{"id":1867,"date":"2024-11-27T14:14:51","date_gmt":"2024-11-27T14:14:51","guid":{"rendered":"https:\/\/morenetcash.com\/?p=1867"},"modified":"2025-04-03T17:11:21","modified_gmt":"2025-04-03T17:11:21","slug":"opensky-plus-secured-review","status":"publish","type":"post","link":"https:\/\/morenetcash.com\/es\/opensky-plus-secured-review\/","title":{"rendered":"OpenSky Plus Secured: su puerta de entrada a un mejor cr\u00e9dito, sin comisiones"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">\u00a1Tu camino hacia la construcci\u00f3n de cr\u00e9dito!<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"512\" loading=\"lazy\" src=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Captura-de-tela-2024-11-27-105746-1024x512.png\" alt=\"OpenSky Plus Secured\" class=\"w-full object-cover object-center border mx-auto wp-image-1870\" srcset=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Captura-de-tela-2024-11-27-105746-1024x512.png 1024w, https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Captura-de-tela-2024-11-27-105746-300x150.png 300w, https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Captura-de-tela-2024-11-27-105746-768x384.png 768w, https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Captura-de-tela-2024-11-27-105746-18x9.png 18w, https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Captura-de-tela-2024-11-27-105746.png 1509w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\">OpenSky Plus Secured: su puerta de entrada a un mejor cr\u00e9dito, sin comisiones. Fuente: OpenSky <\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>La tarjeta de cr\u00e9dito OpenSky Plus Secured Visa\u00ae ofrece a las personas una forma sencilla de construir o reconstruir su cr\u00e9dito sin la carga de tarifas anuales.<\/p>\n<\/div><div class=\"wp-block-lazyblock-credit-card lazyblock-credit-card-Z1RqXpo\"><section class=\"credit-card mx-5 sm:mx-0 text-gray-600 body-font  my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n  <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n    <div class=\"w-24 h-full\"><\/div>\n  <\/div>\n  <div class=\"container px-5 sm:px-0 py-6 mx-auto\" data-anchor-target=\"lazyBlock\">\n    <div class=\"flex flex-wrap mx-auto\">\n      <a class=\"lg:w-2\/5 w-full lg:pl-6 mt-6 lg:mt-0\" href=\"https:\/\/www.openskycc.com\/secured-credit-cards\/opensky-plus-secured-visa\" data-analytics-label=\"creditCardImage\" data-action=\"analytics#trackCTA\" >\n        <img decoding=\"async\" class=\"w-full h-64 object-cover object-center rounded\" loading=\"lazy\" alt=\"card\" style=\"height: 190px;\" src=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Design-sem-nome-2-2.png\">\n      <\/a>\n      <div class=\"lg:w-3\/5 w-full lg:pl-6 mt-6 lg:mt-0\">\n        <h2 class=\"text-sm title-font text-gray-500 tracking-widest uppercase\">\n          Tarjeta de cr\u00e9dito        <\/h2>\n        <h1 class=\"text-gray-900 text-3xl title-font font-medium mb-1\">\n          OpenSky Plus seguro        <\/h1>\n        <div class=\"flex mb-4 justify-center sm:justify-start\">\n          \n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              simple            <\/span>\n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              accesible            <\/span>\n                    \n        <\/div>\n        <p class=\"leading-relaxed\">\n          \u00a1Construya cr\u00e9dito hoy sin necesidad de verificaci\u00f3n de cr\u00e9dito!\n\n        <\/p>\n        <div class=\"flex mt-6 items-center pb-5 border-b-2 border-gray-100 mb-5\">\n          \n        <\/div>\n        <div class=\"flex\">\n          <a data-km2-rewarded=\"true\" style=\"font-size: 13px;\" class=\"hidden animate-fade-in flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/www.openskycc.com\/secured-credit-cards\/opensky-plus-secured-visa\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button class=\"uppercase flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-4 focus:outline-none rounded  disabled:opacity-50\">\n              Vea c\u00f3mo aplicar            <\/button>\n          <\/a>\n          <a data-km2-rewarded=\"false\" style=\"font-size: 15px;\" class=\"flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/www.openskycc.com\/secured-credit-cards\/opensky-plus-secured-visa\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button id=\"offer-first\" class=\"flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-6 focus:outline-none rounded  disabled:opacity-50\">\n              Vea c\u00f3mo aplicar            <\/button>\n          <\/a>\n        <\/div>\n        <p class=\"text-xs text-gray-500 mt-3 text-center sm:text-right\">\n          Ser\u00e1s redirigido a otro sitio        <\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n\n    <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && 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\/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { if (this.closed) return; this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button data-no-translation class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/www.openskycc.com\/secured-credit-cards\/opensky-plus-secured-visa\" rel=\"sponsored\" data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img decoding=\"async\" loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Design-sem-nome-2-2.png\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                \u00a1Construya cr\u00e9dito hoy sin necesidad de verificaci\u00f3n de cr\u00e9dito!              <\/p>\n              <a href=\"https:\/\/www.openskycc.com\/secured-credit-cards\/opensky-plus-secured-visa\" rel=\"sponsored\" data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Vea c\u00f3mo aplicar                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ser\u00e1s redirigido a otro sitio              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n<\/section><\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Dise\u00f1ada para aquellos con historiales crediticios limitados o pobres, esta tarjeta proporciona un punto de entrada accesible al sistema de cr\u00e9dito.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Puntuaci\u00f3n de cr\u00e9dito:<\/strong> La aprobaci\u00f3n no requiere una verificaci\u00f3n de cr\u00e9dito ni una revisi\u00f3n de su historial crediticio.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Cuota anual:<\/strong> Cero<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Tasa de porcentaje anual regular:<\/strong> 29.99% (variables)<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Recompensas:<\/strong> Hasta 10% de reembolso en efectivo<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">OpenSky Plus: aspectos destacados<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>OpenSky Plus est\u00e1 dirigido a personas que desean establecer o mejorar sus perfiles crediticios.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>A diferencia de muchas tarjetas aseguradas, no requiere una verificaci\u00f3n de cr\u00e9dito durante el proceso de solicitud, lo que la hace accesible a un p\u00fablico m\u00e1s amplio.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Los solicitantes deben proporcionar un dep\u00f3sito de seguridad reembolsable, que generalmente comienza en $300 y puede llegar hasta $3,000, sujeto a aprobaci\u00f3n.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Su dep\u00f3sito reembolsable establece el l\u00edmite de su cr\u00e9dito disponible.<\/p>\n<\/div><div class=\"wp-block-lazyblock-credit-card lazyblock-credit-card-VzMOU\"><section class=\"credit-card mx-5 sm:mx-0 text-gray-600 body-font  my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n  <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n    <div class=\"w-24 h-full\"><\/div>\n  <\/div>\n  <div class=\"container px-5 sm:px-0 py-6 mx-auto\" data-anchor-target=\"lazyBlock\">\n    <div class=\"flex flex-wrap mx-auto\">\n      <a class=\"lg:w-2\/5 w-full lg:pl-6 mt-6 lg:mt-0\" href=\"https:\/\/www.openskycc.com\/secured-credit-cards\/opensky-plus-secured-visa\" data-analytics-label=\"creditCardImage\" data-action=\"analytics#trackCTA\" >\n        <img decoding=\"async\" class=\"w-full h-64 object-cover object-center rounded\" loading=\"lazy\" alt=\"card\" style=\"height: 190px;\" src=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Design-sem-nome-2-2.png\">\n      <\/a>\n      <div class=\"lg:w-3\/5 w-full lg:pl-6 mt-6 lg:mt-0\">\n        <h2 class=\"text-sm title-font text-gray-500 tracking-widest uppercase\">\n          Tarjeta de cr\u00e9dito        <\/h2>\n        <h1 class=\"text-gray-900 text-3xl title-font font-medium mb-1\">\n          OpenSky Plus seguro        <\/h1>\n        <div class=\"flex mb-4 justify-center sm:justify-start\">\n          \n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              simple            <\/span>\n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              accesible            <\/span>\n                    \n        <\/div>\n        <p class=\"leading-relaxed\">\n          \u00a1Construya cr\u00e9dito hoy sin necesidad de verificaci\u00f3n de cr\u00e9dito!\n\n        <\/p>\n        <div class=\"flex mt-6 items-center pb-5 border-b-2 border-gray-100 mb-5\">\n          \n        <\/div>\n        <div class=\"flex\">\n          <a data-km2-rewarded=\"true\" style=\"font-size: 13px;\" class=\"hidden animate-fade-in flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/www.openskycc.com\/secured-credit-cards\/opensky-plus-secured-visa\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button class=\"uppercase flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-4 focus:outline-none rounded  disabled:opacity-50\">\n              Aplicar ahora            <\/button>\n          <\/a>\n          <a data-km2-rewarded=\"false\" style=\"font-size: 15px;\" class=\"flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/www.openskycc.com\/secured-credit-cards\/opensky-plus-secured-visa\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button id=\"offer-first\" class=\"flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-6 focus:outline-none rounded  disabled:opacity-50\">\n              Aplicar ahora            <\/button>\n          <\/a>\n        <\/div>\n        <p class=\"text-xs text-gray-500 mt-3 text-center sm:text-right\">\n          Ser\u00e1s redirigido a otro sitio        <\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n\n    <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from 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this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { if (this.closed) return; this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button data-no-translation class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/www.openskycc.com\/secured-credit-cards\/opensky-plus-secured-visa\" rel=\"sponsored\" data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img decoding=\"async\" loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Design-sem-nome-2-2.png\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                \u00a1Construya cr\u00e9dito hoy sin necesidad de verificaci\u00f3n de cr\u00e9dito!              <\/p>\n              <a href=\"https:\/\/www.openskycc.com\/secured-credit-cards\/opensky-plus-secured-visa\" rel=\"sponsored\" data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Aplicar ahora                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ser\u00e1s redirigido a otro sitio              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n<\/section><\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\">\u00bfPara qui\u00e9n es?<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Perfecto para aquellos nuevos en cr\u00e9dito o que trabajan para mejorar su situaci\u00f3n financiera.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Accesible para solicitantes con problemas de cr\u00e9dito pasados, ya que no se requiere verificaci\u00f3n de cr\u00e9dito.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Adecuado para personas que no tienen cuenta bancaria, ya que no es necesario realizar la solicitud.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\">\u00bfPor qu\u00e9 es especial?<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Ofrece un proceso de solicitud sin verificaci\u00f3n de cr\u00e9dito, lo que garantiza la inclusi\u00f3n.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>No requiere tarifa anual, lo que mantiene los costos bajos para los titulares de tarjetas.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Ayuda a establecer cr\u00e9dito informando a TransUnion, Equifax y Experian, las tres principales agencias de cr\u00e9dito.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">Analizando las ventajas y desventajas&nbsp;<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1005\" height=\"373\" loading=\"lazy\" src=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Captura-de-tela-2024-11-27-104543.png\" alt=\"OpenSky Plus Secured\" class=\"w-full object-cover object-center border mx-auto wp-image-1869\" srcset=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Captura-de-tela-2024-11-27-104543.png 1005w, https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Captura-de-tela-2024-11-27-104543-300x111.png 300w, https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Captura-de-tela-2024-11-27-104543-768x285.png 768w, https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Captura-de-tela-2024-11-27-104543-18x7.png 18w\" sizes=\"(max-width: 1005px) 100vw, 1005px\" \/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\">Analizando ventajas e inconvenientes. Fuente: OpenSky <\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Antes de decidirse por la tarjeta de cr\u00e9dito OpenSky Plus Secured Visa\u00ae, es esencial evaluar cuidadosamente sus beneficios y posibles desventajas para asegurarse de que se alinee con sus objetivos financieros.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Esta tarjeta est\u00e1 dise\u00f1ada espec\u00edficamente para ayudar a las personas a construir o reconstruir su cr\u00e9dito, pero sus caracter\u00edsticas \u00fanicas pueden no ser adecuadas para todos.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Al comprender c\u00f3mo funciona, incluidos los costos y las limitaciones, puede tomar una decisi\u00f3n m\u00e1s informada sobre si es la opci\u00f3n correcta para su trayectoria financiera.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\">Ventajas<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>No se requiere verificaci\u00f3n de cr\u00e9dito:<\/strong> Los solicitantes pueden presentar su solicitud sin una consulta de cr\u00e9dito, lo que garantiza que no habr\u00e1 impacto en su puntaje crediticio ni un escrutinio adicional sobre problemas financieros pasados, lo que lo hace ideal para aquellos que comienzan desde cero.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Sin cuota anual:<\/strong> Los titulares de tarjetas pueden generar cr\u00e9dito sin incurrir en costos anuales, lo que les permite concentrarse en mejorar su salud financiera sin gastos adicionales.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Informes a las principales agencias de cr\u00e9dito:<\/strong> Los pagos puntuales se informan a TransUnion, Equifax y Experian, lo que ayuda a los titulares de tarjetas a construir un historial crediticio positivo y mejorar su puntuaci\u00f3n crediticia con el tiempo.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>No se necesita cuenta bancaria:<\/strong> Los solicitantes que no tengan una cuenta bancaria a\u00fan pueden presentar su solicitud, lo que ofrece mayor accesibilidad a personas que de otro modo podr\u00edan enfrentar desaf\u00edos al ingresar al sistema de cr\u00e9dito.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Potencial para recompensas en efectivo:<\/strong> Obtenga hasta 10% de reembolso en efectivo en compras seleccionadas, agregando valor a sus gastos diarios.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\">Contras<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Tasa de inter\u00e9s anual (APR) alta para compras:<\/strong> Con una tasa de inter\u00e9s anual variable de 29,99%, mantener un saldo puede generar cargos por intereses significativos a lo largo del tiempo, especialmente para los titulares de tarjetas que no pueden pagar su saldo en su totalidad cada mes. Esto la hace menos ideal para el cr\u00e9dito renovable.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Dep\u00f3sito de seguridad:<\/strong> Para abrir una cuenta, es necesario un dep\u00f3sito reembolsable de al menos $300, lo que puede suponer un reto para algunos solicitantes. El l\u00edmite de cr\u00e9dito est\u00e1 vinculado directamente al dep\u00f3sito, lo que significa que los l\u00edmites m\u00e1s altos requieren pagos iniciales m\u00e1s grandes.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Ruta de actualizaci\u00f3n limitada:<\/strong> No existe una ruta directa para la transici\u00f3n a una tarjeta no garantizada dentro del programa OpenSky, lo que puede requerir que los titulares de tarjetas soliciten un nuevo producto con un emisor diferente una vez que su cr\u00e9dito mejore.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">Solicitar la tarjeta<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>El proceso de solicitud de la tarjeta es sencillo y f\u00e1cil de usar:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ol><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Complete la solicitud en l\u00ednea:<\/strong> Visite el sitio web de OpenSky y complete el formulario de solicitud con su informaci\u00f3n personal.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Determine su dep\u00f3sito de seguridad:<\/strong> Elija un monto de dep\u00f3sito entre $300 y $3,000, que servir\u00e1 como su l\u00edmite de cr\u00e9dito.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Esperando aprobaci\u00f3n:<\/strong> Dado que no se realiza ninguna verificaci\u00f3n de cr\u00e9dito, la aprobaci\u00f3n se basa en la informaci\u00f3n proporcionada y el financiamiento de su dep\u00f3sito.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Recibe y activa tu Tarjeta:<\/strong> Una vez que se procese su dep\u00f3sito y se apruebe su solicitud, le enviaremos su tarjeta por correo para que la active. Debe activarla para comenzar a usarla para realizar compras.<\/li>\n<\/div><\/ol>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\">Requisitos de elegibilidad<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Para ser elegible para la tarjeta, los solicitantes deben:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Tener al menos 18 a\u00f1os:<\/strong> Los solicitantes deben cumplir con el requisito de edad m\u00ednima.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Tener un SSN v\u00e1lido:<\/strong> Necesario para la verificaci\u00f3n de identidad.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Proporcionar un dep\u00f3sito de seguridad reembolsable:<\/strong> Se requiere un m\u00ednimo de $300 para establecer la cuenta.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Tener una fuente de ingresos:<\/strong> Si bien no se realiza ninguna verificaci\u00f3n de cr\u00e9dito, tener una fuente de ingresos garantiza que pueda realizar pagos a tiempo.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">Explorar otras opciones<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Si bien la tarjeta de cr\u00e9dito OpenSky Plus Secured Visa\u00ae ofrece una opci\u00f3n sin tarifa anual para generar cr\u00e9dito, vale la pena explorar alternativas que puedan alinearse mejor con sus necesidades financieras.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Otra opci\u00f3n para las personas que se centran en la creaci\u00f3n de cr\u00e9dito es la tarjeta asegurada Truist Enjoy Cash, que utiliza un dep\u00f3sito de seguridad reembolsable para establecer su l\u00edmite de cr\u00e9dito.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Adem\u00e1s, ofrece recompensas en efectivo por compras realizadas en categor\u00edas de gasto comunes.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Con una TAE m\u00e1s baja en comparaci\u00f3n con OpenSky Plus, puede ser una opci\u00f3n m\u00e1s rentable para mantener un saldo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong>\u00bfPor qu\u00e9 considerar la tarjeta?<\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Proporciona reembolsos de efectivo en compras diarias, incluso como una tarjeta segura.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Tasa de inter\u00e9s anual (APR) m\u00e1s baja que la de OpenSky Plus, lo que puede reducir los costos de inter\u00e9s.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Ofrece una gama m\u00e1s amplia de categor\u00edas de recompensa, que incluyen gasolina, comestibles y servicios p\u00fablicos.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Los bonos de fidelidad agregan valor adicional para los clientes con cuentas de dep\u00f3sito Truist elegibles.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\">Conclusi\u00f3n<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>La tarjeta de cr\u00e9dito OpenSky Plus Secured Visa\u00ae es una opci\u00f3n s\u00f3lida para las personas que desean reconstruir su cr\u00e9dito, gracias a su pol\u00edtica de no verificaci\u00f3n de cr\u00e9dito y cero tarifas anuales.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Sin embargo, la tarjeta Truist Enjoy Cash Secured se destaca para aquellos que priorizan obtener reembolsos en efectivo en los gastos diarios.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Para los titulares de tarjetas que buscan recompensas s\u00f3lidas y beneficios adicionales, explorar la tarjeta Truist Enjoy Cash Secured es un siguiente paso inteligente.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>T\u00f3mese el tiempo para evaluar sus objetivos financieros y elegir la opci\u00f3n que mejor se adapte a sus necesidades.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z18Etdd\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/morenetcash.com\/es\/truist-enjoy-cash-secured-card-review\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Tarjeta Truist Enjoy Cash Secured\">\n          <div class=\"m-auto float-none\">\n            <img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Design-sem-nome-1-3.png\" alt=\"Truist Enjoy Cash Secured Card\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/morenetcash.com\/es\/truist-enjoy-cash-secured-card-review\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Tarjeta Truist Enjoy Cash Secured\">\n            Tarjeta Truist Enjoy Cash Secured        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Construya su cr\u00e9dito con la tarjeta Truist Enjoy Cash Secured, que ofrece recompensas y l\u00edmites flexibles.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/morenetcash.com\/es\/truist-enjoy-cash-secured-card-review\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Contin\u00faa Leyendo            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > 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