Yes, the Freedom Gold Card operates as a credit card. While it may differ from traditional credit cards in some aspects, such as its credit approval process and usage restrictions, it functions similarly in terms of providing a line of credit that cardholders can use to make purchases.

No, the Freedom Gold Card is not intended for international use. The card can only be used exclusively at the Horizon Outlet website, limiting its usage to purchases made on that platform. As a result, cardholders cannot use the Freedom Gold Card for transactions outside of the United States or at international retailers.

Yes, the Freedom Gold Card can help build credit for individuals who use it responsibly. One of the primary benefits of the Freedom Gold Card is its potential to positively impact cardholders' credit history. By making timely payments and managing their credit utilization effectively, cardholders can demonstrate responsible credit behavior, which can contribute to improving their credit score over time.

The Freedom Gold Card is designed for individuals who have less-than-perfect credit or no credit history at all. There are no specific credit score requirements, and the application process does not involve a credit check or employment verification. As long as you're at least 18 years old and possess a valid and active U.S. credit card or debit card, you're eligible to apply for the Freedom Gold Card.