{"id":924,"date":"2023-12-29T18:46:56","date_gmt":"2023-12-29T18:46:56","guid":{"rendered":"https:\/\/morenetcash.com\/?p=924"},"modified":"2023-12-29T19:10:14","modified_gmt":"2023-12-29T19:10:14","slug":"wells-fargo-reflect-card-review","status":"publish","type":"post","link":"https:\/\/morenetcash.com\/fi\/wells-fargo-reflect-card-review\/","title":{"rendered":"Wells Fargo Reflect\u00ae -kortin arvostelu: 0% todellinen vuosikorko 21 kuukaudelle"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">Nauti 0% vuosikorosta 21 kuukauden ajan ostoksista ja siirroista<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"800\" height=\"384\" loading=\"lazy\" src=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2023\/12\/11.png\" alt=\"\" class=\"w-full object-cover object-center border mx-auto wp-image-925\" srcset=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2023\/12\/11.png 800w, https:\/\/morenetcash.com\/wp-content\/uploads\/2023\/12\/11-300x144.png 300w, https:\/\/morenetcash.com\/wp-content\/uploads\/2023\/12\/11-768x369.png 768w, https:\/\/morenetcash.com\/wp-content\/uploads\/2023\/12\/11-18x9.png 18w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\">Tutustu kortin t\u00e4rkeimpiin ominaisuuksiin \u2013 L\u00e4hde: More Net Cash.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Jos etsit korttia, joka ei vaadi vuosimaksua ja tarjoaa l\u00e4pin\u00e4kyvyytt\u00e4, Wells Fargo Reflect\u00ae -kortti saattaa olla oikea vaihtoehto.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Kuten mink\u00e4 tahansa taloudellisen p\u00e4\u00e4t\u00f6ksen kohdalla, on kuitenkin t\u00e4rke\u00e4\u00e4 punnita huolellisesti hyv\u00e4t ja huonot puolet. Joten liity seuraamme tutustumaan t\u00e4m\u00e4n kortin ominaisuuksiin, etuihin ja t\u00e4rkeimpiin huomioitaviin seikkoihin sek\u00e4 hakemiseen.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Luottoluokitus: <\/strong>Ei m\u00e4\u00e4ritelty.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Vuosimaksu: <\/strong>Sinun ei tarvitse huolehtia vuosimaksuista.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Ostovuosikorko: <\/strong>Nauti 0,001 TP3T:n aloituskorosta ensimm\u00e4iset 21 kuukautta tilin avaamisen j\u00e4lkeen. T\u00e4m\u00e4n ajanjakson j\u00e4lkeen todellinen vuosikorkosi m\u00e4\u00e4r\u00e4ytyy luottokelpoisuutesi mukaan ja vaihtelee 18,241 TP3T:n ja 29,991 TP3T:n v\u00e4lill\u00e4.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>K\u00e4teisnostotuen todellinen vuosikorko: <\/strong>K\u00e4teislainojen todellinen vuosikorko on 29,991 TP3T.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Tervetuliaisbonus: <\/strong>Valitettavasti tuote ei tarjoa tervetuliaisbonuksia uusille k\u00e4ytt\u00e4jille.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Palkinnot: <\/strong>P\u00e4\u00e4sy &#039;My Wells Fargo Deals&#039; -ohjelmaan, joka tarjoaa r\u00e4\u00e4t\u00e4l\u00f6ityj\u00e4 kauppiastarjouksia ja mahdollistaa kortinhaltijoiden ansaita k\u00e4teispalautusta luottokorttia k\u00e4ytt\u00e4ess\u00e4\u00e4n.<\/li>\n<\/div><\/ul>\n<\/div><div class=\"wp-block-lazyblock-credit-card lazyblock-credit-card-18Gn0W\"><section class=\"credit-card mx-5 sm:mx-0 text-gray-600 body-font  my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n  <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n    <div class=\"w-24 h-full\"><\/div>\n  <\/div>\n  <div class=\"container px-5 sm:px-0 py-6 mx-auto\" data-anchor-target=\"lazyBlock\">\n    <div class=\"flex flex-wrap mx-auto\">\n      <a class=\"lg:w-2\/5 w-full lg:pl-6 mt-6 lg:mt-0\" href=\"https:\/\/creditcards.wellsfargo.com\/reflect-visa-credit-card\/\" data-analytics-label=\"creditCardImage\" data-action=\"analytics#trackCTA\" >\n        <img decoding=\"async\" class=\"w-full h-64 object-cover object-center rounded\" loading=\"lazy\" alt=\"card\" style=\"height: 190px;\" src=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2023\/12\/12.png\">\n      <\/a>\n      <div class=\"lg:w-3\/5 w-full lg:pl-6 mt-6 lg:mt-0\">\n        <h2 class=\"text-sm title-font text-gray-500 tracking-widest uppercase\">\n          Luottokortti        <\/h2>\n        <h1 class=\"text-gray-900 text-3xl title-font font-medium mb-1\">\n          Wells Fargo Reflect\u00ae -kortti        <\/h1>\n        <div class=\"flex mb-4 justify-center sm:justify-start\">\n          \n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              0,00% todellinen vuosikorko            <\/span>\n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              Ei vuosimaksua            <\/span>\n                    \n        <\/div>\n        <p class=\"leading-relaxed\">\n          K\u00e4y Wells Fargon Reflect\u00ae -kortin virallisella verkkosivustolla ja l\u00e4het\u00e4 hakemuksesi!        <\/p>\n        <div class=\"flex mt-6 items-center pb-5 border-b-2 border-gray-100 mb-5\">\n          \n        <\/div>\n        <div class=\"flex\">\n          <a data-km2-rewarded=\"true\" style=\"font-size: 13px;\" class=\"hidden animate-fade-in flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/creditcards.wellsfargo.com\/reflect-visa-credit-card\/\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button class=\"uppercase flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-4 focus:outline-none rounded  disabled:opacity-50\">\n              Hae nyt            <\/button>\n          <\/a>\n          <a data-km2-rewarded=\"false\" style=\"font-size: 15px;\" class=\"flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/creditcards.wellsfargo.com\/reflect-visa-credit-card\/\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button id=\"offer-first\" class=\"flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-6 focus:outline-none rounded  disabled:opacity-50\">\n              Hae nyt            <\/button>\n          <\/a>\n        <\/div>\n        <p class=\"text-xs text-gray-500 mt-3 text-center sm:text-right\">\n          Sinut ohjataan toiselle verkkosivustolle        <\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n\n    <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 100) { setTimeout(() => this.visible(), 1000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 10) { 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this.getAnchorElement().style.marginBottom !== '60px')) .then(_ => { this.closeAnchor(); }); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { if (this.closed) return; this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button data-no-translation class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/creditcards.wellsfargo.com\/reflect-visa-credit-card\/\" rel=\"sponsored\" data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img decoding=\"async\" loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2023\/12\/12.png\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                K\u00e4y Wells Fargo Reflect\u00ae Card -kortin virallisella verkkosivustolla ja\u2026              <\/p>\n              <a href=\"https:\/\/creditcards.wellsfargo.com\/reflect-visa-credit-card\/\" rel=\"sponsored\" data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Hae nyt                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Sinut ohjataan toiselle verkkosivustolle              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n<\/section><\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">Wells Fargo Reflect\u00ae -kortti: Miten se toimii?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Wells Fargo Reflect\u00ae -kortti on houkutteleva vaihtoehto, joka erottuu edukseen alkuper\u00e4isell\u00e4 0,001 TP3T vuosikorollaan 21 kuukauden ajan ostoksille ja saldosiirroille, ja vaihtuvien korkojen vaihdellessa 18,241 TP3T:st\u00e4 29,991 TP3T:hen aloitusjakson j\u00e4lkeen.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Sen saldosiirtovaihtoehto tarjoaa 0,00%:n vuosikoron 21 kuukaudeksi, kunhan sit\u00e4 pyydet\u00e4\u00e4n ensimm\u00e4isten 120 p\u00e4iv\u00e4n kuluessa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Lis\u00e4ksi kortilla ei ole vuosimaksua, mik\u00e4 takaa kohtuuhintaisuuden, mutta se sis\u00e4lt\u00e4\u00e4 maksut saldosiirroista (5%), k\u00e4teisnostoista (v\u00e4hint\u00e4\u00e4n $10 tai 5% lainasta) ja kansainv\u00e4lisist\u00e4 tapahtumista (3% muunnetusta summasta Yhdysvaltain dollareina).<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Yhteenvetona voidaan todeta, ett\u00e4 Wells Fargo Reflect\u00ae -kortti on houkutteleva valinta niille, jotka etsiv\u00e4t luottokortilta aluksi etuja ja l\u00e4pin\u00e4kyvyytt\u00e4 maksujen suhteen.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">Wells Fargo Reflect\u00ae -kortin hyv\u00e4t ja huonot puolet, jotka kannattaa ottaa huomioon<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"800\" height=\"384\" loading=\"lazy\" src=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2023\/12\/13.png\" alt=\"\" class=\"w-full object-cover object-center border mx-auto wp-image-926\" srcset=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2023\/12\/13.png 800w, https:\/\/morenetcash.com\/wp-content\/uploads\/2023\/12\/13-300x144.png 300w, https:\/\/morenetcash.com\/wp-content\/uploads\/2023\/12\/13-768x369.png 768w, https:\/\/morenetcash.com\/wp-content\/uploads\/2023\/12\/13-18x9.png 18w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\">Harkitse joitakin t\u00e4m\u00e4n rahoitustuotteen keskeisi\u00e4 seikkoja \u2013 L\u00e4hde: Canva Pro.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Oletko kiinnostunut Wells Fargo Reflect\u00ae -kortin eduista ja haitoista? Tutustu sitten houkutteleviin etuihin ja t\u00e4rkeisiin huomioitaviin asioihin ennen kuin p\u00e4\u00e4t\u00e4t, vastaako t\u00e4m\u00e4 kortti tarpeitasi ja odotuksiasi!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\">Hyv\u00e4t puolet <\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Houkutteleva aloitushinta:<\/strong> tarjoaa 0,00% vuosikoron ostoksille ja saldosiirroille 21 kuukauden ajan, ja tarjoaa aluksi korottoman jakson;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Alennettu todellinen vuosikorko saldosiirroissa: <\/strong>saldonsiirtomahdollisuus 0,00% todellisella vuosikorolla 21 kuukaudeksi, jos sit\u00e4 pyydet\u00e4\u00e4n ensimm\u00e4isten 120 p\u00e4iv\u00e4n aikana \u2013 edullinen tilaisuus velkojen yhdist\u00e4miseen; <\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Ei vuosimaksua: <\/strong>ei ole vuosimaksua, joten se on saatavilla useille k\u00e4ytt\u00e4j\u00e4profiileille;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Nollavastuusuoja: <\/strong>varmistaa, ettet ole vastuussa luvattomista tapahtumista, jos niist\u00e4 ilmoitetaan viipym\u00e4tt\u00e4;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Palkittu:<\/strong> Kortti on saanut useita palkintoja, ja se on noussut esiin parhaana 0%-vuosikorko- ja saldosiirtoluottokorttina.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\">Haittoja<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>K\u00e4ytt\u00f6\u00f6noton j\u00e4lkeiset korkeat hinnat: <\/strong>Alkuper\u00e4isen 0,001 TP3T todellisen vuosikoron jakson j\u00e4lkeen korot voivat vaihdella 18,241 TP3T:st\u00e4 29,991 TP3T:hen, mik\u00e4 on mahdollisesti korkeampi kuin joillakin kilpailijoilla;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Saldonsiirtomaksu: <\/strong>Vaikka se tarjoaa mahdollisuuden alennettuun todelliseen vuosikorkoon saldosiirroissa, 5%-maksua voidaan pit\u00e4\u00e4 suhteellisen korkeana verrattuna muihin markkinoilla oleviin tarjouksiin;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>K\u00e4teisennakon maksu: <\/strong>K\u00e4teisnoston v\u00e4himm\u00e4ismaksu $10 tai 5% voi olla merkitt\u00e4v\u00e4 kustannus k\u00e4ytt\u00e4jille, joiden on k\u00e4ytett\u00e4v\u00e4 t\u00e4t\u00e4 vaihtoehtoa s\u00e4\u00e4nn\u00f6llisesti;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Kansainv\u00e4lisen tapahtuman maksu:<\/strong> Kansainv\u00e4listen maksutapahtumien 3%-maksu voi olla ep\u00e4edullinen niille, jotka tekev\u00e4t usein ostoksia ulkomaan valuutoilla;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Rajoitetut edut: <\/strong>Vaikka se tarjoaa aluksi etuja, kortilta saattaa puuttua lis\u00e4etuja verrattuna muihin luottokorttimarkkinoiden vaihtoehtoihin.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">Wells Fargo Reflect\u00ae -kortin kelpoisuusvaatimukset<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Kelpoisuuden osalta kortin ehdoissa todetaan, ett\u00e4 jos olet avannut Wells Fargo -luottokorttitilin viimeisen kuuden kuukauden aikana, lis\u00e4tilin avaamiseen saattaa liitty\u00e4 rajoituksia.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Toisin sanoen Wells Fargon k\u00e4yt\u00e4nt\u00f6 voi rajoittaa samanaikaisesti avoinna olevien luottokorttitilien kokonaism\u00e4\u00e4r\u00e4\u00e4.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">Opas Wells Fargo Reflect\u00ae -kortin hakemiseen:<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Wells Fargo Reflect\u00ae -kortin hakeminen on yksinkertaista ja k\u00e4tev\u00e4\u00e4 verkossa kortin virallisen verkkosivuston kautta.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Siirry sivustolle ja napsauta \u201dHae nyt\u201d -vaihtoehtoa. Jatkaessasi sinut ohjataan lomakkeeseen, jossa pyydet\u00e4\u00e4n henkil\u00f6tietoja, kuten nimi, osoite, sosiaaliturvatunnus tai ITIN-tunnus, muiden tietojen ohella.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Lomaketta t\u00e4ytt\u00e4ess\u00e4si sinun on annettava suostumuksesi tilinavaustietojen s\u00e4hk\u00f6iseen toimitukseen sek\u00e4 mobiililaitteita koskeviin tietoihin ja varmistettava, ett\u00e4 olet annetun numeron omistaja.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Siksi muista lukea ja hyv\u00e4ksy\u00e4 k\u00e4ytt\u00f6ehdot, mukaan lukien v\u00e4limiesmenettely- ja tietosuojasopimukset.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Tarkistettuasi ja vahvistettuasi tiedot olet valmis l\u00e4hett\u00e4m\u00e4\u00e4n hakemuksesi, jolloin saat nopean ja tehokkaan p\u00e4\u00e4syn Wells Fargo Reflect\u00ae -korttiin.<\/p>\n<\/div><div class=\"wp-block-lazyblock-credit-card lazyblock-credit-card-Z20Htsx\"><section class=\"credit-card mx-5 sm:mx-0 text-gray-600 body-font  my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n  <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n    <div class=\"w-24 h-full\"><\/div>\n  <\/div>\n  <div class=\"container px-5 sm:px-0 py-6 mx-auto\" data-anchor-target=\"lazyBlock\">\n    <div class=\"flex flex-wrap mx-auto\">\n      <a class=\"lg:w-2\/5 w-full lg:pl-6 mt-6 lg:mt-0\" href=\"https:\/\/creditcards.wellsfargo.com\/reflect-visa-credit-card\/\" data-analytics-label=\"creditCardImage\" data-action=\"analytics#trackCTA\" >\n        <img decoding=\"async\" class=\"w-full h-64 object-cover object-center rounded\" loading=\"lazy\" alt=\"card\" style=\"height: 190px;\" src=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2023\/12\/12.png\">\n      <\/a>\n      <div class=\"lg:w-3\/5 w-full lg:pl-6 mt-6 lg:mt-0\">\n        <h2 class=\"text-sm title-font text-gray-500 tracking-widest uppercase\">\n          Luottokortti        <\/h2>\n        <h1 class=\"text-gray-900 text-3xl title-font font-medium mb-1\">\n          Wells Fargo Reflect\u00ae -kortti        <\/h1>\n        <div class=\"flex mb-4 justify-center sm:justify-start\">\n          \n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              Palkittu            <\/span>\n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              Hae verkossa            <\/span>\n                    \n        <\/div>\n        <p class=\"leading-relaxed\">\n          T\u00e4yt\u00e4 hakemuslomake Wells Fargon verkkosivuilla.        <\/p>\n        <div class=\"flex mt-6 items-center pb-5 border-b-2 border-gray-100 mb-5\">\n          \n        <\/div>\n        <div class=\"flex\">\n          <a data-km2-rewarded=\"true\" style=\"font-size: 13px;\" class=\"hidden animate-fade-in flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/creditcards.wellsfargo.com\/reflect-visa-credit-card\/\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button class=\"uppercase flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-4 focus:outline-none rounded  disabled:opacity-50\">\n              Hae nyt            <\/button>\n          <\/a>\n          <a data-km2-rewarded=\"false\" style=\"font-size: 15px;\" class=\"flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/creditcards.wellsfargo.com\/reflect-visa-credit-card\/\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button id=\"offer-first\" class=\"flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-6 focus:outline-none rounded  disabled:opacity-50\">\n              Hae nyt            <\/button>\n          <\/a>\n        <\/div>\n        <p class=\"text-xs text-gray-500 mt-3 text-center sm:text-right\">\n          Sinut ohjataan toiselle verkkosivustolle        <\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n\n    <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 100) { setTimeout(() => this.visible(), 1000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 10) { this.getAnchorElement().style.marginBottom = '60px'; } if (document.querySelector('[data-anchor-shown=\"true\"]') && document.querySelector('[data-anchor-shown=\"true\"]').style.bottom === '0px') { setTimeout(() => this.visible(), 1000); return; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); waitFor(_ => (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 10 && this.getAnchorElement().style.marginBottom !== '60px')) .then(_ => { this.closeAnchor(); }); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { if (this.closed) return; this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? 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T\u00e4ss\u00e4 on Citi\u00ae Diamond Preferred\u00ae -kortti.<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-large is-resized\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2023\/12\/AdobeStock_404965906-1024x684.jpeg\" alt=\"\" class=\"w-full object-cover object-center border mx-auto wp-image-927\" width=\"800\" height=\"384\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\">Tutustu muihin rahoitusvaihtoehtoihin \u2013 L\u00e4hde: Adobe Stock.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Kuten olet huomannut, Wells Fargo Reflect Card tarjoaa houkuttelevan tarjouksen, koska siin\u00e4 ei ole vuosimaksua ja se on selke\u00e4. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Kun punnitset vaihtoehtojasi, harkitse my\u00f6s Citi\u00ae Diamond Preferred\u00ae -korttia, johon sis\u00e4ltyy 0%-aloittelijan 12 kuukauden todellinen vuosikorko ostoksille ja 21 kuukauden saldosiirroille.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Joten jos haluat tutustua muihin vaihtoehtoihin, tutustu kattavaan Citi\u00ae Diamond Preferred\u00ae -kortin arvosteluumme \u2013 napsauta vain alla olevaa painiketta!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZcGBbf\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/morenetcash.com\/fi\/citi-diamond-preferred-card-review\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Citi\u00ae Diamond Preferred\u00ae -kortin arvostelu: 0%:n esittely, todellinen vuosikorko\">\n          <div class=\"m-auto float-none\">\n            <img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2023\/12\/citi-diamong-preferred.png\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/morenetcash.com\/fi\/citi-diamond-preferred-card-review\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Citi\u00ae Diamond Preferred\u00ae -kortin arvostelu: 0%:n esittely, todellinen vuosikorko\">\n            Citi\u00ae Diamond Preferred\u00ae -kortin arvostelu: 0%:n esittely, todellinen vuosikorko        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Tutustu Citi\u00ae Diamond Preferred\u00ae -ohjelmaan! 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