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button data-no-translation class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"w-full justify-self-start flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"mx-2 h-1\/2\">\n            <p class=\"px-5 text-center pt-3 text-xs\">\n              Le pr\u00eat personnel de PenFed Credit Union se distingue par des conditions de remboursement flexibles et des taux attractifs\u00a0!            <\/p>\n          <\/div>\n          <div class=\"mx-2 mt-1 bottom-0 h-1\/2\">\n            <a class=\"w-full m-auto\" href=\"https:\/\/www.penfed.org\/personal-loans\" rel=\"sponsored\" data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n              <button class=\"flex m-auto border-0 py-2 px-6 focus:outline-none rounded text-center text-sm\">\n                Continuer la lecture              <\/button>\n            <\/a>\n            <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n              Vous serez redirig\u00e9 vers un autre site web  \n            <\/p>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n\n  <link rel=\"prefetch\" href=\"https:\/\/www.penfed.org\/personal-loans\">\n  <link rel=\"prerender\" href=\"https:\/\/www.penfed.org\/personal-loans\">\n\n  <link rel=\"prefetch\" href=\"\">\n  <link rel=\"prerender\" href=\"\">\n\n  <div style=\"margin-top: 100px;\">\n     <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; import { Typos } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/typos.js\"; import { phoneNumberMask, writeEmailOptions } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/commons.js\"; let Stimulus = Application.start(); Stimulus.register(\"quiz\", class extends Controller { static get targets() { return [ \"quiz\", \"body\", \"block\", \"footer\", \"pane\", \"email\", \"name\", \"phone\", \"phoneField\", \"checkbox\", \"overlay\", \"submit\", \"unloader\", \"loader\", \"tooltip\", \"tip\", \"emailOptions\", \"formBox\", \"formData\", \"formMessage\", \"formBoxBackGround\", \"formTitle\", \"soi\", \"successMessage\", \"emailDiv\", \"phoneDiv\", \"nameDiv\", \"soiDiv\", \"skipper\", \"trigger\", \"link\", \"cta\", \"footnote\" ] } static get values() { return { showhighlight: Boolean }; } replaceAll(string, search, replace) { return string.split(search).join(replace); } initialize() { this.index = 0; this.formViews = 0; this.mode = 'email'; this.showContentForm = this.getViewEmailForm() || this.getViewPhoneForm() || this.getViewPushForm(); if (this.showContentForm) { this.showedHighlight = false; this.inProcessAnimate = false; } this.conditions = []; this.country = \"\"; this.phoneMaskOptions = { 'br': {\"areaCod\": \"+55\", \"areaCodSpace\": 2, \"dddSpace\": 2, \"prefixoSpace\": 4, \"prefixoSpace2\": 5, \"sufixoSpace\": 4, \"placeHolder\": \"(XX) XXXX-XXXX\" }, 'us': {\"areaCod\": \"+1\", \"areaCodSpace\": 1, \"dddSpace\": 3, \"prefixoSpace\": 3, \"sufixoSpace\": 4, \"placeHolder\": \"(XXX) XXX-XXXX\" }, 'ca': {\"areaCod\": \"+1\", \"areaCodSpace\": 1, \"dddSpace\": 3, \"prefixoSpace\": 3, \"sufixoSpace\": 4, \"placeHolder\": \"(XXX) XXX-XXXX\" }, 'pt': {\"areaCod\": \"+351\", \"areaCodSpace\": 3, \"dddSpace\": 3, \"prefixoSpace\": 3, \"sufixoSpace\": 2, \"placeHolder\": \"XXX XXX XXX\" }, 'es': {\"areaCod\": \"+34\", \"areaCodSpace\": 2, \"dddSpace\": 3, \"prefixoSpace\": 3, \"sufixoSpace\": 2, \"placeHolder\": \"XXX XXX XXX\" }, 'mx': {\"areaCod\": \"+52\", \"areaCodSpace\": 2, \"dddSpace\": 3, \"prefixoSpace\": 3, \"sufixoSpace\": 4, \"placeHolder\": \"XXX XXX XXXX\" }, 'ar': {\"areaCod\": \"+54\", \"areaCodSpace\": 2, \"dddSpace\": 2, \"prefixoSpace\": 4, \"sufixoSpace\": 4, \"placeHolder\": \"(XX) XXXX-XXXX\" }, 'co': {\"areaCod\": \"+57\", \"areaCodSpace\": 2, \"dddSpace\": 3, \"prefixoSpace\": 3, \"sufixoSpace\": 4, \"placeHolder\": \"XXX XXX XXXX\" }, 'za': {\"areaCod\": \"+27\", \"areaCodSpace\": 2, \"dddSpace\": 2, \"prefixoSpace\": 3, \"sufixoSpace\": 4, \"placeHolder\": \"(XX) XXX-XXXX\" }, 'de': {\"areaCod\": \"+49\", \"areaCodSpace\": 99, \"dddSpace\": 99, \"prefixoSpace\": 99, \"prefixoSpace2\": 99, \"sufixoSpace\": 99, \"placeHolder\": \"\" }, 'fr': {\"areaCod\": \"+33\", \"areaCodSpace\": 99, \"dddSpace\": 99, \"prefixoSpace\": 99, \"prefixoSpace2\": 99, \"sufixoSpace\": 99, \"placeHolder\": \"\" }, 'gb': {\"areaCod\": \"+44\", \"areaCodSpace\": 99, \"dddSpace\": 99, \"prefixoSpace\": 99, \"prefixoSpace2\": 99, \"sufixoSpace\": 99, \"placeHolder\": \"\" }, 'it': {\"areaCod\": \"+39\", \"areaCodSpace\": 99, \"dddSpace\": 99, \"prefixoSpace\": 99, \"prefixoSpace2\": 99, \"sufixoSpace\": 99, \"placeHolder\": \"\" } }; this.phoneMaskOption = (this.country in this.phoneMaskOptions) ? this.phoneMaskOptions[this.country] : this.phoneMaskOptions['br']; this.phoneTarget.placeholder = this.phoneMaskOption.placeHolder; this.searchParams = new URLSearchParams(window.location.search); this.quiz = this.replaceAll(window.location.pathname, '\/', ''); this.slug = this.quiz.split('-').slice(0, this.quiz.split('-').length - 1).join(''); this.hostname = \"morenetcash.com\"; let splitOptions = ['a', 'b', 'c', 'd']; this.splitTag = splitOptions[Math.floor(Math.random() * splitOptions.length)]; this.tags = 'quiz='+this.quiz+',host='+this.hostname+',slug='+this.slug+',split='+this.splitTag; if (this.country !== '') { this.tags += `,country=${this.country}`; } this.autocompleted = false; this.emsAccounts = [\n          {\n              'weight': 1.0,\n              'name': '',\n              'list': 1\n          }\n      ]; this.addPhone = false;; this.showForm = false;; this.skipForm = true;; this.showFormFirst = false;; this.triggerInterstitial = false;; this.exitIntent = \"\"; this.paneTargetsLength = this.paneTargets.length; if (!this.getViewEmailForm() && !this.getViewPhoneForm() && this.showFormFirst && this.paneTargetsLength > 1) { this.skip(); } if (!this.getViewAnyForm() && this.showFormFirst && this.paneTargetsLength > 1) { this.skip(); } if (!this.getViewEmailForm() && !this.getViewPhoneForm() && !this.showFormFirst) { this.paneTargetsLength = this.skipForm ? this.paneTargetsLength : this.paneTargetsLength - 1; this.skipForm = true; } if (!this.getViewAnyForm() && !this.showFormFirst) { this.paneTargetsLength = this.skipForm ? this.paneTargetsLength : this.paneTargetsLength - 1; this.skipForm = true; } this.typos = Typos; for (var paramKey of this.searchParams.keys()) { this.tags += paramKey.includes('utm_') ? `,${paramKey}=${this.searchParams.get(paramKey)}` : ''; } if (this.paneTargetsLength === 1 || this.showFormFirst) { this.insertPixels(); this.chooseEmsAccount(); this.chooseConditions(); this.getAnalyticsData(); } !this.skipForm || this.showhighlightValue ? this.manipulateForm() : ''; if (this.showFormFirst) { this.blockTarget.classList.add(\"animate-fade-in\"); this.blockTarget.classList.remove(\"hidden\"); this.enable(); } if (this.exitIntent.includes('http')) { let search = window.location.search; history.replaceState(null, document.title, location.pathname + \"#!\/history\"); history.pushState(null, document.title, location.pathname + search); window.addEventListener(\"popstate\", (function() { window.location.replace(this.exitIntent); }).bind(this), true); } } manipulateForm() {  if (this.getViewPhoneForm() && this.getViewEmailForm()) { this.mode = 'email'; } else if (this.getViewPhoneForm()) { this.mode = 'phone'; this.emailDivTarget.classList.add(\"hidden\"); } else if (this.getViewEmailForm()) { this.mode = 'email'; this.phoneDivTarget.classList.add(\"hidden\"); } else if (this.getViewPushForm()) { this.mode = 'push'; this.phoneDivTarget.classList.add(\"hidden\"); this.emailDivTarget.classList.add(\"hidden\"); this.nameDivTarget.classList.add(\"hidden\"); this.soiDivTarget.classList.add(\"hidden\"); this.enable(); }  } connect() { if (this.showhighlightValue && this.showContentForm && this.getFormViews() <= 1) { if (this.emsAccount === \"\") { const endpoint = \"https:\/\/form.morenetcash.com\"; if (endpoint !== \"\") { fetch(endpoint).then(response => response.json()).then(response => { if ('form-title' in response['content']) { this.emsAccounts = response['content']['accounts']; this.chooseEmsAccount(); this.country = response['content']['country'].toLowerCase(); this.tags += `,country=${this.country}`; this.phoneMaskOption = (this.country in this.phoneMaskOptions) ? this.phoneMaskOptions[this.country] : this.phoneMaskOptions['br']; this.phoneTarget.placeholder = this.phoneMaskOption.placeHolder; this.formTitleTarget.innerHTML = response['content']['form-title']; this.soiTarget.innerHTML = response['content']['soi']; this.submitTarget.innerHTML = response['content']['cta']; this.successMessageTarget.innerHTML = response['content']['success-message']; this.quizTarget.classList.remove('hidden'); this.observerScrollEmailForm(); this.formMessageTarget.style.height = this.paneTarget.offsetHeight + 'px'; this.formMessageTarget.children[0].style.marginTop = 0.4 * this.paneTarget.offsetHeight + 'px'; if (false && 'success-cta' in response['content'] && 'link' in response['content']) { this.linkTarget.classList.remove('hidden'); this.linkTarget.setAttribute('href', response['content']['link']); this.linkTarget.setAttribute('data-href', 'secondary_link' in response['content'] ? response['content']['secondary_link'] : response['content']['link']); this.ctaTarget.innerHTML = response['content']['success-cta']; if (!response['content']['link'].includes('\/\/morenetcash.com')) { this.footnoteTarget.classList.remove('hidden'); } this.formMessageTarget.children[0].style.marginTop = 0.25 * this.paneTarget.offsetHeight + 'px'; waitFor(_ => (document.cookie.includes(\"avInterstitialViewed=true\"))) .then(_ => { [this.linkTarget].forEach(linkTarget => { if (linkTarget.getAttribute('href') !== linkTarget.getAttribute('data-href')) { linkTarget.setAttribute('href', linkTarget.getAttribute('data-href')); if (!linkTarget.getAttribute('data-href').includes(\"morenetcash.com\")) { linkTarget.setAttribute('rel', 'nofollow'); } if (!linkTarget.getAttribute('data-href').includes('\/\/morenetcash.com')) { this.footnoteTarget.classList.remove('hidden'); } } linkTarget.removeAttribute('data-href'); }) }); } if (typeof window.wildcardController === 'object') { window.wildcardController.replaceWildcards(); } }; }).catch((error) => { console.error('Error:', error); }); } } else { this.quizTarget.classList.remove('hidden'); this.observerScrollEmailForm(); this.formMessageTarget.style.height = this.paneTarget.offsetHeight + 'px'; this.formMessageTarget.children[0].style.marginTop = 0.4 * this.paneTarget.offsetHeight + 'px'; } } } readTextFile(file, callback) { var rawFile = new XMLHttpRequest(); rawFile.overrideMimeType(\"application\/json\"); rawFile.open(\"GET\", file, true); rawFile.onreadystatechange = () => { if (rawFile.readyState === 4 && rawFile.status == \"200\") { callback(rawFile.responseText); } }; rawFile.send(null); } next(event) { this.index++; this.showCurrentPane(event); } insertRudderPixel() { if (typeof window.rudderanalytics !== 'object') { var e=window.rudderanalytics=window.rudderanalytics||[]; e.methods=[\"load\",\"page\",\"track\",\"identify\",\"alias\",\"group\",\"ready\",\"reset\",\"getAnonymousId\",\"setAnonymousId\"], e.factory=function(t){ return function(){ var r=Array.prototype.slice.call(arguments); return r.unshift(t), e.push(r),e } }; for(var t=0;t<e.methods.length;t++){ var r=e.methods[t]; e[r]=e.factory(r) } e.loadJS=function(e,t){ var r=document.createElement(\"script\"); r.type=\"text\/javascript\",r.async=!0,r.src=\"https:\/\/cdn.rudderlabs.com\/v2\/rudder-analytics.min.js?transport=beacon\"; var a=document.getElementsByTagName(\"script\")[0];a.parentNode.insertBefore(r,a) }, e.loadJS(), e.load('1qlJXFMeYUmTyucX6KUVQVEjBBM', 'https:\/\/rudder.adtechpanda.com') }; } insertFacebookPixel() { if (typeof window.av?.findTag !== 'undefined') { if (window.av.findTag('fb', '', 'formConversion') !== undefined) return; }  !function(f,b,e,v,n,t,s){ if(f.fbq)return; n=f.fbq=function(){ n.callMethod?n.callMethod.apply(n,arguments):n.queue.push(arguments) }; if(!f._fbq)f._fbq=n; n.push=n; n.loaded=!0; n.version='2.0'; n.queue=[]; t=b.createElement(e); t.async=!0; t.src=v; s=b.getElementsByTagName(e)[0]; s.parentNode.insertBefore(t,s) }(window, document,'script','https:\/\/connect.facebook.net\/en_US\/fbevents.js'); fbq('set', 'autoConfig', false, \"\"); fbq('init', \"\"); fbq('track', 'PageView');   } insertGooglePixel() {  window.dataLayer = window.dataLayer || []; function gtag(){dataLayer.push(arguments);}; gtag('js', new Date()); gtag('config', \"\", {'allow_enhanced_conversions': true}); window.gtag = gtag; let gogleScript = document.createElement(\"script\"); gogleScript.type = \"text\/javascript\"; gogleScript.setAttribute('async', 'async'); gogleScript.src = \"https:\/\/www.googletagmanager.com\/gtag\/js?id=\"; this.quizTarget.appendChild(gogleScript);   } insertTiktokPixel() {  !function (w, d, t) { w.TiktokAnalyticsObject=t;var ttq=w[t]=w[t]||[];ttq.methods=[\"page\",\"track\",\"identify\",\"instances\",\"debug\",\"on\",\"off\",\"once\",\"ready\",\"alias\",\"group\",\"enableCookie\",\"disableCookie\"],ttq.setAndDefer=function(t,e){t[e]=function(){t.push([e].concat(Array.prototype.slice.call(arguments,0)))}};for(var i=0;i<ttq.methods.length;i++)ttq.setAndDefer(ttq,ttq.methods[i]);ttq.instance=function(t){for(var e=ttq._i[t]||[],n=0;n<ttq.methods.length;n++)ttq.setAndDefer(e,ttq.methods[n]);return e},ttq.load=function(e,n){var i=\"https:\/\/analytics.tiktok.com\/i18n\/pixel\/events.js\";ttq._i=ttq._i||{},ttq._i[e]=[],ttq._i[e]._u=i,ttq._t=ttq._t||{},ttq._t[e]=+new Date,ttq._o=ttq._o||{},ttq._o[e]=n||{};var o=document.createElement(\"script\");o.type=\"text\/javascript\",o.async=!0,o.src=i+\"?sdkid=\"+e+\"&#038;lib=\"+t;var a=document.getElementsByTagName(\"script\")[0];a.parentNode.insertBefore(o,a)}; ttq.load(\"\"); ttq.page(); }(window, document, 'ttq');   } insertTaboolaPixel() {  window._tfa = window._tfa || []; window._tfa.push({notify: 'event', name: 'page_view', id: Number(\"\")}); !function (t, f, a, x) { if (!document.getElementById(x)) { t.async = 1;t.src = a;t.id=x;f.parentNode.insertBefore(t, f); } }(document.createElement('script'), document.getElementsByTagName('script')[0], \"\/\/cdn.taboola.com\/libtrc\/unip\/\/tfa.js\", 'tb_tfa_script');   } insertMedianetPixel() {  !function(a, b, c, d, e, f, g) {if(a.ctrk)return;e=a.ctrk=function(){e.runner? e.runner.apply(e,arguments):e.q.push(arguments)}; e.q=[];f=b.createElement(c);f.async=true; f.src=d+'?d='+a.location.hostname;g=b.getElementsByTagName(c)[0]; g.parentNode.insertBefore(f,g);} (window, document,'script','https:\/\/c.pm-srv.co\/v1\/analytics.js'); ctrk('boot', \"\"); ctrk('record', 'page-land', {dnt: false});   } insertPixels() { this.insertRudderPixel(); this.insertFacebookPixel(); this.insertGooglePixel();    } chooseFrom(weights, results) { let num = Math.random(); let s = 0; let lastIndex = weights.length - 1; for (var i = 0; i < lastIndex; ++i) { s += weights[i]; if (num < s) { return results[i]; } } return results[lastIndex]; } chooseEmsAccount() { let emsAccount = this.chooseFrom( this.emsAccounts.map(account => account['weight']), this.emsAccounts ); this.emsAccount = emsAccount['name']; this.emsList = emsAccount['list']; }; prefetchLandingPages() { let link = document.createElement('link'); \/*let fbclid = this.searchParams.get('fbclid') ? '?fbclid=' + this.searchParams.get('fbclid') : ''; let gclid = this.searchParams.get('gclid') ? '?gclid=' + this.searchParams.get('gclid') : '';*\/ for (const condition of this.conditions) { let landingUrl = new URL(condition['link']); let landingPathname = landingUrl.pathname.split('\/').filter(elem => elem).join('-'); let conditionLink = `${condition['link']}`; if (!landingUrl.search) { conditionLink += window.location.search; } if (document.location.pathname[0] === '\/' && document.location.pathname[3] === '\/' && !conditionLink.includes(document.location.pathname.substr(0,3)) && !conditionLink.includes('app.')) { conditionLink = conditionLink.replace(document.location.hostname, document.location.hostname + document.location.pathname.substr(0,3)); } link = document.createElement('link'); link.rel = 'prefetch'; link.href = conditionLink; this.quizTarget.appendChild(link); link = document.createElement('link'); link.rel = 'prerender'; link.href = conditionLink; this.quizTarget.appendChild(link); } } chooseConditions() { this.conditions = []; if (typeof window.wildcardController !== 'undefined') { this.conditions = this.conditions.map(condition => ({ 'answers': condition['answers'], 'link': window.wildcardController.replace( this.chooseFrom( Object.values(condition['links']), Object.keys(condition['links']) ) ) })); } else { this.conditions = this.conditions.map(condition => ({ 'answers': condition['answers'], 'link': this.chooseFrom( Object.values(condition['links']), Object.keys(condition['links']) ) })); } this.prefetchLandingPages(); } showCurrentPane(event) { if (this.skipForm && event?.target !== undefined) { this.tags += `,answer=${event.target.innerText}`; } if (this.showFormFirst && this.index > 1 && event?.target !== undefined) { this.tags += `,answer=${event.target.innerText}`; } if (!this.showFormFirst && this.index <= this.paneTargetsLength - 1) { this.tags += `,answer=${event.target.innerText}`; } if (this.index > this.paneTargetsLength - 1) { this.submit(event); } else { this.paneTargets.forEach((element, index) => { if (index != this.index) { element.classList.add(\"hidden\"); } else { element.classList.remove(\"hidden\"); } }) } if (!this.showFormFirst && this.index === 1 && this.paneTargetsLength > 1) { this.insertPixels(); this.chooseEmsAccount(); this.chooseConditions(); this.getAnalyticsData(); } if (this.showFormFirst && this.index === 1 && this.isValid()) { this.sendForm(false); } if (this.index === this.paneTargetsLength - 1) { this.enable(); } } match(value, regexp) { const validationRegexp = (regexp instanceof RegExp ? regexp : (new RegExp(regexp))); return validationRegexp.test(value); } emptyInput(target) { target.classList.remove('border-red-700'); target.classList.remove('focus:ring-red-200'); target.classList.remove('border-green-700'); target.classList.remove('focus:ring-green-200'); target.classList.add('border-gray-300'); target.classList.add('focus:ring-gray-200'); } goodInput(target) { target.classList.remove('border-red-700'); target.classList.remove('focus:ring-red-200'); target.classList.remove('border-gray-300'); target.classList.remove('focus:ring-gray-200'); target.classList.add('border-green-700'); target.classList.add('focus:ring-green-200'); } badInput(target) { target.classList.remove('border-green-700'); target.classList.remove('focus:ring-green-200'); target.classList.remove('border-gray-300'); target.classList.remove('focus:ring-gray-200'); target.classList.add('border-red-700'); target.classList.add('focus:ring-red-200'); } checkEmail() { let split = this.emailTarget.value.toLowerCase().split(\"@\"); writeEmailOptions(this.emailTarget.value, this.emailOptionsTarget); let emailDomain = split[split.length - 1]; if (this.emailTarget.value === '' || !this.match(this.emailTarget.value, \/^((([a-z]|\\d|[!#\\$%&'\\*\\+\\-\\\/=\\?\\^_`{\\|}~]|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])+(\\.([a-z]|\\d|[!#\\$%&'\\*\\+\\-\\\/=\\?\\^_`{\\|}~]|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])+)*)|((\\x22)((((\\x20|\\x09)*(\\x0d\\x0a))?(\\x20|\\x09)+)?(([\\x01-\\x08\\x0b\\x0c\\x0e-\\x1f\\x7f]|\\x21|[\\x23-\\x5b]|[\\x5d-\\x7e]|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])|(\\\\([\\x01-\\x09\\x0b\\x0c\\x0d-\\x7f]|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF]))))*(((\\x20|\\x09)*(\\x0d\\x0a))?(\\x20|\\x09)+)?(\\x22)))@((([a-z]|\\d|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])|(([a-z]|\\d|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])([a-z]|\\d|-|\\.|_|~|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])*([a-z]|\\d|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])))\\.)+(([a-z]|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])|(([a-z]|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])([a-z]|\\d|-|\\.|_|~|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])*([a-z]|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])))$\/i)) { this.emptyInput(this.emailTarget); this.tooltipTarget.classList.add('hidden'); } else if (emailDomain in this.typos) { this.badInput(this.emailTarget); if (this.typos[emailDomain] !== '') { this.tooltipTarget.classList.remove('hidden'); this.tipTarget.innerHTML = `Vouliez-vous dire ${this.typos[emailDomain]}? Touchez pour corriger`; } } else { this.goodInput(this.emailTarget); this.tooltipTarget.classList.add('hidden'); } } fixEmail() { let split = this.emailTarget.value.toLowerCase().split(\"@\"); let emailDomain = split[split.length - 1]; this.emailTarget.value = this.emailTarget.value.replace(emailDomain, this.typos[emailDomain]); this.checkEmail(); this.enable(); } checkName() { if (this.nameTarget.value === '') { this.emptyInput(this.nameTarget); } else { this.goodInput(this.nameTarget); } } checkPhone() { if (this.phoneTarget.value != \"\") { this.phoneTarget.value = phoneNumberMask(this.phoneTarget.value, this.phoneMaskOption); } } autocomplete() { if (!this.autocompleted && this.emailTarget.value.endsWith('@g')) { this.emailTarget.value += 'mail.com'; this.autocompleted = true; } } isValid() { if (document.getElementById('doubleoptin') !== null) { return document.getElementById('optin').checked && document.getElementById('doubleoptin').checked; } if (this.mode === 'phone' && this.showhighlightValue) { return ( this.getPhoneNumberAreaCod().length > 5 && this.nameTarget.value !== '' && this.checkboxTarget.checked ); } if (this.mode === 'phone' && this.phoneTarget.value === '') { return true; } if (this.mode === 'email' && this.emailTarget.value === '' && !this.showhighlightValue) { return true; } if (this.mode === 'phone') { return ( this.getPhoneNumberAreaCod().length > 5 && this.nameTarget.value !== '' && this.checkboxTarget.checked ); } if (this.mode === 'push') { return true; } let split = this.emailTarget.value.toLowerCase().split(\"@\"); let emailDomain = split[split.length - 1]; if (this.mode === 'email' && this.emailTarget.value !== '' && !this.showhighlightValue) { if (!this.match(this.emailTarget.value, \/^((([a-z]|\\d|[!#\\$%&'\\*\\+\\-\\\/=\\?\\^_`{\\|}~]|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])+(\\.([a-z]|\\d|[!#\\$%&'\\*\\+\\-\\\/=\\?\\^_`{\\|}~]|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])+)*)|((\\x22)((((\\x20|\\x09)*(\\x0d\\x0a))?(\\x20|\\x09)+)?(([\\x01-\\x08\\x0b\\x0c\\x0e-\\x1f\\x7f]|\\x21|[\\x23-\\x5b]|[\\x5d-\\x7e]|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])|(\\\\([\\x01-\\x09\\x0b\\x0c\\x0d-\\x7f]|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF]))))*(((\\x20|\\x09)*(\\x0d\\x0a))?(\\x20|\\x09)+)?(\\x22)))@((([a-z]|\\d|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])|(([a-z]|\\d|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])([a-z]|\\d|-|\\.|_|~|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])*([a-z]|\\d|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])))\\.)+(([a-z]|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])|(([a-z]|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])([a-z]|\\d|-|\\.|_|~|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])*([a-z]|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])))$\/i) || emailDomain in this.typos) { return true; } } return ( this.emailTarget.value !== '' && this.nameTarget.value !== '' && this.checkboxTarget.checked && this.match( this.emailTarget.value, \/^((([a-z]|\\d|[!#\\$%&'\\*\\+\\-\\\/=\\?\\^_`{\\|}~]|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])+(\\.([a-z]|\\d|[!#\\$%&'\\*\\+\\-\\\/=\\?\\^_`{\\|}~]|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])+)*)|((\\x22)((((\\x20|\\x09)*(\\x0d\\x0a))?(\\x20|\\x09)+)?(([\\x01-\\x08\\x0b\\x0c\\x0e-\\x1f\\x7f]|\\x21|[\\x23-\\x5b]|[\\x5d-\\x7e]|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])|(\\\\([\\x01-\\x09\\x0b\\x0c\\x0d-\\x7f]|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF]))))*(((\\x20|\\x09)*(\\x0d\\x0a))?(\\x20|\\x09)+)?(\\x22)))@((([a-z]|\\d|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])|(([a-z]|\\d|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])([a-z]|\\d|-|\\.|_|~|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])*([a-z]|\\d|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])))\\.)+(([a-z]|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])|(([a-z]|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])([a-z]|\\d|-|\\.|_|~|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])*([a-z]|[\\u00A0-\\uD7FF\\uF900-\\uFDCF\\uFDF0-\\uFFEF])))$\/i ) && !(emailDomain in this.typos) ); } enable() { this.submitTarget.disabled = !this.isValid(); } identify() { if (typeof window.rudderanalytics === 'object') { window.rudderanalytics.identify( this.emailTarget.value.toLowerCase(), { email: this.emailTarget.value.toLowerCase(), name: this.nameTarget.value, ip: this.cf?.analyticsIp || '', host: this.hostname, quiz: this.quiz, country: this.country, answers: this.tags, utm_source: this.searchParams.get('utm_source') || localStorage.getItem('analytics_utm_source'), utm_medium: this.searchParams.get('utm_medium') || localStorage.getItem('analytics_utm_medium'), utm_campaign: this.searchParams.get('utm_campaign') || localStorage.getItem('analytics_utm_campaign'), utm_content: this.searchParams.get('utm_content') || localStorage.getItem('analytics_utm_content'), utm_term: this.searchParams.get('utm_term') || localStorage.getItem('analytics_utm_term'), fbclid: this.searchParams.get('fbclid') || localStorage.getItem('avFbclid'), gclid: this.searchParams.get('gclid') || localStorage.getItem('avGclid'), fb_pixel: '', aw_pixel: '', ems_account: this.emsAccount, domain: window.location.host, ems_list: String(this.emsList), phone: this.getPhoneNumberAreaCod(), cf_city: this.cf?.analyticsCity || '', cf_country: this.cf?.analyticsCountry || '', cf_region: this.cf?.analyticsRegion || '', cf_regionCode: this.cf?.analyticsCode || '' } ); if (window.complianceFlags && window.complianceFlags['necessary']) { fetch('https:\/\/id.adtechpanda.com\/new', { method: 'POST', body: JSON.stringify({ email: this.emailTarget.value.toLowerCase() }), headers: {'accept': 'application\/json'}, mode: 'no-cors' } ).then(response => { }).catch(error => { }); } } } trackFacebookPixel() { if (typeof window.av?.findTag !== 'undefined') { if (window.av.findTag('fb', '', 'formConversion') !== undefined) { window.av.triggerTags('formConversion', { email: this.emailTarget.value.toLowerCase(), firstName: this.nameTarget.value.split(' ')[0], lastName: this.nameTarget.value.split(' ').slice(1).join(' '), phoneNumber: this.getPhoneNumberAreaCod().replace('+', '') }, ['fb']); return; }; } if (typeof window.fbq === 'function') { window.fbq('track', 'Lead', {tags: this.tags}); }; } track() {  if (document.cookie.includes(\"quizLeadEvent=true\")) { return true; } this.setCookie(\"quizLeadEvent\", \"true\", 1\/192); this.trackFacebookPixel(); if (typeof window.gtag === 'function') { window.gtag('set', 'user_data', { \"email\": this.emailTarget.value.toLowerCase(), \"phone_number\": this.getPhoneNumberAreaCod() }); window.gtag('event', 'conversion', {'send_to': ``}); }; if (typeof window.ttq === 'object') { window.ttq.track('SubmitForm'); }; if (typeof window._tfa === 'object') { window._tfa.push({notify: 'event', name: 'lead', id: Number(\"\")}); }; if (typeof window.ctrk === 'function') { window.ctrk('record', 'Lead', { dnt: false }); };   } chooseLandingPage() { for (let condition of this.conditions) { if (condition['answers'].every( answer => this.replaceAll(this.replaceAll(this.tags, '\u2013', '-'), ' ', '').includes(this.replaceAll(this.replaceAll(answer, '\u2013', '-'), ' ', '')) )) { this.landingPage = condition['link']; this.landingUrl = new URL(this.landingPage); this.landingPathname = this.landingUrl.pathname.split('\/').filter(elem => elem).join('-'); break; }; }; if (typeof this.landingPage === 'undefined' && document.location.pathname[0] === '\/' && document.location.pathname[3] !== '\/') { this.landingPage = this.conditions[0]['link']; this.landingUrl = new URL(this.landingPage); this.landingPathname = this.landingUrl.pathname.split('\/').filter(elem => elem).join('-'); } if (typeof this.landingPage === 'undefined' && document.location.pathname[0] === '\/' && document.location.pathname[3] === '\/') { this.landingPage = !this.conditions[0]['link'].includes(document.location.pathname.substr(0,3)) && !this.conditions[0]['link'].includes('app.') ? this.conditions[0]['link'].replace(document.location.hostname, document.location.hostname + document.location.pathname.substr(0,3)) : this.conditions[0]['link']; this.landingUrl = new URL(this.landingPage); this.landingPathname = this.landingUrl.pathname.split('\/').filter(elem => elem).join('-'); } } redirect() { \/*let fbclid = this.searchParams.get('fbclid') ? '?fbclid=' + this.searchParams.get('fbclid') : ''; let gclid = this.searchParams.get('gclid') ? '?gclid=' + this.searchParams.get('gclid') : '';*\/ let url = `${this.landingPage}`; if (!this.landingUrl.search) { url += window.location.search; } this.formIgnored() ? this.setViewAnyForm(false) : ''; if (this.triggerInterstitial) { this.triggerTarget.href = url.replace(\"\/quiz.\", \"\/\"); this.triggerTarget.click(); setTimeout(() => { this.unloaderTargets.forEach((element, index) => { element.classList.remove(\"hidden\"); }); this.loaderTargets.forEach((element, index) => { element.classList.add(\"hidden\"); }); }, 1000); } else {  window.location.href = url;   } } skip() { if ((false) &&(window.km2RewardedExists) && (window.km2RewardedReady) && (!window.km2RewardedGranted)) { window.km2MakeRewardedVisible( function() { if (!this.showFormFirst) { this.bodyTarget.classList.add('hidden'); this.footerTarget.classList.add('hidden'); } }.bind(this), function() { this.skip(); }.bind(this) ); this.skipperTarget.disabled = true; this.skipperTarget.innerText = \"\"; this.triggerInterstitial = false; } else if (!this.showFormFirst) { this.chooseLandingPage(); this.identify(); this.track(); this.redirect(); } else { this.next(); } } submit(event) { this.unloaderTargets.forEach((element, index) => { element.classList.add(\"hidden\"); }); this.loaderTargets.forEach((element, index) => { element.classList.remove(\"hidden\"); }); this.chooseLandingPage(); if (this.skipForm) { this.identify(); this.track(); this.redirect(); } else { this.sendForm(true); } } submitEmailForm(event) { this.sendForm(); } sendForm(redirect=false) { this.identify(); let formData = new FormData(); formData.set('email', this.emailTarget.value.toLowerCase()); formData.set('name', this.nameTarget.value); formData.set('phone', this.getPhoneNumberAreaCod()); formData.set('tags', this.tags); formData.set(`p[${this.emsList}]`, this.emsList); fetch(`https:\/\/webhooks.adtechpanda.com\/quiz\/${this.emsAccount}`, { method: 'POST', body: formData, headers: {}, mode: 'no-cors', } ).then(response => { this.track(); this.emailTarget.value.length > 5 ? this.setViewEmailForm(false) : ''; this.getPhoneNumberAreaCod().length > 5 ? this.setViewPhoneForm(false) : ''; if (redirect) { this.redirect(); } else { !this.showFormFirst ? this.successMessage() : ''; } }).catch(error => { if (redirect) { this.redirect(); } else { !this.showFormFirst ? this.successMessage() : ''; } }); } successMessage() { this.formDataTarget.classList.add(\"hidden\"); this.formMessageTarget.classList.remove(\"hidden\"); let event = new CustomEvent(\"sendPulseTriggerPrompt\"); window.dispatchEvent(event); this.setFormViews(0); } getAnalyticsData() { this.cf = JSON.parse(sessionStorage.getItem(\"wildcardData\")); if (sessionStorage.getItem(\"wildcardCountry\") === null) { fetch('https:\/\/tracker.adtechpanda.com\/', { method: 'GET', headers: {'accept': 'application\/json'} }).then(response => response.json()).then(data => { const wildcardData = { analyticsIp: data.ip, analyticsCity: data.city, analyticsRegion: data.region, analyticsCode: data.regionCode, analyticsCountry: data.country }; sessionStorage.setItem(\"wildcardData\", JSON.stringify(wildcardData)); sessionStorage.setItem(\"wildcardCountry\", data.country); sessionStorage.setItem(\"wildcardRegion\", data.regionCode); sessionStorage.setItem(\"wildcardCity\", data.city); sessionStorage.setItem(\"wildcardState\", data.region); this.cf = wildcardData; }); } } getPhoneNumberAreaCod() { return '+'+(''+(this.phoneMaskOption.areaCod+this.phoneTarget.value)).replace(\/\\D\/g, ''); } observerScrollEmailForm() { const observer = new IntersectionObserver(entries => { entries.forEach(entry => { if (entry.isIntersecting) { this.formViews === -1 ? this.addAnimate() : ''; this.setFormViews(this.formViews + 1); } else { this.removeAnimate(); } }); }); observer.observe(this.submitTarget); } addAnimate() { if (!this.showedHighlight) { this.inProcessAnimate = true; this.formBoxBackGroundTarget.style.animation = \"none\"; this.formBoxBackGroundTarget.classList.remove('animate-fast-fade-out'); this.formBoxBackGroundTarget.classList.add('animate-fade-in'); this.formBoxTarget.classList.add('relative'); this.formBoxTarget.classList.add('animate-show-highlight'); setTimeout(() => { this.formBoxBackGroundTarget.style.animation = \"\"; this.formBoxBackGroundTarget.classList.remove('hidden'); this.showedHighlight = true; setTimeout(() => this.removeAnimate(), 5000); }, 10); } } removeAnimate() { if (this.inProcessAnimate) { this.formBoxBackGroundTarget.style.animation = \"none\"; this.formBoxBackGroundTarget.classList.remove('animate-fade-in'); this.formBoxBackGroundTarget.classList.add('animate-fade-out-quickly'); this.formBoxTarget.style.animation = \"none\"; this.formBoxTarget.classList.add('animate-hide-highlight'); this.formBoxTarget.classList.remove('animate-show-highlight'); this.formBoxTarget.classList.remove('relative'); setTimeout(() => { this.formBoxBackGroundTarget.style.animation = \"\"; this.formBoxTarget.style.animation = \"\"; setTimeout(() => { this.formBoxBackGroundTarget.classList.add('hidden'); this.inProcessAnimate = false; }, 1000); }, 10); } } setCookie(key, value, days) { let date = new Date(); date.setTime(date.getTime() + parseInt(days * 24 * 60 * 60 * 1000)); document.cookie = key + \"=\" + value + \";expires=\" + date.toUTCString() + \";domain=.morenetcash.com;path=\/\"; } setViewEmailForm(view) { localStorage.setItem(\"viewEmailForm\", view); this.setCookie(\"viewEmailForm\", String(view), 28); } getViewEmailForm() {  if (document.cookie.includes(\"viewEmailForm=false\")) { return false; } return ((localStorage.getItem(\"viewEmailForm\") || 'true') === 'true'); } setViewPhoneForm(view) { localStorage.setItem(\"viewPhoneForm\", view); this.setCookie(\"viewPhoneForm\", String(view), 28); } getViewPhoneForm() {  if (document.cookie.includes(\"viewPhoneForm=false\")) { return false; } return ((localStorage.getItem(\"viewPhoneForm\") || 'true') === 'true'); } getViewPushForm() { \/*if (typeof navigator.permissions === \"undefined\") { return false; } let permissionStatus = await navigator.permissions.query({name:'push', userVisibleOnly:true}); return (permissionStatus.state === 'granted' || permissionStatus.state === 'denied');*\/ return false; } setViewAnyForm(view) { localStorage.setItem(\"viewAnyForm\", view); this.setCookie(\"viewAnyForm\", String(view), 14); } getViewAnyForm() { if (document.cookie.includes(\"viewAnyForm=false\")) { return false; } return ((localStorage.getItem(\"viewAnyForm\") || 'true') === 'true'); } getFormViews() { this.formViews = parseInt(sessionStorage.getItem(\"quizFormViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"quizFormViews\")) : 0; return this.formViews; } setFormViews(views) { sessionStorage.setItem(\"quizFormViews\", views); } formIgnored() { return (!this.skipForm && this.showForm && Math.max(this.emailTarget.value.length, this.getPhoneNumberAreaCod().length) < 5); } }); <\/script><div data-controller=\"quiz\" data-quiz-target=\"quiz\" data-quiz-showhighlight-value=\"true\" class=\"hidden sm:hidden   py-5 my-10 shadow-lg\">    \n  <div class=\"w-full p-2 md:p-4\" data-quiz-target=\"formBox\" style=\"z-index: 10;\">\n        <div class=\"flex flex-col rounded-lg p-4 w-full my-4 border bg-white shadow-lg\">\n      <div data-quiz-target=\"formData pane\" class=\"flex flex-col\">      \n        <h2 data-quiz-target=\"formTitle\" class=\"text-gray-900 text-base font-medium title-font mb-5 text-center\">\n                  <\/h2>\n        <div data-quiz-target=\"emailDiv\" class=\"text-left relative mb-4\">\n          <label for=\"email\" class=\"px-2 leading-7 text-sm text-gray-600 text-left\">\n            E-mail          <\/label>\n          <div data-quiz-target=\"tooltip\" style=\"top: 0px; right: 0px;\" class=\"hidden absolute mx-2\">\n            <button data-action=\"quiz#fixEmail\" class=\"bg-black text-white text-xs rounded py-1 px-4 right-0 bottom-full\">\n                <span data-quiz-target=\"tip\"><\/span>\n              <svg class=\"absolute text-black h-2 w-full left-0 top-full\" x=\"0px\" y=\"0px\" viewbox=\"0 0 255 255\" xml:space=\"preserve\"><polygon class=\"fill-current\" points=\"0,0 127.5,127.5 255,0\"\/><\/svg>\n            <\/button>\n          <\/div>\n          <input data-quiz-target=\"email\" data-action=\"quiz#enable quiz#checkEmail\" list=\"email-options\" type=\"email\" name=\"email\" placeholder=\"exemple@gmail.com\" class=\"w-full mt-1 bg-white rounded-lg border border-gray-300 focus:ring-2 focus:ring-gray-200 text-base outline-none text-gray-700 py-1 px-3 leading-8 transition-colors duration-200 ease-in-out\">\n          <datalist data-quiz-target=\"emailOptions\" id=\"email-options\"><\/datalist>\n        <\/div>  \n        <div data-quiz-target=\"phoneDiv\" class=\"grid grid-cols-3 gap-6 mb-4\">\n          <div class=\"col-span-3 text-left\">\n            <label for=\"phone\" class=\"px-2 leading-7 text-sm text-gray-600 text-left\">\n              Num\u00e9ro de t\u00e9l\u00e9phone            <\/label>\n            <div class=\"mt-1 flex rounded shadow\">\n              \n              <input data-quiz-target=\"phone\" data-action=\"quiz#enable quiz#checkPhone\" type=\"phone\" name=\"phone\" id=\"phone\" maxlength=\"16\" class=\"rounded-none rounded-r-md w-full bg-white border border-gray-300 focus:border-gray-500 focus:ring-2 focus:ring-gray-200 text-base outline-none text-gray-700 py-1 px-3 leading-8 transition-colors duration-200 ease-in-out\">\n            <\/div>\n          <\/div>\n        <\/div>\n        <div data-quiz-target=\"nameDiv\" class=\"text-left relative mb-4\">\n          <label for=\"name\" class=\"px-2 leading-7 text-sm text-gray-600 text-left\">\n            Pr\u00e9nom          <\/label>\n          <input data-quiz-target=\"name\" data-action=\"quiz#enable quiz#checkName\" type=\"text\" id=\"name\" name=\"name\" class=\"w-full mt-1 bg-white rounded-lg border border-gray-300 focus:border-gray-500 focus:ring-2 focus:ring-gray-200 text-base outline-none text-gray-700 py-1 px-3 leading-8 transition-colors duration-200 ease-in-out\">\n        <\/div>\n        \n        <div data-quiz-target=\"soiDiv\" class=\"text-left relative mb-4 flex justify-start items-center\">\n          <input data-quiz-target=\"checkbox\" data-action=\"quiz#enable\" type=\"checkbox\" id=\"optin\" style=\"min-width: 25px;\" class=\"w-4 h-4 transition duration-300 rounded focus:ring-2 focus:ring-offset-0 focus:outline-none focus:ring-green-200\" \/>\n          <label data-quiz-target=\"soi\" for=\"optin\" class=\"ml-3 text-sm text-gray-600 text-left\">\n                      <\/label>\n        <\/div>\n                \n        <button aria-label=\"\" disabled data-quiz-target=\"submit\" data-action='quiz#submitEmailForm analytics#trackEmailForm' data-analytics-label=\"submitButton\" class=\"border-0 py-3 px-8 focus:outline-none rounded-lg text-lg disabled:opacity-50 block shadow-lg\">\n                  <\/button>\n      <\/div>\n      <div data-quiz-target=\"formMessage\" class=\"hidden\">\n        <div data-quiz-target=\"successMessage\" class=\"w-full  px-4 py-3 rounded relative text-center\">\n                  <\/div>\n        <p style=\"font-size: 10px;\" data-quiz-target=\"footnote\" class=\"hidden mb-4 text-xs mt-3 text-center sm:text-right\">\n          Vous serez redirig\u00e9 vers un autre site web        <\/p>\n      <\/div>\n    <\/div>\n  <\/div> \n    <div data-quiz-target=\"formBoxBackGround\" class=\"dark-background hidden\" style=\"z-index: 0;\"><\/div> \n<\/div>  <\/div>\n\n<\/div>\n\n<\/div><!--landing--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>En mati\u00e8re de financement personnel, la flexibilit\u00e9, la rapidit\u00e9 et la transparence sont essentielles.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Le pr\u00eat personnel de PenFed Credit Union est con\u00e7u pour vous offrir la tranquillit\u00e9 d&#039;esprit gr\u00e2ce \u00e0 ses conditions simples et ses taux comp\u00e9titifs.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Avec des montants de pr\u00eat g\u00e9n\u00e9reux, un processus de demande rapide et aucune garantie requise, PenFed garantit que vous disposez des outils n\u00e9cessaires pour obtenir les fonds dont vous avez besoin, selon vos conditions.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Explorons maintenant les principaux avantages et consid\u00e9rations pour vous aider \u00e0 prendre une d\u00e9cision \u00e9clair\u00e9e.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">Avantages<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Un pr\u00eat personnel PenFed est con\u00e7u pour simplifier l&#039;emprunt, avec des fonctionnalit\u00e9s flexibles qui conviennent aux emprunteurs dans diff\u00e9rentes situations.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Que vous recherchiez un moyen abordable de consolider vos dettes de carte de cr\u00e9dit ou que vous ayez besoin de fonds suppl\u00e9mentaires pour un mariage de r\u00eave, ce pr\u00eat peut \u00eatre une d\u00e9cision financi\u00e8re intelligente.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong><em>1. Limites de pr\u00eat g\u00e9n\u00e9reuses<\/em><\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>De nombreux pr\u00eats personnels plafonnent les montants \u00e0 $25 000 ou moins, mais PenFed propose jusqu&#039;\u00e0 $50 000.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Cette limite de pr\u00eat plus \u00e9lev\u00e9e est parfaite si vous consolidez des soldes importants ou si vous avez besoin d&#039;un financement important pour un projet majeur.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Vous pouvez faire face \u00e0 plusieurs d\u00e9penses en une seule fois sans contracter plusieurs pr\u00eats.<\/li>\n<\/div><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong><em>2. Aucune p\u00e9nalit\u00e9 de garantie ou de remboursement anticip\u00e9<\/em><\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Le pr\u00eat personnel de PenFed n&#039;est pas garanti, ce qui signifie que vous n&#039;avez pas besoin de mettre en gage votre maison, votre voiture ou vos \u00e9conomies en garantie.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Ayez l\u2019esprit tranquille en sachant que vos actifs sont prot\u00e9g\u00e9s.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Vous \u00eates libre d&#039;effectuer des paiements suppl\u00e9mentaires ou de rembourser votre pr\u00eat par anticipation sans frais, ce qui vous permet de r\u00e9duire les frais d&#039;int\u00e9r\u00eat.<\/li>\n<\/div><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong><em>3. Conditions fixes<\/em><\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Avec des conditions de remboursement allant de <strong>6 \u00e0 60 mois<\/strong> (5 ans), vous avez une flexibilit\u00e9 dans la fa\u00e7on dont vous g\u00e9rez votre budget mensuel.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Choisissez des dur\u00e9es plus courtes pour rembourser votre pr\u00eat plus rapidement ou \u00e9talez vos paiements sur une p\u00e9riode plus longue pour des montants mensuels plus bas.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Des paiements mensuels fixes garantissent l\u2019absence de surprises, ce qui facilite la planification de vos finances.<\/li>\n<\/div><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong><em>4. Tarifs comp\u00e9titifs<\/em><\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>PenFed propose des TAEG comp\u00e9titifs, en particulier pour les membres ayant de bons scores de cr\u00e9dit.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Les taux sont g\u00e9n\u00e9ralement inf\u00e9rieurs \u00e0 ceux des cartes de cr\u00e9dit, ce qui vous permet d\u2019\u00e9conomiser de l\u2019argent au fil du temps.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Contrairement aux taux fluctuants des cartes de cr\u00e9dit, PenFed propose des taux fixes afin que vous connaissiez votre co\u00fbt d&#039;int\u00e9r\u00eat exact d\u00e8s le d\u00e9part.<\/li>\n<\/div><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong><em>5. Candidature rapide en ligne<\/em><\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>L\u2019ensemble du processus de pr\u00eat, de la demande \u00e0 l\u2019approbation, peut \u00eatre effectu\u00e9 en ligne.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Remplissez la demande en quelques minutes et vous pourriez recevoir une d\u00e9cision rapidement.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Si approuv\u00e9, les fonds peuvent \u00eatre transf\u00e9r\u00e9s directement sur votre compte pour une utilisation imm\u00e9diate.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">Inconv\u00e9nients<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Bien que les pr\u00eats personnels PenFed offrent de nombreux avantages, il est important de comprendre quelques limites pour prendre la bonne d\u00e9cision financi\u00e8re.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong><em>1. Exigence d&#039;adh\u00e9sion<\/em><\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Pour utiliser les services financiers de PenFed, vous devez d\u2019abord devenir membre d\u2019une coop\u00e9rative de cr\u00e9dit.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Cependant, l&#039;adh\u00e9sion est ouverte \u00e0 presque tout le monde : il vous suffit d&#039;ouvrir un compte d&#039;\u00e9pargne avec seulement $5.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Le processus est rapide et les avantages \u00e0 long terme de l\u2019adh\u00e9sion \u00e0 une coop\u00e9rative de cr\u00e9dit, tels que des frais moins \u00e9lev\u00e9s et de meilleurs taux, peuvent l\u2019emporter sur cette \u00e9tape mineure.<\/li>\n<\/div><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong><em>2. Exigences en mati\u00e8re de score de cr\u00e9dit \u00e9lev\u00e9<\/em><\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Les meilleurs taux de PenFed sont r\u00e9serv\u00e9s aux candidats ayant un cr\u00e9dit solide \u00e0 excellent (g\u00e9n\u00e9ralement sup\u00e9rieur \u00e0 700).<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Si votre cote de cr\u00e9dit est faible, vous pourriez recevoir un taux d\u2019int\u00e9r\u00eat plus \u00e9lev\u00e9 ou devoir envisager d\u2019autres pr\u00eateurs.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Cependant, la transparence de PenFed permet de comprendre facilement ses crit\u00e8res de cr\u00e9dit \u00e0 l&#039;avance.<\/li>\n<\/div><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong><em>3. Pas de financement le jour m\u00eame<\/em><\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>PenFed ne fournit g\u00e9n\u00e9ralement pas de financement le jour m\u00eame, contrairement \u00e0 de nombreux pr\u00eateurs en ligne.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Selon le moment o\u00f9 vous faites votre demande et les d\u00e9lais de traitement de votre institution financi\u00e8re, l&#039;arriv\u00e9e des fonds peut prendre quelques jours.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Cela peut \u00eatre un inconv\u00e9nient si vous \u00eates confront\u00e9 \u00e0 une urgence financi\u00e8re imm\u00e9diate.<\/li>\n<\/div><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong><em>4. Limit\u00e9 \u00e0 un usage personnel<\/em><\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Ce pr\u00eat est con\u00e7u pour les d\u00e9penses personnelles et non pour les besoins professionnels.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Si vous recherchez un financement pour d\u00e9velopper votre entreprise, envisagez d&#039;explorer les options de pr\u00eat aux entreprises de PenFed ou d&#039;autres pr\u00eateurs aux petites entreprises.<\/li>\n<\/div><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Malgr\u00e9 ces limitations, le pr\u00eat personnel de PenFed reste une option solide pour les emprunteurs qui r\u00e9pondent \u00e0 leurs normes de cr\u00e9dit et appr\u00e9cient les conditions comp\u00e9titives.<\/p>\n<\/div><div class=\"wp-block-lazyblock-accordion lazyblock-accordion-Zc8GTL\"><div data-controller=\"accordion\" class=\"mx-5 sm:mx-0 rounded mt-10 mb-20\">\n\t<div>\n                    <h2>\n                <button data-accordion-target=\"title\" data-accordion-index=\"0\" data-action=\"accordion#update\" type=\"button\" class=\"h-24 sm:h-16 flex justify-between items-center py-5 w-full font-medium text-left text-gray-900 rounded-t-xl border-b border-gray-200 dark:border-gray-700 dark:text-white\">\n                    <span class=\"w-4\/5\" data-accordion-index=\"0\">\n                        Combien de temps faut-il g\u00e9n\u00e9ralement pour obtenir l\u2019approbation de ce pr\u00eat\u00a0?                    <\/span>\n                    <svg data-accordion-index=\"0\" data-accordion-target=\"icon\" class=\"w-6 h-6 rotate-180 shrink-0\" fill=\"currentColor\" viewbox=\"0 0 20 20\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" d=\"M5.293 7.293a1 1 0 011.414 0L10 10.586l3.293-3.293a1 1 0 111.414 1.414l-4 4a1 1 0 01-1.414 0l-4-4a1 1 0 010-1.414z\" clip-rule=\"evenodd\"><\/path><\/svg>\n                <\/button>\n            <\/h2>\n            <div data-accordion-target=\"description\" class=\"animate-fade-in-down\">\n                <div class=\"py-5 border-b border-gray-200 dark:border-gray-70 text-left\">\n                    <p class=\"mb-2 text-gray-500 dark:text-gray-400\">\n                        Remplir une demande en ligne ne prend g\u00e9n\u00e9ralement que quelques minutes. Dans la plupart des cas, PenFed rend sa d\u00e9cision sous un \u00e0 deux jours ouvr\u00e9s, mais le financement peut n\u00e9cessiter un d\u00e9lai suppl\u00e9mentaire.\n                    <\/p>\n                <\/div>\n            <\/div>\n                    <h2>\n                <button data-accordion-target=\"title\" data-accordion-index=\"1\" data-action=\"accordion#update\" type=\"button\" class=\"h-24 sm:h-16 flex justify-between items-center py-5 w-full font-medium text-left text-gray-900 rounded-t-xl border-b border-gray-200 dark:border-gray-700 dark:text-white\">\n                    <span class=\"w-4\/5\" data-accordion-index=\"1\">\n                        Y a-t-il des frais suppl\u00e9mentaires ?                    <\/span>\n                    <svg data-accordion-index=\"1\" data-accordion-target=\"icon\" class=\"w-6 h-6 rotate-180 shrink-0\" fill=\"currentColor\" viewbox=\"0 0 20 20\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" d=\"M5.293 7.293a1 1 0 011.414 0L10 10.586l3.293-3.293a1 1 0 111.414 1.414l-4 4a1 1 0 01-1.414 0l-4-4a1 1 0 010-1.414z\" clip-rule=\"evenodd\"><\/path><\/svg>\n                <\/button>\n            <\/h2>\n            <div data-accordion-target=\"description\" class=\"animate-fade-in-down\">\n                <div class=\"py-5 border-b border-gray-200 dark:border-gray-70 text-left\">\n                    <p class=\"mb-2 text-gray-500 dark:text-gray-400\">\n                        PenFed ne facture pas de frais d&#039;origine, de p\u00e9nalit\u00e9s de remboursement anticip\u00e9 ou de frais cach\u00e9s, offrant une option de pr\u00eat transparente et \u00e9conomique sans frais inattendus.\n                    <\/p>\n                <\/div>\n            <\/div>\n                    <h2>\n                <button data-accordion-target=\"title\" data-accordion-index=\"2\" data-action=\"accordion#update\" type=\"button\" class=\"h-24 sm:h-16 flex justify-between items-center py-5 w-full font-medium text-left text-gray-900 rounded-t-xl border-b border-gray-200 dark:border-gray-700 dark:text-white\">\n                    <span class=\"w-4\/5\" data-accordion-index=\"2\">\n                        Puis-je utiliser le pr\u00eat \u00e0 n\u2019importe quelle fin ?                    <\/span>\n                    <svg data-accordion-index=\"2\" data-accordion-target=\"icon\" class=\"w-6 h-6 rotate-180 shrink-0\" fill=\"currentColor\" viewbox=\"0 0 20 20\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill-rule=\"evenodd\" d=\"M5.293 7.293a1 1 0 011.414 0L10 10.586l3.293-3.293a1 1 0 111.414 1.414l-4 4a1 1 0 01-1.414 0l-4-4a1 1 0 010-1.414z\" clip-rule=\"evenodd\"><\/path><\/svg>\n                <\/button>\n            <\/h2>\n            <div data-accordion-target=\"description\" class=\"animate-fade-in-down\">\n                <div class=\"py-5 border-b border-gray-200 dark:border-gray-70 text-left\">\n                    <p class=\"mb-2 text-gray-500 dark:text-gray-400\">\n                        Ce pr\u00eat peut couvrir un large \u00e9ventail de d\u00e9penses personnelles, telles que des r\u00e9novations domiciliaires, une consolidation de dettes, des frais m\u00e9dicaux ou des achats importants. Il ne peut toutefois pas \u00eatre utilis\u00e9 pour des d\u00e9penses professionnelles.\n                    <\/p>\n                <\/div>\n            <\/div>\n        \t<\/div>\n<\/div><\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Le pr\u00eat personnel PenFed Credit Union se distingue par ses montants de pr\u00eat \u00e9lev\u00e9s, ses taux comp\u00e9titifs et sa flexibilit\u00e9 de remboursement.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Si vous \u00eates membre ou souhaitez adh\u00e9rer, les avantages, tels que les faibles paiements fixes et l&#039;absence de garantie, en font une option attrayante pour les emprunteurs ayant un cr\u00e9dit solide.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Ce pr\u00eat fonctionne bien pour consolider des dettes, financer des projets de r\u00e9novation domiciliaire ou couvrir d\u2019autres d\u00e9penses personnelles importantes.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Et si vous cherchez une autre fa\u00e7on de g\u00e9rer vos d\u00e9penses et de r\u00e9duire vos paiements d\u2019int\u00e9r\u00eats, pensez \u00e0 la carte Wells Fargo Reflect\u00ae.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Avec jusqu&#039;\u00e0 21 mois de TAEG d&#039;introduction 0% sur les achats et les transferts de solde, cette carte est con\u00e7ue pour vous aider \u00e0 \u00e9conomiser sur les int\u00e9r\u00eats lors d&#039;achats importants ou lors de la consolidation de dettes.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Il offre \u00e9galement des options de paiement flexibles, vous donnant plus de contr\u00f4le sur votre planification financi\u00e8re.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Pr\u00eat \u00e0 concr\u00e9tiser vos objectifs financiers\u00a0? D\u00e9couvrez d\u00e8s aujourd&#039;hui les options fiables de PenFed ou profitez de la carte Wells Fargo Reflect\u00ae pour simplifier votre parcours financier.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1bNz7S\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/morenetcash.com\/fr\/wells-fargo-reflect-card-review\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Carte Wells Fargo Reflect\u00ae \">\n          <div class=\"m-auto float-none\">\n            <img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2023\/12\/11.png\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/morenetcash.com\/fr\/wells-fargo-reflect-card-review\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Carte Wells Fargo Reflect\u00ae \">\n            Carte Wells Fargo Reflect\u00ae         <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            La carte Wells Fargo Reflect\u00ae pourrait \u00eatre ce dont vous avez besoin pour rationaliser votre vie financi\u00e8re\u00a0! Profitez de 21 mois sans int\u00e9r\u00eat et sans frais annuels\u00a0!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/morenetcash.com\/fr\/wells-fargo-reflect-card-review\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continuer la lecture            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 100) { setTimeout(() => this.visible(), 1000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 10) { this.getAnchorElement().style.marginBottom = '60px'; } if (document.querySelector('[data-anchor-shown=\"true\"]') && document.querySelector('[data-anchor-shown=\"true\"]').style.bottom === '0px') { setTimeout(() => this.visible(), 1000); return; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); waitFor(_ => (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 10 && this.getAnchorElement().style.marginBottom !== '60px')) .then(_ => { this.closeAnchor(); }); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { if (this.closed) return; this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button data-no-translation class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/morenetcash.com\/fr\/wells-fargo-reflect-card-review\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img decoding=\"async\" loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2023\/12\/11.png\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Carte Wells Fargo Reflect\u00ae              <\/p>\n              <a href=\"https:\/\/morenetcash.com\/fr\/wells-fargo-reflect-card-review\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continuer la lecture                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Vous resterez sur le m\u00eame site web              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--loader--><div class=\"wp-block-lazyblock-loader lazyblock-loader-Z2rDkwi\"><script>\n    Math.min(window.screen.width, window.screen.height) < 768 ? document.getElementById(\"page\").classList.add(\"fixed\") : '';\n<\/script>\n<div id=\"loader\" class=\"flex h-screen fixed bg-white inset-0\" style=\"z-index: 99999;\" >\n    <div class=\"m-auto flex flex-col\">\n        <div class=\"flex\">\n            <svg style=\"color: \" class=\"m-auto animate-spin h-28 w-28\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"none\" viewbox=\"0 0 24 24\">\n                <circle class=\"opacity-25\" cx=\"12\" cy=\"12\" r=\"10\" stroke=\"currentColor\" stroke-width=\"4\"><\/circle>\n                <path class=\"opacity-75\" fill=\"currentColor\" d=\"M4 12a8 8 0 018-8V0C5.373 0 0 5.373 0 12h4zm2 5.291A7.962 7.962 0 014 12H0c0 3.042 1.135 5.824 3 7.938l3-2.647z\"><\/path>\n            <\/svg>\n        <\/div>\n                            <div style=\"color: white;\" id=\"loader-message\" class=\"px-2 my-4 text-center text-xl\">\n                Votre recommandation appara\u00eetra apr\u00e8s l&#039;annonce            <\/div>\n            <script>\n                if ((window.location.pathname.includes('\/iow')) && ((document.referrer ?? '').includes('morenetcash.com'.replace('cb.', ''))) && (!document.cookie.includes('avOfferWallRewarded'))) {\n                    document.getElementById('loader-message').classList.add('animate-blink', 'animate-pulse');\n                    setTimeout(() => {\n                        document.getElementById('loader-message').style = '';\n                        document.getElementById('loader-message').classList.remove('animate-blink');\n                    }, 1000);\n                }\n            <\/script>\n            <\/div>\n<\/div>\n<script>\n    function waitFor(conditionFunction) {\n        const poll = resolve => {\n            if(conditionFunction()) resolve();\n            else setTimeout(_ => poll(resolve), 400);\n        };\n        return new Promise(poll);\n    }\n\n    window.loaderHandler = setTimeout(() => {\n        waitFor(_ => ((document.querySelector('[data-google-query-id]') !== null) || (typeof avCustomConfig === 'object' && avCustomConfig.skipAds === true)))\n            .then(_ => {\n                if ((window.location.pathname.includes('\/iow')) && ((document.referrer ?? '').includes('morenetcash.com'.replace('cb.', ''))) && (!document.cookie.includes('avOfferWallRewarded'))) return;\n\n                if (document.getElementById('loader')) {\n                    document.getElementById('loader').addEventListener('animationend', () => {\n                        document.getElementById(\"page\").classList.remove(\"fixed\");\n                        document.getElementById(\"loader\").remove();\n                    });\n                    document.getElementById('loader').classList.add('animate-fade-out-quickly');\n                }\n            });\n    }, 2500);\n\n    window.loaderHandler = setTimeout(() => {\n        waitFor(_ => ((typeof av === 'object' && av.requested === true) || (typeof av === 'object' && av.showLimitedAds() === true && window.googletag && googletag.pubadsReady)))\n            .then(_ => {\n                if ((window.location.pathname.includes('\/iow')) && ((document.referrer ?? '').includes('morenetcash.com'.replace('cb.', ''))) && (!document.cookie.includes('avOfferWallRewarded'))) return;\n                \n                if (document.getElementById('loader')) {\n                    document.getElementById('loader').addEventListener('animationend', () => {\n                        document.getElementById(\"page\").classList.remove(\"fixed\");\n                        document.getElementById(\"loader\").remove();\n                    });\n                    document.getElementById('loader').classList.add('animate-fade-out-quickly');\n                }\n            });\n    }, 3500);\n\n    window.loaderHandler = setTimeout(() => {\n        waitFor(_ => (typeof av === 'object' && av.timeline?.includes('rewarded->visible')))\n            .then(_ => {                        \n                if (document.getElementById('loader')) {\n                    document.getElementById('loader').addEventListener('animationend', () => {\n                        document.getElementById(\"page\").classList.remove(\"fixed\");\n                        document.getElementById(\"loader\").remove();\n                    });\n                    document.getElementById('loader').classList.add('animate-fade-out-quickly');\n                }\n            });\n    }, 5000);\n\n    setTimeout(() => {\n        if (document.getElementById('loader')) {\n            document.getElementById('loader').addEventListener('animationend', () => {\n                document.getElementById(\"page\").classList.remove(\"fixed\");\n                document.getElementById(\"loader\").remove();\n            });\n            document.getElementById('loader').classList.add('animate-fade-out-quickly');\n        }\n    }, ((window.location.pathname.includes('\/iow')) && ((document.referrer ?? '').includes('morenetcash.com'.replace('cb.', ''))) && (!document.cookie.includes('avOfferWallRewarded'))) ? 20000 : 10000);\n<\/script>\n<\/div><!--loader-->","protected":false},"excerpt":{"rendered":"<p>When it comes to personal financing, flexibility, speed, and transparency are essential.&nbsp; PenFed Credit Union Personal Loan is designed to give you peace of mind with its straightforward terms and competitive rates.&nbsp; With generous loan amounts, a fast application process, and no collateral required, PenFed ensures you have the tools to secure the funds you&hellip; <a class=\"more-link\" href=\"https:\/\/morenetcash.com\/fr\/iow-rec-penfed-personal-loan\/\">Continuer \u00e0 lire <span class=\"screen-reader-text\">Rec &#8211; PenFed Credit Union Personal Loan<\/span><\/a><\/p>","protected":false},"author":14,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[2,169],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Rec - PenFed Credit Union Personal Loan - More Net Cash<\/title>\n<meta name=\"description\" content=\"Explore the benefits of a PenFed Credit Union Personal Loan with up to $50,000, fixed rates, and no prepayment penalties.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/morenetcash.com\/fr\/iow-rec-penfed-personal-loan\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Rec - PenFed Credit Union Personal Loan - More Net Cash\" \/>\n<meta property=\"og:description\" content=\"Explore the benefits of a PenFed Credit Union Personal Loan with up to $50,000, fixed rates, and no prepayment penalties.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/morenetcash.com\/fr\/iow-rec-penfed-personal-loan\/\" \/>\n<meta property=\"og:site_name\" content=\"More Net Cash\" \/>\n<meta property=\"article:published_time\" content=\"2025-01-07T20:42:48+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-01-08T11:38:58+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Amanda Laet\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/morenetcash.com\/#organization\",\"name\":\"More Net Cash\",\"url\":\"https:\/\/morenetcash.com\/\",\"sameAs\":[],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/morenetcash.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/morenetcash.com\/wp-content\/uploads\/2023\/07\/More-Net-Cash-logo-copy.jpg\",\"contentUrl\":\"https:\/\/morenetcash.com\/wp-content\/uploads\/2023\/07\/More-Net-Cash-logo-copy.jpg\",\"width\":378,\"height\":164,\"caption\":\"More Net Cash\"},\"image\":{\"@id\":\"https:\/\/morenetcash.com\/#\/schema\/logo\/image\/\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/morenetcash.com\/#website\",\"url\":\"https:\/\/morenetcash.com\/\",\"name\":\"More Net Cash\",\"description\":\"Financial Products Reviews\",\"publisher\":{\"@id\":\"https:\/\/morenetcash.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/morenetcash.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/morenetcash.com\/iow-rec-penfed-personal-loan\/#webpage\",\"url\":\"https:\/\/morenetcash.com\/iow-rec-penfed-personal-loan\/\",\"name\":\"Rec - PenFed Credit Union Personal Loan - More Net Cash\",\"isPartOf\":{\"@id\":\"https:\/\/morenetcash.com\/#website\"},\"datePublished\":\"2025-01-07T20:42:48+00:00\",\"dateModified\":\"2025-01-08T11:38:58+00:00\",\"description\":\"Explore the benefits of a PenFed Credit Union Personal Loan with up to $50,000, fixed rates, and no prepayment penalties.\",\"breadcrumb\":{\"@id\":\"https:\/\/morenetcash.com\/iow-rec-penfed-personal-loan\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/morenetcash.com\/iow-rec-penfed-personal-loan\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/morenetcash.com\/iow-rec-penfed-personal-loan\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/morenetcash.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Rec &#8211; PenFed Credit Union Personal Loan\"}]},{\"@type\":\"Article\",\"@id\":\"https:\/\/morenetcash.com\/iow-rec-penfed-personal-loan\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/morenetcash.com\/iow-rec-penfed-personal-loan\/#webpage\"},\"author\":{\"@id\":\"https:\/\/morenetcash.com\/#\/schema\/person\/1fc4684efafe81fd58ef24ee31d6d1e4\"},\"headline\":\"Rec &#8211; PenFed Credit Union Personal Loan\",\"datePublished\":\"2025-01-07T20:42:48+00:00\",\"dateModified\":\"2025-01-08T11:38:58+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/morenetcash.com\/iow-rec-penfed-personal-loan\/#webpage\"},\"wordCount\":781,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/morenetcash.com\/#organization\"},\"articleSection\":[\"Hidden\",\"Loan\"],\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/morenetcash.com\/iow-rec-penfed-personal-loan\/#respond\"]}]},{\"@type\":\"Person\",\"@id\":\"https:\/\/morenetcash.com\/#\/schema\/person\/1fc4684efafe81fd58ef24ee31d6d1e4\",\"name\":\"Amanda Laet\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/morenetcash.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/9b309751207ecb9bf4933d961aebd09d?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/9b309751207ecb9bf4933d961aebd09d?s=96&d=mm&r=g\",\"caption\":\"Amanda Laet\"},\"url\":\"https:\/\/morenetcash.com\/fr\/author\/amandalaetgmail-com\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Rec - PenFed Credit Union Personal Loan - More Net Cash","description":"Explore the benefits of a PenFed Credit Union Personal Loan with up to $50,000, fixed rates, and no prepayment penalties.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/morenetcash.com\/fr\/iow-rec-penfed-personal-loan\/","og_locale":"fr_FR","og_type":"article","og_title":"Rec - PenFed Credit Union Personal Loan - More Net Cash","og_description":"Explore the benefits of a PenFed Credit Union Personal Loan with up to $50,000, fixed rates, and no prepayment penalties.","og_url":"https:\/\/morenetcash.com\/fr\/iow-rec-penfed-personal-loan\/","og_site_name":"More Net Cash","article_published_time":"2025-01-07T20:42:48+00:00","article_modified_time":"2025-01-08T11:38:58+00:00","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Amanda Laet","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Organization","@id":"https:\/\/morenetcash.com\/#organization","name":"More Net Cash","url":"https:\/\/morenetcash.com\/","sameAs":[],"logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/morenetcash.com\/#\/schema\/logo\/image\/","url":"https:\/\/morenetcash.com\/wp-content\/uploads\/2023\/07\/More-Net-Cash-logo-copy.jpg","contentUrl":"https:\/\/morenetcash.com\/wp-content\/uploads\/2023\/07\/More-Net-Cash-logo-copy.jpg","width":378,"height":164,"caption":"More Net Cash"},"image":{"@id":"https:\/\/morenetcash.com\/#\/schema\/logo\/image\/"}},{"@type":"WebSite","@id":"https:\/\/morenetcash.com\/#website","url":"https:\/\/morenetcash.com\/","name":"More Net Cash","description":"Financial Products Reviews","publisher":{"@id":"https:\/\/morenetcash.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/morenetcash.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"fr-FR"},{"@type":"WebPage","@id":"https:\/\/morenetcash.com\/iow-rec-penfed-personal-loan\/#webpage","url":"https:\/\/morenetcash.com\/iow-rec-penfed-personal-loan\/","name":"Rec - PenFed Credit Union Personal Loan - More Net Cash","isPartOf":{"@id":"https:\/\/morenetcash.com\/#website"},"datePublished":"2025-01-07T20:42:48+00:00","dateModified":"2025-01-08T11:38:58+00:00","description":"Explore the benefits of a PenFed Credit Union Personal Loan with up to $50,000, fixed rates, and no prepayment penalties.","breadcrumb":{"@id":"https:\/\/morenetcash.com\/iow-rec-penfed-personal-loan\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/morenetcash.com\/iow-rec-penfed-personal-loan\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/morenetcash.com\/iow-rec-penfed-personal-loan\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/morenetcash.com\/"},{"@type":"ListItem","position":2,"name":"Rec &#8211; PenFed Credit Union Personal Loan"}]},{"@type":"Article","@id":"https:\/\/morenetcash.com\/iow-rec-penfed-personal-loan\/#article","isPartOf":{"@id":"https:\/\/morenetcash.com\/iow-rec-penfed-personal-loan\/#webpage"},"author":{"@id":"https:\/\/morenetcash.com\/#\/schema\/person\/1fc4684efafe81fd58ef24ee31d6d1e4"},"headline":"Rec &#8211; PenFed Credit Union Personal Loan","datePublished":"2025-01-07T20:42:48+00:00","dateModified":"2025-01-08T11:38:58+00:00","mainEntityOfPage":{"@id":"https:\/\/morenetcash.com\/iow-rec-penfed-personal-loan\/#webpage"},"wordCount":781,"commentCount":0,"publisher":{"@id":"https:\/\/morenetcash.com\/#organization"},"articleSection":["Hidden","Loan"],"inLanguage":"fr-FR","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/morenetcash.com\/iow-rec-penfed-personal-loan\/#respond"]}]},{"@type":"Person","@id":"https:\/\/morenetcash.com\/#\/schema\/person\/1fc4684efafe81fd58ef24ee31d6d1e4","name":"Amanda Laet","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/morenetcash.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/9b309751207ecb9bf4933d961aebd09d?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/9b309751207ecb9bf4933d961aebd09d?s=96&d=mm&r=g","caption":"Amanda Laet"},"url":"https:\/\/morenetcash.com\/fr\/author\/amandalaetgmail-com\/"}]}},"_links":{"self":[{"href":"https:\/\/morenetcash.com\/fr\/wp-json\/wp\/v2\/posts\/2032"}],"collection":[{"href":"https:\/\/morenetcash.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/morenetcash.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/morenetcash.com\/fr\/wp-json\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"https:\/\/morenetcash.com\/fr\/wp-json\/wp\/v2\/comments?post=2032"}],"version-history":[{"count":0,"href":"https:\/\/morenetcash.com\/fr\/wp-json\/wp\/v2\/posts\/2032\/revisions"}],"wp:attachment":[{"href":"https:\/\/morenetcash.com\/fr\/wp-json\/wp\/v2\/media?parent=2032"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/morenetcash.com\/fr\/wp-json\/wp\/v2\/categories?post=2032"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/morenetcash.com\/fr\/wp-json\/wp\/v2\/tags?post=2032"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}