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Earn endless rewards with the Bank of America® Unlimited Cash Rewards Credit Card. Enjoy unlimited 1.5% cash back and a blissful $0 annual fee for your spending adventures.

Reap endless rewards with every swipe, and all with no annual fee

If you’re in the market for a no-fuss, rewarding credit card that’s inexpensive to keep, this Bank of America® Unlimited Cash Rewards Card review is definitely made for you.

Bank of America® Unlimited Cash Rewards Credit Card

Apply for Bank of America® Unlimited Cash Rewards

Embrace limitless earning potential and no annual fees when you apply for the Bank of America® Unlimited Cash Rewards Card!

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With an uncomplicated structure, this card offers a wide range of benefits that can add to your routine and give your wallet a winning edge. So, keep reading to understand all of its offerings.

Credit Score: Best suited for those with a good to excellent credit score, ensuring a smoother approval process.

Annual Fee: $0;

Purchase APR: A 15-month initial period of low interest. Then, the rate adjusts based on your creditworthiness, varying between 18.24% – 28.24%.

Cash Advance APR: Varying between 21.24% and 29.24%, so it’s best to be used sparingly.

Rewards: Every purchase adds 1.5% back directly to your account, making spending more rewarding without any caps.

Bank of America® Unlimited Cash Rewards Card: Overview

Discover endless rewards with the Bank of America® Unlimited Cash Rewards Card. Every purchase puts money back in your pocket, streamlining your savings effortlessly.

Moreover, you’ll be able to enjoy a zero annual fee. This perk keeps your finances fluid, offering savings that accumulate over time, enhancing the card’s appeal for money-smart users.

Additionally, the introductory APR period is a financial breather. It transitions to a variable rate (18.24% – 28.24%), offering a blend of flexibility and adaptability post-intro period.

Furthermore, security and convenience are at the forefront. The card safeguards your spending while offering easy and flexible redemption options, ensuring peace of mind.

Lastly, you can unlock superior cash back rates by becoming a Preferred Rewards member, propelling your rewards accumulation to impressive heights of up to 75%.

Analyzing the advantages and drawbacks of the Bank of America® Unlimited Cash Rewards Credit Card

Let’s check the Bank of America® Unlimited Cash Rewards Card’s main features and compare them. See them below.

Avantages

Earn a flat 1.5% rate on everything, everywhere. No limits.

It keeps your wallet happy with zero yearly fees.

Sweet start with low APR for a 15-month period, easing into finance.

Rewards flow freely, and you may redeem as you wish.

Incredibly robust security measures for your spending.

Cashback piles up is never out of date and never expires.

Inconvénients

Unfortunately, the post-honeymoon APR might break your heart.

Balance transfers come with a cost hug of 3% per transaction.

One single flat rate to rule all purchases, no special categories.

Travels abroad may bring extra fees.

Eligibility Requirements for the Bank of America® Unlimited Cash Rewards Credit Card

As you might have noticed in this Bank of America® Unlimited Cash Rewards Card review, this card requires a higher credit score.

Moreover, you have to meet other qualifying standards like being a legal adult, having an American citizenship with a mailing address, a solid income with no bankruptcies, and more.

Bank of America can be quite strict with its credit offerings. Therefore, be sure to check your status before pulling an application so you won’t harm your credit score with a hard inquiry.

Applying for the Bank of America® Unlimited Cash Rewards Credit Card: a manual

So, now that you have seen what the Bank of America® Unlimited Cash Rewards Credit Card can bring to your finances, it’s time to take the next step and review how its application process works.

Even though you can request your card online with no hassle, there are other ways to apply as well. Learn them all in the following link and get ready for a lifetime of rewarding purchases!