{"id":1823,"date":"2024-11-22T14:32:13","date_gmt":"2024-11-22T14:32:13","guid":{"rendered":"https:\/\/morenetcash.com\/?p=1823"},"modified":"2025-02-02T00:59:37","modified_gmt":"2025-02-02T00:59:37","slug":"truist-enjoy-cash-secured-card-review","status":"publish","type":"post","link":"https:\/\/morenetcash.com\/es\/truist-enjoy-cash-secured-card-review\/","title":{"rendered":"Tarjeta Truist Enjoy Cash Secured: genere cr\u00e9dito con devoluci\u00f3n de efectivo"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">Una tarjeta segura que ofrece generosas recompensas en efectivo<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"576\" loading=\"lazy\" src=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Design-sem-nome-4-1024x576.png\" alt=\"Truist Enjoy Cash Secured Card\" class=\"w-full object-cover object-center border mx-auto wp-image-1821\" srcset=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Design-sem-nome-4-1024x576.png 1024w, https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Design-sem-nome-4-300x169.png 300w, https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Design-sem-nome-4-768x432.png 768w, https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Design-sem-nome-4-18x10.png 18w, https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Design-sem-nome-4.png 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\">Tarjeta Truist Enjoy Cash Secured: genere cr\u00e9dito con devoluci\u00f3n de efectivo. Fuente: More Net Cash<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>La tarjeta Truist Enjoy Cash Secured se destaca en el mercado de tarjetas de cr\u00e9dito garantizadas al combinar la facilidad de acceso con atractivas recompensas en efectivo.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Para las personas que trabajan para establecer o reconstruir su cr\u00e9dito, esta tarjeta ofrece una soluci\u00f3n pr\u00e1ctica pero gratificante, ofreciendo caracter\u00edsticas normalmente reservadas para tarjetas no garantizadas.<\/p>\n<\/div><div class=\"wp-block-lazyblock-credit-card lazyblock-credit-card-ZUTTYT\"><section class=\"credit-card mx-5 sm:mx-0 text-gray-600 body-font  my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n  <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n    <div class=\"w-24 h-full\"><\/div>\n  <\/div>\n  <div class=\"container px-5 sm:px-0 py-6 mx-auto\" data-anchor-target=\"lazyBlock\">\n    <div class=\"flex flex-wrap mx-auto\">\n      <a class=\"lg:w-2\/5 w-full lg:pl-6 mt-6 lg:mt-0\" href=\"https:\/\/www.truist.com\/credit-cards\/enjoy-cash-secured\" data-analytics-label=\"creditCardImage\" data-action=\"analytics#trackCTA\" >\n        <img decoding=\"async\" class=\"w-full h-64 object-cover object-center rounded\" loading=\"lazy\" alt=\"card\" style=\"height: 190px;\" src=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Design-sem-nome-1-3.png\">\n      <\/a>\n      <div class=\"lg:w-3\/5 w-full lg:pl-6 mt-6 lg:mt-0\">\n        <h2 class=\"text-sm title-font text-gray-500 tracking-widest uppercase\">\n          Tarjeta de cr\u00e9dito        <\/h2>\n        <h1 class=\"text-gray-900 text-3xl title-font font-medium mb-1\">\n          Truista        <\/h1>\n        <div class=\"flex mb-4 justify-center sm:justify-start\">\n          \n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              recompensas            <\/span>\n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              ahorros            <\/span>\n                    \n        <\/div>\n        <p class=\"leading-relaxed\">\n          \u00a1Genere cr\u00e9dito y gane reembolsos de efectivo sin esfuerzo hoy mismo!\n        <\/p>\n        <div class=\"flex mt-6 items-center pb-5 border-b-2 border-gray-100 mb-5\">\n          \n        <\/div>\n        <div class=\"flex\">\n          <a data-km2-rewarded=\"true\" style=\"font-size: 13px;\" class=\"hidden animate-fade-in flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/www.truist.com\/credit-cards\/enjoy-cash-secured\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button class=\"uppercase flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-4 focus:outline-none rounded  disabled:opacity-50\">\n              Vea c\u00f3mo aplicar            <\/button>\n          <\/a>\n          <a data-km2-rewarded=\"false\" style=\"font-size: 15px;\" class=\"flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/www.truist.com\/credit-cards\/enjoy-cash-secured\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button id=\"offer-first\" class=\"flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-6 focus:outline-none rounded  disabled:opacity-50\">\n              Vea c\u00f3mo aplicar            <\/button>\n          <\/a>\n        <\/div>\n        <p class=\"text-xs text-gray-500 mt-3 text-center sm:text-right\">\n          Ser\u00e1s redirigido a otro sitio        <\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n\n    <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 100) { setTimeout(() => this.visible(), 1000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 10) { this.getAnchorElement().style.marginBottom = '60px'; } if (document.querySelector('[data-anchor-shown=\"true\"]') && document.querySelector('[data-anchor-shown=\"true\"]').style.bottom === '0px') { setTimeout(() => this.visible(), 1000); return; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); waitFor(_ => (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 10 && this.getAnchorElement().style.marginBottom !== '60px')) .then(_ => { this.closeAnchor(); }); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { if (this.closed) return; this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button data-no-translation class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/www.truist.com\/credit-cards\/enjoy-cash-secured\" rel=\"sponsored\" data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img decoding=\"async\" loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Design-sem-nome-1-3.png\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                \u00a1Genere cr\u00e9dito y gane reembolsos de efectivo sin esfuerzo hoy mismo!              <\/p>\n              <a href=\"https:\/\/www.truist.com\/credit-cards\/enjoy-cash-secured\" rel=\"sponsored\" data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Vea c\u00f3mo aplicar                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ser\u00e1s redirigido a otro sitio              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n<\/section><\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Puntaje crediticio<\/strong>:No se requiere puntuaci\u00f3n espec\u00edfica; ideal para aquellos con historial crediticio limitado o da\u00f1ado<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Cuota anual<\/strong>: Cero&nbsp;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Tasa de inter\u00e9s anual (APR) de compra<\/strong>:Tasa variable competitiva a 27,99%<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Tasa de porcentaje anual (APR) de anticipo de efectivo<\/strong>:Ligeramente m\u00e1s alto a 28.99%; se recomienda usarlo con precauci\u00f3n<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Recompensas<\/strong>:Disfrute de un reembolso de efectivo de 3% en combustible, 2% en compras de comestibles y 1% en todas las dem\u00e1s compras que califiquen.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">Tarjeta Truist Enjoy Cash Secured: descripci\u00f3n general<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Las tarjetas de cr\u00e9dito garantizadas sirven como un trampol\u00edn para que los usuarios construyan o reconstruyan su credibilidad financiera.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Lo que distingue a la tarjeta Truist Enjoy Cash Secured es su atractivo programa de recompensas, lo que la convierte en una herramienta de doble prop\u00f3sito para mejorar el cr\u00e9dito y obtener beneficios financieros.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Dirigida a aquellos que desean mejorar o establecer su cr\u00e9dito, esta tarjeta vincula su l\u00edmite de cr\u00e9dito a un dep\u00f3sito reembolsable, ofreciendo estructura y oportunidad.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>El dep\u00f3sito m\u00ednimo comienza en $300, lo que lo hace flexible para varios presupuestos.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\">Caracter\u00edsticas que brillan<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Recompensas en devoluci\u00f3n de efectivo<\/strong>:<br>Con 3% de reembolso en efectivo en gasolina y 2% en comestibles, esta tarjeta convierte los gastos de rutina en valiosos ahorros. Adem\u00e1s, los titulares de la tarjeta reciben 1% de reembolso en todas las dem\u00e1s compras que califiquen.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>L\u00edmite de cr\u00e9dito personalizable<\/strong>:<br>El l\u00edmite de cr\u00e9dito del titular de la tarjeta se corresponde directamente con su dep\u00f3sito de seguridad, lo que permite controlar el gasto y, al mismo tiempo, generar un historial crediticio positivo.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Informes a las principales agencias de cr\u00e9dito<\/strong>:<br>Las actualizaciones mensuales sobre la actividad de su cuenta se comparten con Experian, TransUnion y Equifax, lo que garantiza que las principales agencias de cr\u00e9dito realicen un seguimiento de su crecimiento crediticio. Estos informes constantes ayudan a los usuarios responsables a mejorar sus puntajes crediticios con el tiempo.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Acceso a herramientas en l\u00ednea<\/strong>:<br>Los titulares de tarjetas pueden administrar sus cuentas a trav\u00e9s de un portal en l\u00ednea f\u00e1cil de usar o una aplicaci\u00f3n m\u00f3vil, lo que simplifica el seguimiento del saldo y la programaci\u00f3n de pagos.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Camino a la actualizaci\u00f3n<\/strong>:<br>Despu\u00e9s de un uso responsable constante, Truist puede ofrecer oportunidades de transici\u00f3n a una tarjeta no garantizada, reembolsando el dep\u00f3sito y conservando el historial crediticio.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\">\u00bfQui\u00e9n se beneficia m\u00e1s de esta tarjeta?<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Esta tarjeta es la m\u00e1s adecuada para personas que:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>\u00bfEst\u00e1 comenzando con el cr\u00e9dito o tiene un historial crediticio corto?<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>\u00bfNecesita una herramienta confiable para reconstruir sus puntajes de cr\u00e9dito?<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Prefiera ganar recompensas en compras esenciales.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Busque una opci\u00f3n de dep\u00f3sito personalizable que establezca directamente su l\u00edmite de gasto.<\/li>\n<\/div><\/ul>\n<\/div><div class=\"wp-block-lazyblock-credit-card lazyblock-credit-card-2k1gYs\"><section class=\"credit-card mx-5 sm:mx-0 text-gray-600 body-font  my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n  <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n    <div class=\"w-24 h-full\"><\/div>\n  <\/div>\n  <div class=\"container px-5 sm:px-0 py-6 mx-auto\" data-anchor-target=\"lazyBlock\">\n    <div class=\"flex flex-wrap mx-auto\">\n      <a class=\"lg:w-2\/5 w-full lg:pl-6 mt-6 lg:mt-0\" href=\"https:\/\/www.truist.com\/credit-cards\/enjoy-cash-secured\" data-analytics-label=\"creditCardImage\" data-action=\"analytics#trackCTA\" >\n        <img decoding=\"async\" class=\"w-full h-64 object-cover object-center rounded\" loading=\"lazy\" alt=\"card\" style=\"height: 190px;\" src=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Design-sem-nome-1-3.png\">\n      <\/a>\n      <div class=\"lg:w-3\/5 w-full lg:pl-6 mt-6 lg:mt-0\">\n        <h2 class=\"text-sm title-font text-gray-500 tracking-widest uppercase\">\n          Tarjeta de cr\u00e9dito        <\/h2>\n        <h1 class=\"text-gray-900 text-3xl title-font font-medium mb-1\">\n          Truist Disfrute de efectivo asegurado        <\/h1>\n        <div class=\"flex mb-4 justify-center sm:justify-start\">\n          \n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              recompensas            <\/span>\n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              ahorros            <\/span>\n                    \n        <\/div>\n        <p class=\"leading-relaxed\">\n          \u00a1Genere cr\u00e9dito y gane reembolsos de efectivo sin esfuerzo hoy mismo!\n        <\/p>\n        <div class=\"flex mt-6 items-center pb-5 border-b-2 border-gray-100 mb-5\">\n          \n        <\/div>\n        <div class=\"flex\">\n          <a data-km2-rewarded=\"true\" style=\"font-size: 13px;\" class=\"hidden animate-fade-in flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/www.truist.com\/credit-cards\/enjoy-cash-secured\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button class=\"uppercase flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-4 focus:outline-none rounded  disabled:opacity-50\">\n              Vea c\u00f3mo aplicar            <\/button>\n          <\/a>\n          <a data-km2-rewarded=\"false\" style=\"font-size: 15px;\" class=\"flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/www.truist.com\/credit-cards\/enjoy-cash-secured\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button id=\"offer-first\" class=\"flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-6 focus:outline-none rounded  disabled:opacity-50\">\n              Vea c\u00f3mo aplicar            <\/button>\n          <\/a>\n        <\/div>\n        <p class=\"text-xs text-gray-500 mt-3 text-center sm:text-right\">\n          Ser\u00e1s redirigido a otro sitio        <\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n\n    <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 100) { setTimeout(() => this.visible(), 1000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 10) { this.getAnchorElement().style.marginBottom = '60px'; } if 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this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button data-no-translation class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/www.truist.com\/credit-cards\/enjoy-cash-secured\" rel=\"sponsored\" data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img decoding=\"async\" loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Design-sem-nome-1-3.png\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                \u00a1Genere cr\u00e9dito y gane reembolsos de 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desventajas de la tarjeta<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Es fundamental comprender las ventajas y desventajas de la tarjeta Truist Enjoy Cash Secured antes de tomar una decisi\u00f3n. A continuaci\u00f3n, se detallan sus ventajas y posibles limitaciones.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\">Ventajas<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"989\" height=\"336\" loading=\"lazy\" src=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Captura-de-tela-2024-11-21-200330.png\" alt=\"Truist Enjoy Cash Secured Card\" class=\"w-full object-cover object-center border mx-auto wp-image-1822\" srcset=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Captura-de-tela-2024-11-21-200330.png 989w, https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Captura-de-tela-2024-11-21-200330-300x102.png 300w, https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Captura-de-tela-2024-11-21-200330-768x261.png 768w, https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Captura-de-tela-2024-11-21-200330-18x6.png 18w\" sizes=\"(max-width: 989px) 100vw, 989px\" \/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\">Analizando las ventajas y desventajas de la tarjeta. Fuente: Truist <\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>La tarjeta Truist Enjoy Cash Secured ofrece varias ventajas distintivas que la hacen atractiva:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Programa de recompensas generosas<\/strong>:<br>Las tarjetas aseguradas rara vez ofrecen recompensas en efectivo, lo que hace que la tarjeta Truist sea una opci\u00f3n destacada.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Opciones flexibles de dep\u00f3sito y l\u00edmite<\/strong>:<br>Los usuarios pueden establecer su l\u00edmite de cr\u00e9dito en funci\u00f3n de su capacidad financiera, proporcionando control y tranquilidad.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Sin cuota anual<\/strong>:<br>La tarjeta no tiene tarifa anual, lo que la convierte en una opci\u00f3n a\u00fan m\u00e1s atractiva para quienes buscan generar cr\u00e9dito sin costos adicionales.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Potencial de creaci\u00f3n de cr\u00e9dito<\/strong>:<br>Informar a las tres principales agencias de cr\u00e9dito garantiza que el uso responsable tendr\u00e1 un impacto positivo en las puntuaciones crediticias.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Oportunidades de actualizaci\u00f3n<\/strong>:<br>Con el tiempo, los usuarios pueden calificar para una tarjeta de cr\u00e9dito Truist sin garant\u00eda, recibir su dep\u00f3sito de vuelta y mejorar a\u00fan m\u00e1s su perfil crediticio.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\">Contras<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>A pesar de sus numerosos beneficios, la tarjeta tiene algunas limitaciones:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Tasas de inter\u00e9s anuales (APR) altas<\/strong>:<br>Las tasas de porcentaje anual (APR) variables para compras y adelantos de efectivo son relativamente altas, por lo que es esencial evitar mantener saldos.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Requisito de dep\u00f3sito de seguridad<\/strong>:<br>Si bien es reembolsable, el dep\u00f3sito inicial puede ser un obst\u00e1culo para aquellos con presupuestos ajustados.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Categor\u00edas de recompensas limitadas<\/strong>:<br>El reembolso en efectivo de 3% se aplica a compras de gasolina y 2% a compras de comestibles, lo que puede no coincidir con los h\u00e1bitos de gasto de cada titular de tarjeta.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">C\u00f3mo solicitar la tarjeta Truist Enjoy Cash Secured<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>El proceso de solicitud para la tarjeta Truist Enjoy Cash Secured es sencillo y se puede completar en l\u00ednea. A continuaci\u00f3n, se incluye una gu\u00eda paso a paso para comenzar:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Paso 1: Visite el portal oficial en l\u00ednea de Truist.<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Vaya al sitio web oficial de Truist Bank y localice la secci\u00f3n de tarjetas seguras.<\/li>\n<\/div><\/ul>\n<\/div><\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Paso 2: Complete la solicitud<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Ingrese sus datos b\u00e1sicos, como su nombre, n\u00famero de Seguro Social y comprobante de ingresos.<\/li>\n<\/div><\/ul>\n<\/div><\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Paso 3: Establezca el monto de su dep\u00f3sito<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Seleccione un dep\u00f3sito, a partir de $300, que servir\u00e1 como l\u00edmite de gasto de su tarjeta.<\/li>\n<\/div><\/ul>\n<\/div><\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Paso 4: Presentar la solicitud<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Revise sus datos para comprobar que sean correctos y env\u00ede la solicitud. Es posible que Truist le pida documentaci\u00f3n adicional para verificar su identidad.<\/li>\n<\/div><\/ul>\n<\/div><\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Paso 5: Esperar la aprobaci\u00f3n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Las decisiones suelen tomarse en unos pocos d\u00edas h\u00e1biles. Una vez aprobada, deposite fondos en su dep\u00f3sito de seguridad para activar su cuenta.<\/li>\n<\/div><\/ul>\n<\/div><\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\">Requisitos de elegibilidad<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Para calificar para la tarjeta Truist Enjoy Cash Secured, los solicitantes deben cumplir con los siguientes criterios:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Debe haber cumplido 18 a\u00f1os o m\u00e1s.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Se requiere un n\u00famero de Seguro Social o de identificaci\u00f3n del contribuyente leg\u00edtimo.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Poseer una direcci\u00f3n postal v\u00e1lida en EE.UU.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Debe demostrar la capacidad para cubrir el dep\u00f3sito de seguridad reembolsable.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">Conozca otras opciones: Aqu\u00ed est\u00e1 la tarjeta de cr\u00e9dito asegurada PREMIER Bankcard\u00ae<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Si bien la tarjeta Truist Enjoy Cash Secured Card se destaca por sus recompensas y flexibilidad, puede que no sea adecuada para todos. La tarjeta de cr\u00e9dito PREMIER Bankcard\u00ae Secured Credit Card se destaca como una opci\u00f3n viable para explorar.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Esta tarjeta est\u00e1 dirigida espec\u00edficamente a personas que no tienen cr\u00e9dito o que lo tienen deteriorado. Su principal ventaja radica en la accesibilidad, ya que no requiere una puntuaci\u00f3n crediticia alta ni un dep\u00f3sito sustancial.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\">\u00bfQu\u00e9 hace que la tarjeta de cr\u00e9dito asegurada PREMIER Bankcard\u00ae sea una opci\u00f3n atractiva?<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Sin recompensas pero con menores barreras de entrada<\/strong>:<br>Si bien carece de beneficios de devoluci\u00f3n de efectivo, la tarjeta PREMIER Bankcard ofrece criterios de aprobaci\u00f3n accesibles, lo que la hace ideal para quienes necesitan opciones de creaci\u00f3n de cr\u00e9dito inmediata.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>L\u00edmites de cr\u00e9dito personalizables<\/strong>:<br>Al igual que la tarjeta Truist, permite flexibilidad para establecer l\u00edmites de cr\u00e9dito en funci\u00f3n del dep\u00f3sito.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\">Reflexiones finales<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>La tarjeta Truist Enjoy Cash Secured es una excelente opci\u00f3n para las personas que desean reconstruir su cr\u00e9dito mientras disfrutan de valiosas recompensas en efectivo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>&nbsp;Su combinaci\u00f3n de asequibilidad, flexibilidad y potencial de creaci\u00f3n de cr\u00e9dito la convierte en una opci\u00f3n destacada en el mercado de tarjetas aseguradas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Sin embargo, para aquellos que consideran que los criterios de elegibilidad de Truist o la disponibilidad regional son limitantes, la tarjeta de cr\u00e9dito asegurada PREMIER Bankcard\u00ae ofrece una alternativa viable.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Explore sus opciones y d\u00e9 el siguiente paso para mejorar su futuro financiero.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-1C2Kqw\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/morenetcash.com\/es\/premier-bankcard-secured-review\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Tarjeta de cr\u00e9dito asegurada PREMIER Bankcard\u00ae\">\n          <div class=\"m-auto float-none\">\n            <img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/02\/PREMIER-Bankcard\u00ae-Secured-Credit-Card-2.png\" alt=\"PREMIER Bankcard\u00ae Secured Credit Card\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/morenetcash.com\/es\/premier-bankcard-secured-review\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Tarjeta de cr\u00e9dito asegurada PREMIER Bankcard\u00ae\">\n            Tarjeta de cr\u00e9dito asegurada PREMIER Bankcard\u00ae        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            \u00a1Prep\u00e1rese para tomar el control de su cr\u00e9dito y solicite la tarjeta de cr\u00e9dito asegurada PREMIER Bankcard\u00ae! \u00a1Construya un futuro financiero m\u00e1s s\u00f3lido!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/morenetcash.com\/es\/premier-bankcard-secured-review\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Contin\u00faa Leyendo            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n  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