{"id":1844,"date":"2024-11-26T14:54:24","date_gmt":"2024-11-26T14:54:24","guid":{"rendered":"https:\/\/morenetcash.com\/?p=1844"},"modified":"2025-02-02T00:53:54","modified_gmt":"2025-02-02T00:53:54","slug":"first-progress-prestige-review","status":"publish","type":"post","link":"https:\/\/morenetcash.com\/de\/first-progress-prestige-review\/","title":{"rendered":"First Progress Prestige Mastercard\u00ae: Kreditaufbau + Cashback"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">Sch\u00f6pfen Sie das volle Potenzial Ihres Kreditaufbaus aus<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"576\" loading=\"lazy\" src=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Design-sem-nome-3-1-1024x576.png\" alt=\"First Progress Prestige Mastercard\" class=\"w-full object-cover object-center border mx-auto wp-image-1847\" srcset=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Design-sem-nome-3-1-1024x576.png 1024w, https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Design-sem-nome-3-1-300x169.png 300w, https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Design-sem-nome-3-1-768x432.png 768w, https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Design-sem-nome-3-1-18x10.png 18w, https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Design-sem-nome-3-1.png 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\">Sch\u00f6pfen Sie das volle Potenzial Ihres Kreditaufbaus aus. Quelle: More Net Cash<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Der Neuaufbau oder die Aufnahme eines Kredits von Grund auf muss keine gro\u00dfe Herausforderung sein. Die First Progress Prestige Mastercard\u00ae vereinfacht den Prozess mit ma\u00dfgeschneiderten Vorteilen.&nbsp;<\/p>\n<\/div><div class=\"wp-block-lazyblock-credit-card lazyblock-credit-card-1TzQXk\"><section class=\"credit-card mx-5 sm:mx-0 text-gray-600 body-font  my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n  <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n    <div class=\"w-24 h-full\"><\/div>\n  <\/div>\n  <div class=\"container px-5 sm:px-0 py-6 mx-auto\" data-anchor-target=\"lazyBlock\">\n    <div class=\"flex flex-wrap mx-auto\">\n      <a class=\"lg:w-2\/5 w-full lg:pl-6 mt-6 lg:mt-0\" href=\"https:\/\/timeforprogress.com\/pr\/Apply\/\" data-analytics-label=\"creditCardImage\" data-action=\"analytics#trackCTA\" >\n        <img decoding=\"async\" class=\"w-full h-64 object-cover object-center rounded\" loading=\"lazy\" alt=\"card\" style=\"height: 190px;\" src=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Design-sem-nome-5-1.png\">\n      <\/a>\n      <div class=\"lg:w-3\/5 w-full lg:pl-6 mt-6 lg:mt-0\">\n        <h2 class=\"text-sm title-font text-gray-500 tracking-widest uppercase\">\n          Kreditkarte        <\/h2>\n        <h1 class=\"text-gray-900 text-3xl title-font font-medium mb-1\">\n          Erster Fortschritt Prestige        <\/h1>\n        <div class=\"flex mb-4 justify-center sm:justify-start\">\n          \n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              Vorteile            <\/span>\n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              MasterCard            <\/span>\n                    \n        <\/div>\n        <p class=\"leading-relaxed\">\n          Bauen Sie Kredit mit niedrigem effektiven Jahreszins und Cashback-Pr\u00e4mien auf        <\/p>\n        <div class=\"flex mt-6 items-center pb-5 border-b-2 border-gray-100 mb-5\">\n          \n        <\/div>\n        <div class=\"flex\">\n          <a data-km2-rewarded=\"true\" style=\"font-size: 13px;\" class=\"hidden animate-fade-in flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/timeforprogress.com\/pr\/Apply\/\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button class=\"uppercase flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-4 focus:outline-none rounded  disabled:opacity-50\">\n              So bewerben Sie sich            <\/button>\n          <\/a>\n          <a data-km2-rewarded=\"false\" style=\"font-size: 15px;\" class=\"flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/timeforprogress.com\/pr\/Apply\/\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button id=\"offer-first\" class=\"flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-6 focus:outline-none rounded  disabled:opacity-50\">\n              So bewerben Sie sich            <\/button>\n          <\/a>\n        <\/div>\n        <p class=\"text-xs text-gray-500 mt-3 text-center sm:text-right\">\n          Sie werden auf eine andere Website weitergeleitet        <\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n\n    <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 100) { setTimeout(() => this.visible(), 1000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 10) { this.getAnchorElement().style.marginBottom = '60px'; } if (document.querySelector('[data-anchor-shown=\"true\"]') && document.querySelector('[data-anchor-shown=\"true\"]').style.bottom === '0px') { setTimeout(() => this.visible(), 1000); return; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); waitFor(_ => (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 10 && this.getAnchorElement().style.marginBottom !== '60px')) .then(_ => { this.closeAnchor(); }); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { if (this.closed) return; this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button data-no-translation class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/timeforprogress.com\/pr\/Apply\/\" rel=\"sponsored\" data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img decoding=\"async\" loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Design-sem-nome-5-1.png\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Bauen Sie Kredit mit niedrigem effektiven Jahreszins und Cashback-Pr\u00e4mien auf              <\/p>\n              <a href=\"https:\/\/timeforprogress.com\/pr\/Apply\/\" rel=\"sponsored\" data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    So bewerben Sie sich                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Sie werden auf eine andere Website weitergeleitet              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n<\/section><\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Mit dieser Karte k\u00f6nnen Sie eine solide Kredithistorie aufbauen und gleichzeitig von Pr\u00e4mien und g\u00fcnstigen Zinss\u00e4tzen profitieren, die auf Ihr finanzielles Wachstum ausgerichtet sind.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Kredit-Score:<\/strong> Es ist keine Mindestpunktzahl erforderlich, sodass diese Karte f\u00fcr Personen mit schlechter oder eingeschr\u00e4nkter Kredithistorie zug\u00e4nglich ist<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Jahresgeb\u00fchr:<\/strong> Die Kosten f\u00fcr die Aufrechterhaltung dieser Karte betragen 49 Dollar pro Jahr<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Regul\u00e4rer effektiver Jahreszins:<\/strong> Der variable Zinssatz f\u00fcr K\u00e4ufe betr\u00e4gt 14,74%<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Belohnungen:<\/strong> Zu den Vorteilen geh\u00f6rt der Erhalt von 1% Cashback auf jede Zahlung, die Sie auf Ihr Konto leisten<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">Erster Fortschritt Prestige: \u00dcbersicht<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Die First Progress Prestige Mastercard\u00ae ist eine gesicherte Kreditkarte, die speziell daf\u00fcr entwickelt wurde, Einzelpersonen dabei zu helfen, ihr Kreditprofil effektiv aufzubauen oder wiederherzustellen.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>F\u00fcr diese Karte ist eine r\u00fcckzahlbare Kaution erforderlich, die sowohl als Sicherheit als auch zur Bestimmung Ihres Kreditlimits dient.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Diese Struktur stellt eine zuverl\u00e4ssige und zug\u00e4ngliche Option f\u00fcr Personen mit eingeschr\u00e4nkter oder schlechter Kredithistorie dar und bietet einen Weg zur verantwortungsvollen Verbesserung ihrer finanziellen Situation.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\">So funktioniert es:<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Kaution:<\/strong> Antragsteller m\u00fcssen eine r\u00fcckzahlbare Kaution zwischen $200 und $2.000 hinterlegen, die ihr Kreditlimit direkt festlegt.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Kreditauskunft:<\/strong> Die Karte sendet monatlich Berichte an Equifax, Experian und TransUnion und hilft den Benutzern so, durch konsistente und verantwortungsvolle Nutzung Kreditw\u00fcrdigkeit aufzubauen.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Cashback-Pr\u00e4mien:<\/strong> Karteninhaber erhalten 1% Cashback auf Zahlungen, die auf das Konto erfolgen, was Anreize f\u00fcr p\u00fcnktliche Zahlungen und verantwortungsvolles Kreditmanagement bietet.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\">F\u00fcr wen ist es geeignet?<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Diese Karte ist ideal f\u00fcr Personen, die ihre Kreditw\u00fcrdigkeit aufbauen oder wiederherstellen m\u00f6chten.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Egal, ob Sie gerade erst mit dem Kreditgesch\u00e4ft beginnen, sich von finanziellen R\u00fcckschl\u00e4gen erholen oder Ihre finanzielle Situation st\u00e4rken m\u00f6chten \u2013 die First Progress Prestige Mastercard\u00ae bietet einen strukturierten und zug\u00e4nglichen Weg.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Seine Funktionen sind darauf ausgerichtet, den Benutzern dabei zu helfen, positive Kreditgewohnheiten zu entwickeln und gleichzeitig die Kosten \u00fcberschaubar zu halten, was es zu einem wertvollen Instrument f\u00fcr langfristiges finanzielles Wachstum macht.<\/p>\n<\/div><div class=\"wp-block-lazyblock-credit-card lazyblock-credit-card-1mCY5F\"><section class=\"credit-card mx-5 sm:mx-0 text-gray-600 body-font  my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n  <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n    <div class=\"w-24 h-full\"><\/div>\n  <\/div>\n  <div class=\"container px-5 sm:px-0 py-6 mx-auto\" data-anchor-target=\"lazyBlock\">\n    <div class=\"flex flex-wrap mx-auto\">\n      <a class=\"lg:w-2\/5 w-full lg:pl-6 mt-6 lg:mt-0\" href=\"https:\/\/timeforprogress.com\/pr\/Apply\/\" data-analytics-label=\"creditCardImage\" data-action=\"analytics#trackCTA\" >\n        <img decoding=\"async\" class=\"w-full h-64 object-cover object-center rounded\" loading=\"lazy\" alt=\"card\" style=\"height: 190px;\" src=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Design-sem-nome-5-1.png\">\n      <\/a>\n      <div class=\"lg:w-3\/5 w-full lg:pl-6 mt-6 lg:mt-0\">\n        <h2 class=\"text-sm title-font text-gray-500 tracking-widest uppercase\">\n          Kreditkarte        <\/h2>\n        <h1 class=\"text-gray-900 text-3xl title-font font-medium mb-1\">\n          Erster Fortschritt Prestige        <\/h1>\n        <div class=\"flex mb-4 justify-center sm:justify-start\">\n          \n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              Vorteile            <\/span>\n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              MasterCard            <\/span>\n                    \n        <\/div>\n        <p class=\"leading-relaxed\">\n          Bauen Sie Kredit mit niedrigem effektiven Jahreszins und Cashback-Pr\u00e4mien auf!        <\/p>\n        <div class=\"flex mt-6 items-center pb-5 border-b-2 border-gray-100 mb-5\">\n          \n        <\/div>\n        <div class=\"flex\">\n          <a data-km2-rewarded=\"true\" style=\"font-size: 13px;\" class=\"hidden animate-fade-in flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/timeforprogress.com\/pr\/Apply\/\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button class=\"uppercase flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-4 focus:outline-none rounded  disabled:opacity-50\">\n              Jetzt bewerben            <\/button>\n          <\/a>\n          <a data-km2-rewarded=\"false\" style=\"font-size: 15px;\" class=\"flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/timeforprogress.com\/pr\/Apply\/\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button id=\"offer-first\" class=\"flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-6 focus:outline-none rounded  disabled:opacity-50\">\n              Jetzt bewerben            <\/button>\n          <\/a>\n        <\/div>\n        <p class=\"text-xs text-gray-500 mt-3 text-center sm:text-right\">\n          Sie werden auf eine andere Website weitergeleitet        <\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n\n    <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 100) { setTimeout(() => this.visible(), 1000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 10) { this.getAnchorElement().style.marginBottom = '60px'; } if (document.querySelector('[data-anchor-shown=\"true\"]') && document.querySelector('[data-anchor-shown=\"true\"]').style.bottom === '0px') { setTimeout(() => this.visible(), 1000); return; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); waitFor(_ => (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 10 && this.getAnchorElement().style.marginBottom !== '60px')) .then(_ => { this.closeAnchor(); }); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { if (this.closed) return; this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button data-no-translation class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/timeforprogress.com\/pr\/Apply\/\" rel=\"sponsored\" data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img decoding=\"async\" loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Design-sem-nome-5-1.png\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Bauen Sie Kredit mit niedrigem effektiven Jahreszins und Cashback-Pr\u00e4mien auf!              <\/p>\n              <a href=\"https:\/\/timeforprogress.com\/pr\/Apply\/\" rel=\"sponsored\" data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Jetzt bewerben                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Sie werden auf eine andere Website weitergeleitet              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n<\/section><\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\">Warum ist es so besonders?<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Die Kombination aus einem relativ niedrigen effektiven Jahreszins f\u00fcr eine gesicherte Karte und der M\u00f6glichkeit, Cashback auf Zahlungen zu erhalten, unterscheidet diese Karte von vielen Konkurrenten in ihrer Kategorie.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Da keine Mindestanforderung f\u00fcr die Kreditw\u00fcrdigkeit besteht, ist der Kredit f\u00fcr eine gro\u00dfe Bandbreite von Antragstellern zug\u00e4nglich, darunter auch Personen mit begrenzter oder schlechter Kredithistorie. Dies erh\u00f6ht die Attraktivit\u00e4t des Kredits f\u00fcr unterschiedliche finanzielle Situationen.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">Analyse der Vor- und Nachteile der First Progress Prestige Mastercard\u00ae<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"616\" height=\"386\" loading=\"lazy\" src=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Captura-de-tela-2024-11-26-114133.png\" alt=\"First Progress Prestige Mastercard\" class=\"w-full object-cover object-center border mx-auto wp-image-1845\" srcset=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Captura-de-tela-2024-11-26-114133.png 616w, https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Captura-de-tela-2024-11-26-114133-300x188.png 300w, https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/11\/Captura-de-tela-2024-11-26-114133-18x12.png 18w\" sizes=\"(max-width: 616px) 100vw, 616px\" \/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\">Analyse der Vor- und Nachteile der Karte. Quelle: First Progress<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Wenn Sie die First Progress Prestige Mastercard\u00ae in Betracht ziehen, m\u00fcssen Sie unbedingt ihre Vorteile gegen m\u00f6gliche Nachteile abw\u00e4gen.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\">Pro<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Keine Bonit\u00e4tspr\u00fcfung:<\/strong> Es wird keine Bonit\u00e4tspr\u00fcfung der Antragsteller durchgef\u00fchrt, was die Chancen auf eine Genehmigung f\u00fcr Personen mit schlechter, eingeschr\u00e4nkter oder keiner Kredithistorie deutlich erh\u00f6ht und das Angebot somit sehr zug\u00e4nglich macht.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Niedriger effektiver Jahreszins:<\/strong> Mit einem variablen effektiven Jahreszins von 14,741 TP3T bietet diese Karte einen der niedrigsten Zinss\u00e4tze unter den gesicherten Karten und reduziert so die potenziellen Kosten f\u00fcr \u00fcbertragene Guthaben.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Cashback-Pr\u00e4mien:<\/strong> Der Erhalt von 1% Cashback auf Zahlungen f\u00f6rdert p\u00fcnktliche Zahlungen und eine verantwortungsvolle Kreditnutzung und bietet gleichzeitig einen zus\u00e4tzlichen finanziellen Anreiz f\u00fcr gute Gewohnheiten.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Kreditauskunftei-Berichte:<\/strong> Die monatliche Berichterstattung an alle drei gro\u00dfen Kreditauskunfteien hilft beim Aufbau oder der Wiederherstellung der Kreditw\u00fcrdigkeit und bietet konsequente Gelegenheiten, ein positives Kreditverhalten nachzuweisen.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\">Nachteile<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Jahresgeb\u00fchr:<\/strong> F\u00fcr die Karte f\u00e4llt eine Jahresgeb\u00fchr von $49 an, was f\u00fcr preisbewusste Personen eine \u00dcberlegung wert sein kann.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Kein Upgrade-Pfad:<\/strong> Innerhalb des First Progress-Pakets besteht keine M\u00f6glichkeit, auf eine ungesicherte Karte umzusteigen. Sobald sich Ihre Kreditw\u00fcrdigkeit verbessert, muss woanders ein neuer Antrag auf eine ungesicherte Karte gestellt werden.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Auslandstransaktionsgeb\u00fchr:<\/strong> Eine Geb\u00fchr von 3% auf Auslandstransaktionen macht es f\u00fcr den internationalen Einsatz weniger ideal.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">Beantragung der Karte<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Die Beantragung der First Progress Prestige Mastercard\u00ae ist ein unkomplizierter Vorgang, der auf Personen mit unterschiedlicher Kreditw\u00fcrdigkeit zugeschnitten ist.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">Teilnahmevoraussetzungen<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Alter:<\/strong> Um sich zu qualifizieren, m\u00fcssen Bewerber das Mindestalter von 18 Jahren erf\u00fcllen.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Wohnsitz:<\/strong> Diese Karte ist ausschlie\u00dflich f\u00fcr US-B\u00fcrger erh\u00e4ltlich, die \u00fcber eine g\u00fcltige Sozialversicherungsnummer verf\u00fcgen.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Kaution:<\/strong> Sie m\u00fcssen in der Lage sein, eine r\u00fcckzahlbare Kaution zu hinterlegen, die zwischen $200 und $2.000 liegen kann.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Einkommen:<\/strong> Ausreichendes Einkommen zur Deckung der Kreditverpflichtungen.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">Bewerbungsprozess<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ol><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Online-Bewerbung:<\/strong> Besuchen Sie die First Progress-Website und f\u00fcllen Sie das Online-Bewerbungsformular mit pers\u00f6nlichen und finanziellen Informationen aus.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Kaution:<\/strong> Nach der Genehmigung m\u00fcssen Sie eine r\u00fcckzahlbare Kaution hinterlegen, die Ihr Kreditlimit festlegt.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Kartenausgabe:<\/strong> Nach der Bearbeitung der Einzahlung wird Ihnen die Karte normalerweise innerhalb von 7 bis 10 Werktagen per Post zugeschickt.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Aktivierung:<\/strong> Aktivieren Sie die Karte nach Erhalt und beginnen Sie, sie verantwortungsvoll zu nutzen, um Ihr Guthaben aufzubauen.<\/li>\n<\/div><\/ol>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">Entdecken Sie eine andere Kreditkarte, die Ihren Bed\u00fcrfnissen entsprechen k\u00f6nnte<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Obwohl die First Progress Prestige Mastercard\u00ae wertvolle Funktionen f\u00fcr den Kreditaufbau bietet, ist es ratsam, alternative Optionen zu pr\u00fcfen.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Die Discover It\u00ae Secured Credit Card stellt mit ihren eigenen Vorteilen eine attraktive Alternative dar.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong>Hauptmerkmale<\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Keine Jahresgeb\u00fchr:<\/strong> Die Discover It\u00ae Secured Credit Card zeichnet sich dadurch aus, dass keine Jahresgeb\u00fchr erhoben wird, was sie von anderen gesicherten Kartenoptionen unterscheidet.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Pr\u00e4mienprogramm:<\/strong> Mit dem Pr\u00e4mienprogramm k\u00f6nnen Benutzer 21 TP3T Cashback auf Eink\u00e4ufe in Restaurants und an Tankstellen und 11 TP3T auf alles andere verdienen.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Kaution:<\/strong> F\u00fcr diese Karte ist eine Mindesteinzahlung von $200 erforderlich, sie ist erstattungsf\u00e4hig und direkt an Ihr Kreditlimit gekoppelt.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Kreditauskunftei-Berichte:<\/strong> Die Karte meldet die Kontoaktivit\u00e4t an alle drei gro\u00dfen Kreditauskunfteien und hilft den Benutzern so, ihr Kreditprofil aufzubauen und zu verbessern.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>Abschlussm\u00f6glichkeit:<\/strong> Nach sieben Monaten \u00fcberpr\u00fcft Discover automatisch Ihr Konto, um festzustellen, ob Sie f\u00fcr die Umstellung auf eine ungesicherte Karte und die R\u00fcckerstattung der Kaution in Frage kommen.<\/li>\n<\/div><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Zusammenfassend l\u00e4sst sich sagen, dass die First Progress Prestige Mastercard\u00ae Secured Credit Card eine praktikable M\u00f6glichkeit f\u00fcr Personen darstellt, die ihre Kreditw\u00fcrdigkeit aufbauen oder wiederherstellen m\u00f6chten.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Der niedrige effektive Jahreszins und die R\u00fcckerstattung der Raten sind bemerkenswerte Vorteile.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Wenn Sie jedoch Alternativen wie die Discover It\u00ae Secured Credit Card in Betracht ziehen, die keine Jahresgeb\u00fchr und ein umfangreiches Bonusprogramm bietet, k\u00f6nnen Sie eine fundierte Entscheidung treffen, die auf Ihre finanziellen Ziele zugeschnitten ist.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Erfahren Sie in unserem n\u00e4chsten Artikel alles \u00fcber die Discover it\u00ae Secured Credit Card \u2013 verpassen Sie es nicht!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZAd997\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/morenetcash.com\/de\/discover-it-secured-credit-card-review\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Gesicherte Discover It\u00ae-Kreditkarte\">\n          <div class=\"m-auto float-none\">\n            <img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/morenetcash.com\/wp-content\/uploads\/2024\/02\/Discover-It\u00ae-Secured-Credit-Card-3.png\" alt=\"Discover It\u00ae Secured Credit Card\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/morenetcash.com\/de\/discover-it-secured-credit-card-review\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Gesicherte Discover It\u00ae-Kreditkarte\">\n            Gesicherte Discover It\u00ae-Kreditkarte        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Freuen Sie sich \u00fcber Pr\u00e4mien, w\u00e4hrend Sie gleichzeitig Ihre Kreditw\u00fcrdigkeit wiederherstellen.         <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/morenetcash.com\/de\/discover-it-secured-credit-card-review\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Weiterlesen            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n     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