{"id":2593,"date":"2025-02-26T13:17:10","date_gmt":"2025-02-26T13:17:10","guid":{"rendered":"https:\/\/morenetcash.com\/?p=2593"},"modified":"2025-02-28T15:23:09","modified_gmt":"2025-02-28T15:23:09","slug":"capitec-credit-card","status":"publish","type":"post","link":"https:\/\/morenetcash.com\/es\/capitec-credit-card\/","title":{"rendered":"Tarjeta de cr\u00e9dito Capitec: l\u00edmite de hasta R500,000 con recompensas en efectivo"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">Gane reembolsos en efectivo al realizar compras internacionales sin cargos adicionales<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"580\" loading=\"lazy\" src=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2025\/02\/credit-app-campaign-article-desktop-1024x580.png\" alt=\"Capitec Credit Card\" class=\"w-full object-cover object-center border mx-auto wp-image-2597\" srcset=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2025\/02\/credit-app-campaign-article-desktop-1024x580.png 1024w, https:\/\/morenetcash.com\/wp-content\/uploads\/2025\/02\/credit-app-campaign-article-desktop-300x170.png 300w, https:\/\/morenetcash.com\/wp-content\/uploads\/2025\/02\/credit-app-campaign-article-desktop-768x435.png 768w, https:\/\/morenetcash.com\/wp-content\/uploads\/2025\/02\/credit-app-campaign-article-desktop-1536x870.png 1536w, https:\/\/morenetcash.com\/wp-content\/uploads\/2025\/02\/credit-app-campaign-article-desktop-18x10.png 18w, https:\/\/morenetcash.com\/wp-content\/uploads\/2025\/02\/credit-app-campaign-article-desktop.png 1765w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\">L\u00edmite de hasta R500,000 con recompensas de reembolso. Fuente: Capitec<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>La tarjeta de cr\u00e9dito Capitec ofrece a los consumidores sudafricanos una s\u00f3lida herramienta financiera, brind\u00e1ndoles un l\u00edmite de cr\u00e9dito de hasta R500.000 con tasas de inter\u00e9s que comienzan desde la tasa de pr\u00e9stamo preferencial.&nbsp;<\/p>\n<\/div><div class=\"wp-block-lazyblock-credit-card lazyblock-credit-card-ZldQn\"><section class=\"credit-card mx-5 sm:mx-0 text-gray-600 body-font  my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n  <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n    <div class=\"w-24 h-full\"><\/div>\n  <\/div>\n  <div class=\"container px-5 sm:px-0 py-6 mx-auto\" data-anchor-target=\"lazyBlock\">\n    <div class=\"flex flex-wrap mx-auto\">\n      <a class=\"lg:w-2\/5 w-full lg:pl-6 mt-6 lg:mt-0\" href=\"https:\/\/www.capitecbank.co.za\/personal\/credit\/credit-card\/\" data-analytics-label=\"creditCardImage\" data-action=\"analytics#trackCTA\" >\n        <img decoding=\"async\" class=\"w-full h-64 object-cover object-center rounded\" loading=\"lazy\" alt=\"card\" style=\"height: 190px;\" src=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2025\/02\/masterpass_website-desktop-image.jpg\">\n      <\/a>\n      <div class=\"lg:w-3\/5 w-full lg:pl-6 mt-6 lg:mt-0\">\n        <h2 class=\"text-sm title-font text-gray-500 tracking-widest uppercase\">\n          Tarjeta de cr\u00e9dito        <\/h2>\n        <h1 class=\"text-gray-900 text-3xl title-font font-medium mb-1\">\n          Capitec         <\/h1>\n        <div class=\"flex mb-4 justify-center sm:justify-start\">\n          \n                    \n        <\/div>\n        <p class=\"leading-relaxed\">\n          \u00a1L\u00edmite de hasta R500,000, tasas bajas y 55 d\u00edas sin intereses!        <\/p>\n        <div class=\"flex mt-6 items-center pb-5 border-b-2 border-gray-100 mb-5\">\n          \n        <\/div>\n        <div class=\"flex\">\n          <a data-km2-rewarded=\"true\" style=\"font-size: 13px;\" class=\"hidden animate-fade-in flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/www.capitecbank.co.za\/personal\/credit\/credit-card\/\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button class=\"uppercase flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-4 focus:outline-none rounded  disabled:opacity-50\">\n              Aplicar ahora            <\/button>\n          <\/a>\n          <a data-km2-rewarded=\"false\" style=\"font-size: 15px;\" class=\"flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/www.capitecbank.co.za\/personal\/credit\/credit-card\/\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button id=\"offer-first\" class=\"flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-6 focus:outline-none rounded  disabled:opacity-50\">\n              Aplicar ahora            <\/button>\n          <\/a>\n        <\/div>\n        <p class=\"text-xs text-gray-500 mt-3 text-center sm:text-right\">\n          Ser\u00e1s redirigido a otro sitio        <\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n\n    <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 100) { setTimeout(() => this.visible(), 1000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 10) { this.getAnchorElement().style.marginBottom = '60px'; } if (document.querySelector('[data-anchor-shown=\"true\"]') && document.querySelector('[data-anchor-shown=\"true\"]').style.bottom === '0px') { setTimeout(() => this.visible(), 1000); return; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); waitFor(_ => (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 10 && this.getAnchorElement().style.marginBottom !== '60px')) .then(_ => { this.closeAnchor(); }); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { if (this.closed) return; this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button data-no-translation class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/www.capitecbank.co.za\/personal\/credit\/credit-card\/\" rel=\"sponsored\" data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img decoding=\"async\" loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2025\/02\/masterpass_website-desktop-image.jpg\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                \u00a1L\u00edmite de hasta R500,000, tasas bajas y 55 d\u00edas sin intereses!              <\/p>\n              <a href=\"https:\/\/www.capitecbank.co.za\/personal\/credit\/credit-card\/\" rel=\"sponsored\" data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Aplicar ahora                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ser\u00e1s redirigido a otro sitio              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n<\/section><\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Esta tarjeta est\u00e1 dise\u00f1ada para mejorar su poder adquisitivo y al mismo tiempo ofrecerle un conjunto de beneficios adaptados a las necesidades financieras modernas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Requisito de puntuaci\u00f3n crediticia:<\/strong> Los solicitantes deben tener un historial crediticio saludable.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Cuota mensual:<\/strong> Se aplica una tarifa de servicio mensual de R50.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Tasas de inter\u00e9s:<\/strong> Desde 11.00% hasta 21.50%, dependiendo de su perfil crediticio.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Recompensas:<\/strong> Obt\u00e9n 1% de reembolso en efectivo en cada compra y gasto en el extranjero sin pagar tarifas de conversi\u00f3n de moneda.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">Tarjeta de Cr\u00e9dito Capitec: Caracter\u00edsticas principales<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Dise\u00f1ada para la conveniencia y el ahorro, la Tarjeta de Cr\u00e9dito Capitec se adapta a tus necesidades financieras.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Con un l\u00edmite de cr\u00e9dito sustancial que alcanza los R500.000, atiende una amplia gama de requisitos financieros.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>La tarjeta ofrece tasas de inter\u00e9s competitivas a partir de la tasa preferencial, lo que garantiza la asequibilidad para los usuarios.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Adem\u00e1s, Capitec ofrece entrega gratuita de tarjetas, lo que agrega comodidad al proceso de solicitud.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Con hasta 55 d\u00edas sin intereses, los titulares de la tarjeta pueden administrar su flujo de caja de forma m\u00e1s eficiente. La tarjeta tambi\u00e9n contribuye a construir un historial crediticio positivo mediante un uso responsable.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\">\u00bfPara qui\u00e9n es?<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>La Tarjeta de Cr\u00e9dito Capitec es ideal para quienes buscan una soluci\u00f3n crediticia vers\u00e1til con atractivas ventajas. Se adapta a:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Viajeros frecuentes:<\/strong> La tarjeta de cr\u00e9dito ofrece seguro de viaje gratuito hasta R5 millones y sin cargos adicionales en transacciones extranjeras.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Compradores habituales:<\/strong> Las personas que realizan compras frecuentes pueden aprovechar el reembolso en efectivo 1% en todos los gastos.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Constructores de cr\u00e9dito:<\/strong> Aquellos que deseen establecer o mejorar su historial crediticio encontrar\u00e1n esta tarjeta beneficiosa debido a sus caracter\u00edsticas de creaci\u00f3n de cr\u00e9dito.<\/li>\n<\/div><\/ul>\n<\/div><div class=\"wp-block-lazyblock-credit-card lazyblock-credit-card-1T7KwV\"><section class=\"credit-card mx-5 sm:mx-0 text-gray-600 body-font  my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n  <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n    <div class=\"w-24 h-full\"><\/div>\n  <\/div>\n  <div class=\"container px-5 sm:px-0 py-6 mx-auto\" data-anchor-target=\"lazyBlock\">\n    <div class=\"flex flex-wrap mx-auto\">\n      <a class=\"lg:w-2\/5 w-full lg:pl-6 mt-6 lg:mt-0\" href=\"https:\/\/www.capitecbank.co.za\/personal\/credit\/credit-card\/\" data-analytics-label=\"creditCardImage\" data-action=\"analytics#trackCTA\" >\n        <img decoding=\"async\" class=\"w-full h-64 object-cover object-center rounded\" loading=\"lazy\" alt=\"card\" style=\"height: 190px;\" src=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2025\/02\/masterpass_website-desktop-image.jpg\">\n      <\/a>\n      <div class=\"lg:w-3\/5 w-full lg:pl-6 mt-6 lg:mt-0\">\n        <h2 class=\"text-sm title-font text-gray-500 tracking-widest uppercase\">\n          Tarjeta de cr\u00e9dito        <\/h2>\n        <h1 class=\"text-gray-900 text-3xl title-font font-medium mb-1\">\n          Capitec         <\/h1>\n        <div class=\"flex mb-4 justify-center sm:justify-start\">\n          \n                    \n        <\/div>\n        <p class=\"leading-relaxed\">\n          \u00a1L\u00edmite de hasta R500,000, tasas bajas y 55 d\u00edas sin intereses!        <\/p>\n        <div class=\"flex mt-6 items-center pb-5 border-b-2 border-gray-100 mb-5\">\n          \n        <\/div>\n        <div class=\"flex\">\n          <a data-km2-rewarded=\"true\" style=\"font-size: 13px;\" class=\"hidden animate-fade-in flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/www.capitecbank.co.za\/personal\/credit\/credit-card\/\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button class=\"uppercase flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-4 focus:outline-none rounded  disabled:opacity-50\">\n              Aplicar ahora            <\/button>\n          <\/a>\n          <a data-km2-rewarded=\"false\" style=\"font-size: 15px;\" class=\"flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/www.capitecbank.co.za\/personal\/credit\/credit-card\/\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button id=\"offer-first\" class=\"flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-6 focus:outline-none rounded  disabled:opacity-50\">\n              Aplicar ahora            <\/button>\n          <\/a>\n        <\/div>\n        <p class=\"text-xs text-gray-500 mt-3 text-center sm:text-right\">\n          Ser\u00e1s redirigido a otro sitio        <\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n\n    <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from 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this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { if (this.closed) return; this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button data-no-translation class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/www.capitecbank.co.za\/personal\/credit\/credit-card\/\" rel=\"sponsored\" data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img decoding=\"async\" loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2025\/02\/masterpass_website-desktop-image.jpg\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                \u00a1L\u00edmite de hasta R500,000, tasas bajas y 55 d\u00edas sin intereses!              <\/p>\n              <a href=\"https:\/\/www.capitecbank.co.za\/personal\/credit\/credit-card\/\" rel=\"sponsored\" data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Aplicar ahora                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ser\u00e1s redirigido a otro sitio              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n<\/section><\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\">\u00bfQu\u00e9 lo hace especial?<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Varias caracter\u00edsticas distinguen a la Tarjeta de Cr\u00e9dito Capitec de sus competidores:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>L\u00edmite de cr\u00e9dito alto:<\/strong> Ofrece hasta R500,000, adecu\u00e1ndose a necesidades financieras significativas.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Recompensas en devoluci\u00f3n de efectivo:<\/strong> Proporciona un reembolso en efectivo de 1% en todos los gastos, lo que mejora el ahorro en las compras diarias.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Cero comisiones por conversi\u00f3n de moneda:<\/strong> Elimina costos adicionales al gastar en el extranjero, lo que lo hace rentable para el uso internacional.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Seguro de viaje gratuito:<\/strong> Incluye cobertura de seguro de viaje gratuita hasta R5 millones, lo que aumenta la tranquilidad de los viajeros.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\">Cosas a tener en cuenta antes de aplicar<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>A pesar de sus numerosas ventajas, la Tarjeta de Cr\u00e9dito Capitec tiene algunos inconvenientes a tener en cuenta:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Requisitos de cr\u00e9dito altos:<\/strong> La aprobaci\u00f3n depende de un perfil crediticio s\u00f3lido, lo que la hace menos accesible para personas con un historial crediticio deficiente.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Requisito de ingresos:<\/strong> Un salario m\u00ednimo de R5.000 puede ser restrictivo para las personas con ingresos bajos.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Cuota mensual:<\/strong> La tarifa de servicio de R50, junto con una tarifa de iniciaci\u00f3n de R100, se suman al costo de mantenimiento de la tarjeta.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Programa de recompensas limitadas:<\/strong> El reembolso en efectivo de 1% es beneficioso, pero no tan extenso como el de algunos programas de recompensas de la competencia.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">\u00bfEs confiable el Banco Capitec?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Capitec Bank es una instituci\u00f3n financiera bien establecida en Sud\u00e1frica, que cumple con estrictos est\u00e1ndares regulatorios.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Para proteger las transacciones, la Tarjeta de Cr\u00e9dito Capitec cuenta con tecnolog\u00eda de chip y PIN junto con otras medidas de seguridad avanzadas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>El banco mantiene la transparencia en sus t\u00e9rminos y condiciones, garantizando que los clientes est\u00e9n bien informados sobre las tarifas, las tasas de inter\u00e9s y los beneficios.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Adem\u00e1s, Capitec ofrece opciones de seguro de cr\u00e9dito para aquellos que no tienen cobertura existente, proporcionando una capa adicional de seguridad financiera.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">Usos pr\u00e1cticos de la tarjeta de cr\u00e9dito<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>La Tarjeta de Cr\u00e9dito Capitec es vers\u00e1til, adecuada para diversas actividades financieras:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Compras diarias:<\/strong> \u00daselo para gastos diarios como comestibles y combustible y obtenga reembolsos en efectivo en cada transacci\u00f3n.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Compras en l\u00ednea:<\/strong> Realice compras en l\u00ednea seguras y sin comisiones por transacci\u00f3n, ideal para entusiastas del comercio electr\u00f3nico.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Gastos de viaje:<\/strong> Pague los costos de viaje internacionales sin incurrir en cargos por conversi\u00f3n de moneda y benef\u00edciese del seguro de viaje incluido.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Fondos de emergencia:<\/strong> Acceda a fondos inmediatos para gastos inesperados, con opciones de pago manejables.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">Pasos para solicitar la tarjeta de cr\u00e9dito<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"622\" loading=\"lazy\" src=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2025\/02\/Captura-de-tela-2025-02-26-094031-1024x622.png\" alt=\"Capitec Credit Card\" class=\"w-full object-cover object-center border mx-auto wp-image-2594\" srcset=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2025\/02\/Captura-de-tela-2025-02-26-094031-1024x622.png 1024w, https:\/\/morenetcash.com\/wp-content\/uploads\/2025\/02\/Captura-de-tela-2025-02-26-094031-300x182.png 300w, https:\/\/morenetcash.com\/wp-content\/uploads\/2025\/02\/Captura-de-tela-2025-02-26-094031-768x466.png 768w, https:\/\/morenetcash.com\/wp-content\/uploads\/2025\/02\/Captura-de-tela-2025-02-26-094031-18x12.png 18w, https:\/\/morenetcash.com\/wp-content\/uploads\/2025\/02\/Captura-de-tela-2025-02-26-094031.png 1211w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\">Pasos para solicitar la tarjeta de cr\u00e9dito. Fuente: Google Play<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>El proceso de solicitud de Tarjeta de Cr\u00e9dito Capitec es sencillo y est\u00e1 disponible a trav\u00e9s de varios m\u00e9todos:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ol><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Solicitud en l\u00ednea:<\/strong><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Vaya al sitio web oficial del Banco Capitec.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Busque la secci\u00f3n de tarjetas de cr\u00e9dito y seleccione la opci\u00f3n \u201cSolicitar ahora\u201d.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Llene el formulario en l\u00ednea con su informaci\u00f3n personal y financiera.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Sube los documentos requeridos.<\/li>\n<\/div><\/ul>\n<\/div><\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Aplicaci\u00f3n m\u00f3vil:<\/strong><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Obtenga la aplicaci\u00f3n m\u00f3vil de Capitec Bank en su tel\u00e9fono inteligente a trav\u00e9s de Google Play Store, Apple App Store o Huawei AppGallery e inst\u00e1lela.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Reg\u00edstrate o inicia sesi\u00f3n en tu cuenta.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Seleccione la funci\u00f3n de solicitud de tarjeta de cr\u00e9dito en la aplicaci\u00f3n.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Complete la informaci\u00f3n necesaria y cargue los documentos requeridos.<\/li>\n<\/div><\/ul>\n<\/div><\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Solicitud en la sucursal:<\/strong><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Dir\u00edgete a la sucursal de Capitec Bank m\u00e1s cercana para obtener asistencia en persona.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Aseg\u00farese de tener consigo los documentos necesarios.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Un consultor le ayudar\u00e1 con el proceso de solicitud.<\/li>\n<\/div><\/ul>\n<\/div><\/li>\n<\/div><\/ol>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\">Requisitos<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Los solicitantes deben cumplir ciertos requisitos de elegibilidad para obtener la tarjeta de cr\u00e9dito Capitec, incluido tener al menos 18 a\u00f1os.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Adem\u00e1s, se requiere un salario mensual m\u00ednimo de R5,000, lo que garantiza que los solicitantes tengan una fuente de ingresos estable para administrar los pagos del cr\u00e9dito de manera efectiva.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>La situaci\u00f3n laboral tambi\u00e9n es crucial en el proceso de aprobaci\u00f3n. Los solicitantes deben tener un empleo fijo, ser aut\u00f3nomos con ingresos estables o recibir una pensi\u00f3n.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Este requisito garantiza la estabilidad financiera y la capacidad de cumplir con las obligaciones de pago mensuales.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Adem\u00e1s, son necesarios ciertos documentos para completar la solicitud.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Los solicitantes deben proporcionar un documento de identidad sudafricano original, su \u00faltimo recibo de sueldo y un extracto bancario que refleje los \u00faltimos tres dep\u00f3sitos de sueldo consecutivos.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Estos documentos ayudan a verificar la identidad, el nivel de ingresos y la situaci\u00f3n financiera, garantizando pr\u00e1cticas crediticias responsables.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">\u00bfBuscas otra opci\u00f3n? Echa un vistazo a la Tarjeta de Cr\u00e9dito Nedbank Gold.<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Si bien la tarjeta de cr\u00e9dito Capitec ofrece una variedad de beneficios atractivos, explorar opciones alternativas puede ayudar a garantizar la mejor opci\u00f3n financiera.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>La tarjeta de cr\u00e9dito Nedbank Gold es otra fuerte competidora, que ofrece valiosos beneficios para los titulares de la tarjeta.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Una de sus caracter\u00edsticas destacadas es el Programa de Recompensas Greenbacks, que permite a los usuarios ganar puntos en compras elegibles.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Estos puntos se pueden canjear por diversas recompensas, agregando valor extra al gasto diario.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>En conclusi\u00f3n, la tarjeta de cr\u00e9dito Capitec sigue siendo una opci\u00f3n s\u00f3lida con su alto l\u00edmite de cr\u00e9dito, tasas de inter\u00e9s competitivas y beneficios \u00fatiles dise\u00f1ados para respaldar diversas necesidades financieras.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Sin embargo, considerar alternativas como la tarjeta de cr\u00e9dito Nedbank Gold puede ayudar a los consumidores a encontrar una soluci\u00f3n que se adapte mejor a sus h\u00e1bitos de gasto y objetivos financieros.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Para explorar si la tarjeta de cr\u00e9dito Nedbank Gold es la opci\u00f3n adecuada para usted, \u00a1contin\u00fae leyendo y descubra sus beneficios en detalle!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z2rwx9E\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/morenetcash.com\/es\/nedbank-gold-credit-card\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Tarjeta de cr\u00e9dito Nedbank Gold\">\n          <div class=\"m-auto float-none\">\n            <img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2025\/02\/AdobeStock_859667318_Editorial_Use_Only-1.jpg\" alt=\"Nedbank Gold Credit Card\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/morenetcash.com\/es\/nedbank-gold-credit-card\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Tarjeta de cr\u00e9dito Nedbank Gold\">\n            Tarjeta de cr\u00e9dito Nedbank Gold        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            \u00a1Obt\u00e9n la tarjeta de cr\u00e9dito Nedbank Gold por un precio asequible de R60 por mes y disfruta de hasta 55 d\u00edas sin intereses y banca digital segura!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/morenetcash.com\/es\/nedbank-gold-credit-card\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Contin\u00faa Leyendo            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); 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